Icici Emeralde Private Metal Credit Card

Updated July 2026

ICICI Bank · MasterCard · Credit Card

Best for

Frequent travelers and high spenders

Think twice if

Low spenders or infrequent travelers

Unlimited complimentary lounge access worldwide High rewards on utilities and retail spending Joining bonus of 12500 reward points

Joining Fee: Joining Fee - Rs.12499

Renewal Fee: Second Year Onwards Annual Fee of Rs.12499 Spend Rs.10 Lakh For Waiver of Annual Fee

Domestic Lounge: Unlimited Complimentary Lounge Access

International Lounge: Unlimited International Lounge Access With the Priority Pass Membership

Rewards: Earn 6 Rewards Points For Every Rs.200 on Utilities

Forex Markup: 2% - Foreign Currency Transactions

Key Benefits

Rewards

Earn 6 Rewards Points For Every Rs.200 on Utilities

Earn 6 Rewards Points For Every Rs.200 on Retail

Earn 6 Rewards Points For Every Rs.200 on Insurance

Lounge Access

Domestic Unlimited Complimentary Lounge Access

International Unlimited International Lounge Access With the Priority Pass Membership

Welcome Bonus

Get 12500 Reward Points as Joining Bonus

People Also Asked

What are the online offers available for the Icici Emeralde Private Metal Credit Card? ▼

The Icici Emeralde Private Metal Credit Card offers various online offers across different categories, including: 1. Mobiles: 10% Instant Discount on AMAZON.IN (min spend Rs. 7490), Rs. 5000 cashback on APPLE, and Rs. 3000 Discount on CROMA. 2. Shopping: Flat Rs. 500 off on ADANI ONE (min spend Rs. 6000), 10% off on BIANCA HOME, and 8% off on CANOOPI.COM. 3. Flights: Flat 10% off on CLEARTRIP (min spend Rs. 15000), Rs. 750 off (min spend Rs. 10000), and Rs. 1250 off (min spend Rs. 15000). 4. Electronics: Rs. 4000 cashback on APPLE, Rs. 1500 Discount on CROMA, and 15% off on HAMMER. 5. Hotels: 10% off on ALAYASTAYS.COM, 15% off on CLEARTRIP (min spend Rs. 10000), and 20% off on CLEARTRIP (min spend Rs. 20000). Ask for more →

What are the electronics offers for the Icici Emeralde Private Metal Credit Card? ▼

The Icici Emeralde Private Metal Credit Card provides 22 electronics offers, including: 1. Rs. 4000 Instant cashback on APPLE (valid till 26-Jun-2026). 2. Rs. 1500 Discount on CROMA (valid till 30-Jun-2026). 3. 15% off on HAMMER (valid till 30-Jun-2026). 4. 10% Discount on IFB POINT (valid till 26-Jun-2026). 5. 5% Discount on IFB POINT (valid till 26-Jun-2026). 6. 15% Discount on IFB POINT (valid till 26-Jun-2026). 7. 10% Instant Discount on JIOMART (valid till 30-Jun-2026). 8. Up to Rs. 10000 off on MI.COM (valid till 30-Jun-2026). 9. Rs. 1750 Discount on MI.COM (min spend Rs. 8999, valid till 30-Jun-2026). 10. Rs. 750 Discount on MI.COM (min spend Rs. 8999, valid till 30-Jun-2026). Ask for more →

What are the milestone benefits of the Icici Emeralde Private Metal Credit Card? ▼

The Icici Emeralde Private Metal Credit Card offers milestone benefits based on annual spending: 1. An EaseMyTrip Air Travel Voucher worth Rs. 3000 for an annual spend of Rs. 4 Lakhs. 2. Another EaseMyTrip Air Travel Voucher worth Rs. 3000 for an annual spend of Rs. 8 Lakhs. Both vouchers are valid only for flight bookings on Easemytrip.com. For more details, visit the official website. Ask for more →

More about the Icici Emeralde Private Metal Credit Card

Is the Icici Emeralde Private Metal Credit Card worth it in 2026?

The Icici Emeralde Private Metal Credit Card offers 6 reward points for every Rs.200 spent on utilities, retail, insurance, grocery, and education. With unlimited domestic and international lounge access and a fee waiver on spending Rs.10 lakh, it is valuable for high spenders seeking premium benefits.

Who should get the Icici Emeralde Private Metal Credit Card?

This card is ideal for affluent users who spend heavily on utilities, retail, insurance, groceries, and education. It suits frequent travelers and premium customers who can justify the Rs.12,499 joining and annual fees with high rewards and lounge access.

How to maximise rewards on the Icici Emeralde Private Metal Credit Card?

To maximise rewards, focus spending on utilities, retail, insurance, grocery, and education categories to earn 6 reward points for every Rs.200. Also, aim to spend Rs.10 lakh annually to waive the Rs.12,499 annual fee and enhance overall value.

Is the Icici Emeralde Private Metal Credit Card good for international travel?

Yes, the card offers unlimited international lounge access through Priority Pass membership, making it excellent for frequent international travelers. The premium lounge benefits add comfort and convenience during overseas trips.

Compare

CompareCompare Icici Emeralde Private Metal Credit Card with: Infinia Metal Edition Hdfc Credit Card · Sbi Cards Simplysave Visa Platinum Credit Card · 6E Rewards - Indigo Hdfc Bank Credit Card

Icici Emeralde Private Metal Credit Card

ICICI Bank · MasterCard · Credit Card

Joining Fee: Joining Fee - Rs.12499

Renewal Fee: Second Year Onwards Annual Fee of Rs.12499 Spend Rs.10 Lakh For Waiver of Annual Fee

Domestic Lounge: Unlimited Complimentary Lounge Access

International Lounge: Unlimited International Lounge Access With the Priority Pass Membership

Rewards: Earn 6 Rewards Points For Every Rs.200 on Utilities

Forex Markup: 2% - Foreign Currency Transactions

Key Details

Joining Fee

Joining Fee - Rs.12499

Renewal Fee

Second Year Onwards Annual Fee of Rs.12499

Spend Rs.10 Lakh For Waiver of Annual Fee

Domestic Lounge

Unlimited Complimentary Lounge Access

International Lounge

Unlimited International Lounge Access With the Priority Pass Membership

Rewards

Earn 6 Rewards Points For Every Rs.200 on Utilities

Forex Markup

2% - Foreign Currency Transactions

CompareCompare Icici Emeralde Private Metal Credit Card with: Infinia Metal Edition Hdfc Credit Card · Sbi Cards Simplysave Visa Platinum Credit Card · 6E Rewards - Indigo Hdfc Bank Credit Card

Common Questions

Joining Fee - Rs.12499. Second Year Onwards Annual Fee of Rs.12499. Spend Rs.10 Lakh For Waiver of Annual Fee

Unlimited Complimentary Lounge Access International: Unlimited International Lounge Access With the Priority Pass Membership.

Earn 6 Rewards Points For Every Rs.200 on Utilities

Spend Rs.10 Lakh For Waiver of Annual Fee

2% - Foreign Currency Transactions

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