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Best Credit Cards for Zepto

Cards from RBL Bank have the strongest Zepto offers right now: Flat 5% off on orders above Rs.5000.

Which card gets you the best deal on Zepto grocery orders? Ranked by active bank offers and how consistently each issuer has run Zepto campaigns over the past year.

Updated 22 Oct 2026, 5:30 am IST  ·  refreshes every 48 hours

Bank or networkZepto deal right nowActive offersBest deal, past yearMonths with offers, past year
RBL BankFlat 5% off on orders above Rs.50002Up to 10.7% off · save up to ₹4,00012 of 12
Au BankGet 5% off on Zepto Electronics2Up to 15% off · save up to ₹1,00010 of 12
HSBCFlat Rs.100 instant discount on order above Rs.9991Up to 10% off · save up to ₹1,5009 of 12
Yes BankFlat Rs.100 off on orders above Rs.12502Up to 10% off · save up to ₹1,00010 of 12
ICICI Bank5% off on a minimum purchase of Rs.30001Up to 10% off · save up to ₹4,0007 of 12

Banks and card networks with live Zepto offers first, then by 12-month track record. Data refreshed 22 Oct 2026. Offers change often; confirm on the issuer or merchant site.

Ranked picks for Zepto

Banks ranked on their own Zepto offers, with their cards on CardChat. Banks with an active deal come first; card network offers are listed after the banks.

How we rank: banks are ranked on their own Zepto offers: banks with an Active deal tag right now come first, then order follows each bank's 12-month track record score (see chart below). The orange bar under each bank shows its score relative to the strongest bank here — it isn't a discount percentage. Offers from a card network (Visa, Mastercard, RuPay) apply to any bank's card on that network, so they're listed separately below rather than counted for each bank. Cards listed under each bank are that bank's cards on CardChat, not individually scored.

2
Au Bank Active deal
→ Get 5% off on Zepto Electronics
→ Flat Rs.50 off on Zepto

No Au Bank cards on CardChat yet.

3
HSBC Active deal
→ Flat Rs.100 instant discount on order above Rs.999
4
Yes Bank Active deal
→ Flat Rs.100 off on orders above Rs.1250
→ Flat 5% off on Electronics & Appliances

No IDBI Bank cards on CardChat yet.

No Indian Overseas Bank cards on CardChat yet.

No Punjab National Bank cards on CardChat yet.

No City Union Bank cards on CardChat yet.

No Federal Bank cards on CardChat yet.

Card network offers

These apply to a card from any bank on that network.

No live deal right now; ran Zepto offers in the past year.
14 Rupay cards on CardChat
No live deal right now; ran Zepto offers in the past year.
82 Visa cards on CardChat

Active deals right now

Banks and networks running Zepto campaigns at the time of the last data refresh.

Yes Bank 2 active offers
  • Flat Rs.100 off on orders above Rs.1250
  • Flat 5% off on Electronics & Appliances
RBL Bank 2 active offers
  • Flat 5% off on orders above Rs.5000
  • Flat Rs.100 off on transaction above Rs.999
Au Bank 2 active offers
  • Get 5% off on Zepto Electronics
  • Flat Rs.50 off on Zepto
HSBC 1 active offer
  • Flat Rs.100 instant discount on order above Rs.999
ICICI Bank 1 active offer
  • 5% off on a minimum purchase of Rs.3000

12-month issuer track record

How consistently each bank and network has run Zepto campaigns over the past year — including expired offers. A longer bar means stronger historical coverage.

Bars are scaled relative to the strongest issuer here, not to a fixed percentage — a bar at half the width of the top one means roughly half its track-record score, not half the discount. The number next to each bar reads as, for example, "best 15% · 8 mo": the largest single discount that issuer has offered on Zepto in the last 12 months, and the number of those 12 months in which it ran at least one active campaign.

best 10.7% · 12 mo
best 10% · 8 mo
best 15% · 10 mo
best 10% · 9 mo
best 15% · 1 mo
best 15% · 1 mo
best 10% · 7 mo
best 10% · 10 mo
best 10% · 3 mo
best 10% · 7 mo
best 10% · 1 mo
Rupay
best 10% · 1 mo
best 10% · 1 mo
best 5% · 5 mo
best 10% · 5 mo
Visa
best 8% · 4 mo
best 5% · 3 mo
best 2.5% · 1 mo