Key Benefits
More about the Idfc First Select Visa Credit Card
Is the Idfc First Select Visa Credit Card worth it in 2026?
Yes, the Idfc First Select Visa Credit Card is worth it in 2026 as it offers 10X reward points on spends above Rs. 20,000 and on birthdays, along with no joining or annual fees. Additionally, cardholders get 2 complimentary domestic airport lounge accesses per quarter, adding value for frequent travelers.
Who should get the Idfc First Select Visa Credit Card?
This card is ideal for users who spend over Rs. 20,000 monthly and want to maximize reward points, especially on birthdays and rental/property management transactions. It suits frequent travelers seeking complimentary lounge access and those looking to avoid annual fees.
How to maximise rewards on the Idfc First Select Visa Credit Card?
To maximize rewards, spend above Rs. 20,000 monthly to earn 10X reward points, use the card for rental and property management transactions to get 3X points, and pay insurance premiums and utility bills to earn 1X points. Also, make purchases on your birthday to get 10X points.
Is the Idfc First Select Visa Credit Card better than a top competing premium card?
While it may not offer as many premium benefits as some top-tier cards, the Idfc First Select Visa Credit Card stands out with no joining or annual fees and strong reward rates like 10X points on spends above Rs. 20,000. It is a cost-effective choice for reward-focused users.