The IndusInd Legend Visa has no annual fee, earns 1 Reward Points per ₹100 on Weekdays, includes 1 airport lounge visit a quarter and charges a 1.8% forex markup.
| Annual fee | None |
|---|---|
| Joining fee | ₹5,000 |
| Base rewards | 1 Reward Points per ₹100 on Weekdays |
| Lounge access | 1 airport lounge visit a quarter |
| Forex markup | 1.8% |
From issuer benefit data, checked 22 Oct 2026. Base rewards is the general earn rate; category and partner rates are under Key Benefits.
Key Benefits
Live offers on this card
224 online offers across 163 brands right now, each valid for at least another 7 days. Checked 22 Oct.
- Croma: Rs.3000 Discount · till 31 Oct
- Yatra: Upto Rs.1800 off · till 31 Dec
- Air India: Get additional Rs.1000 off · till 31 Dec
- EaseMyTrip: Get Rs.1000 off · till 31 Dec
- AJIO: Flat Rs.150 off · till 31 Oct
These are IndusInd Bank's own offers and Visa network offers, so they apply to every IndusInd Bank Visa card, not just this one. All IndusInd Bank offers by category.
More about the Indusind Legend Visa Credit Card
Is the Indusind Legend Visa Credit Card worth it in 2026?
The Indusind Legend Visa Credit Card offers valuable rewards like 1 Reward Point per Rs.100 on medical, automobile, and telecom transactions, plus 0.70 points on government and education payments. With a Rs.5000 joining fee and no renewal fees, it is cost-effective for high spenders who can benefit from the 3000 bonus points after spending Rs.5 Lakhs.
Who should get the Indusind Legend Visa Credit Card?
This card is ideal for individuals with significant monthly expenses in medical, automobile, telecom, government, and education sectors. Frequent travelers who value airport lounge access and those who can spend Rs.5 Lakhs annually to earn bonus points will find this card beneficial.
How to maximise rewards on the Indusind Legend Visa Credit Card?
To maximise rewards, focus spending on medical, automobile, and telecom transactions to earn 1 Reward Point per Rs.100. Also, accumulate spends on government and education payments for 0.70 points per Rs.100. Reaching Rs.5 Lakhs in annual spend unlocks 3000 bonus points, boosting overall rewards.
Is the Indusind Legend Visa Credit Card good for international travel?
Yes, the card offers 1 complimentary domestic airport lounge access per quarter and includes Priority Pass membership for international lounges. These benefits make it suitable for frequent international travelers seeking comfort and convenience.