Fin Tiger
Icici Emeralde Private Metal Credit Card

Icici Emeralde Private Metal Credit Card

Updated October 2026
ICICI Bank · MasterCard · Credit Card
Best for
Frequent travelers and high spenders
Think twice if
Low spenders or infrequent travelers
Unlimited lounge access for domestic and international High rewards on insurance and groceries Joining bonus of 12500 reward points
Joining Fee: Joining Fee - Rs.12499
Renewal Fee: Second Year Onwards Annual Fee of Rs.12499 Spend Rs.10 Lakh For Waiver of Annual Fee
Domestic Lounge: Unlimited Complimentary Lounge Access
International Lounge: Unlimited International Lounge Access With the Priority Pass Membership
Rewards: Earn 6 Rewards Points For Every Rs.200 on Insurance
Forex Markup: 2% - Foreign Currency Transactions

Key Benefits

Rewards
Earn 6 Rewards Points For Every Rs.200 on Insurance
Earn 6 Rewards Points For Every Rs.200 on Grocery
Earn 6 Rewards Points For Every Rs.200 on Education
Lounge Access
Domestic Unlimited Complimentary Lounge Access
International Unlimited International Lounge Access With the Priority Pass Membership
Welcome Bonus
Get 12500 Reward Points as Joining Bonus

People Also Asked

What online offers are available with the Icici Emeralde Private Metal Credit Card? ▼
The Icici Emeralde Private Metal Credit Card offers various online deals across categories such as: Mobiles (e.g., 10% Instant Discount on AMAZON.IN for min spend of Rs. 7490), Shopping (e.g., Flat Rs. 500 off at ADANI ONE for min spend of Rs. 6000), Flights (e.g., Flat 10% off on CLEARTRIP for min spend of Rs. 15000), Electronics (e.g., Rs. 4000 Instant cashback on APPLE), and Hotels (e.g., Flat 15% off on CLEARTRIP for min spend of Rs. 10000). Ask for more →
What are the electronics offers with the Icici Emeralde Private Metal Credit Card? ▼
The card provides 22 electronics offers, including: Rs. 4000 Instant cashback on APPLE (valid till 26-Jun-2026), Rs. 1500 Discount at CROMA (valid till 30-Jun-2026), and 15% off at HAMMER (valid till 30-Jun-2026). Other notable offers include 10% Discount at IFB POINT and various discounts on MI.COM products. Ask for more →
What milestone benefits does the Icici Emeralde Private Metal Credit Card offer? ▼
The Icici Emeralde Private Metal Credit Card offers milestone benefits including an EaseMyTrip Air Travel Voucher worth Rs. 3000 for an annual spend of Rs. 4 Lakhs, and another Rs. 3000 voucher for an annual spend of Rs. 8 Lakhs. These vouchers are valid for flight bookings only on Easemytrip.com. Ask for more →

More about the Icici Emeralde Private Metal Credit Card

Is the Icici Emeralde Private Metal Credit Card worth it in 2026?

The Icici Emeralde Private Metal Credit Card offers 6 Rewards Points for every Rs.200 spent on insurance, grocery, education, utilities, and retail. With a joining fee and annual fee of Rs.12499, it is worth it for users who can leverage the high rewards and spend Rs.10 lakh annually to waive the fee.

Who should get the Icici Emeralde Private Metal Credit Card?

This card is ideal for high spenders who frequently spend on insurance, groceries, education, utilities, and retail categories. Users who travel often and can spend Rs.10 lakh annually to waive the annual fee will benefit the most.

How to maximise rewards on the Icici Emeralde Private Metal Credit Card?

To maximise rewards, focus spending on insurance, grocery, education, utilities, and retail categories to earn 6 Rewards Points for every Rs.200. Additionally, aim to spend Rs.10 lakh annually to get the annual fee waived.

Is the Icici Emeralde Private Metal Credit Card good for international travel?

Yes, the card offers unlimited international lounge access with Priority Pass membership, making it suitable for frequent international travelers seeking premium lounge benefits.

Compare

CompareCompare Icici Emeralde Private Metal Credit Card with: Infinia Metal Edition Hdfc Credit Card · Sbi Card Elite Advantage Visa Signature Credit Card · Axis Bank Horizon Mastercard Credit Card

Have a specific question about this card?

Icici Emeralde Private Metal Credit Card
Icici Emeralde Private Metal Credit Card
ICICI Bank · MasterCard · Credit Card
Joining Fee: Joining Fee - Rs.12499
Renewal Fee: Second Year Onwards Annual Fee of Rs.12499 Spend Rs.10 Lakh For Waiver of Annual Fee
Domestic Lounge: Unlimited Complimentary Lounge Access
International Lounge: Unlimited International Lounge Access With the Priority Pass Membership
Rewards: Earn 6 Rewards Points For Every Rs.200 on Insurance
Forex Markup: 2% - Foreign Currency Transactions
Key Details
Joining Fee
Joining Fee - Rs.12499
Renewal Fee
Second Year Onwards Annual Fee of Rs.12499
Spend Rs.10 Lakh For Waiver of Annual Fee
Domestic Lounge
Unlimited Complimentary Lounge Access
International Lounge
Unlimited International Lounge Access With the Priority Pass Membership
Rewards
Earn 6 Rewards Points For Every Rs.200 on Insurance
Forex Markup
2% - Foreign Currency Transactions
CompareCompare Icici Emeralde Private Metal Credit Card with: Infinia Metal Edition Hdfc Credit Card · Sbi Card Elite Advantage Visa Signature Credit Card · Axis Bank Horizon Mastercard Credit Card
Common Questions
Joining Fee - Rs.12499. Second Year Onwards Annual Fee of Rs.12499. Spend Rs.10 Lakh For Waiver of Annual Fee
Unlimited Complimentary Lounge Access International: Unlimited International Lounge Access With the Priority Pass Membership.
Earn 6 Rewards Points For Every Rs.200 on Insurance
Spend Rs.10 Lakh For Waiver of Annual Fee
2% - Foreign Currency Transactions

What do you want to know about this card?

Messages: 0/3 — Login after 3 messages for unlimited chat
Wallet Chat → Compare this card against any other card
Press Enter to send, Shift+Enter for new line