Key Benefits
More about the Indianoil HDFC Bank Credit Card Rupay
Is the Indianoil HDFC Bank Credit Card Rupay worth it in 2026?
Yes, the card is worth it if you frequently spend on fuel, groceries, and bill payments. You earn 5% fuel points on these categories, and the renewal fee of Rs. 500 is waived if you spend Rs. 50,000 annually.
Who should get the Indianoil HDFC Bank Credit Card Rupay?
This card is ideal for regular fuel buyers and those who spend on groceries and bill payments. If you want to earn 5% fuel points on these essential expenses, this card suits your needs.
How to maximise rewards on the Indianoil HDFC Bank Credit Card Rupay?
Maximise rewards by using the card primarily for fuel purchases at IndianOil, groceries, and bill payments to earn 5% fuel points. Also, spend at least Rs. 50,000 annually to waive the Rs. 500 renewal fee.
What purchases give the best value on the Indianoil HDFC Bank Credit Card Rupay?
Fuel purchases at IndianOil, groceries, and bill payments provide the best value with 5% fuel points. Other spends earn 1 fuel point for every Rs. 150 spent.