The Kotak League RuPay Platinum has a ₹499 annual fee (waived on ₹50,000 annual spend), earns 4 reward points Upto ₹2 Lakhs Annual Spend and charges a 3.5% forex markup.
| Annual fee | ₹499 |
|---|---|
| Joining fee | ₹499 |
| Annual fee waived | On ₹50,000 annual spend |
| Base rewards | 4 reward points Upto ₹2 Lakhs Annual Spend |
| Forex markup | 3.5% |
From issuer benefit data, checked 22 Oct 2026. Base rewards is the general earn rate; category and partner rates are under Key Benefits.
63 online offers across 42 brands right now, each valid for at least another 7 days. Checked 22 Oct.
These are Kotak Mahindra Bank's own offers and RuPay network offers, so they apply to every Kotak Mahindra Bank RuPay card, not just this one. All Kotak Mahindra Bank offers by category.
Yes, the Kotak League Rupay Platinum Credit Card is worth it in 2026 if you spend regularly on travel, electric sales, durable goods, or departmental stores. You earn 8 reward points for every Rs. 150 spent, with milestone rewards and fee waivers making it cost-effective.
This card is ideal for frequent shoppers and travelers who spend at least Rs. 50,000 annually. Users who can spend Rs. 1,25,000 every six months to earn 10,000 milestone points will benefit the most.
Maximise rewards by spending on travel, electric sales, durable goods, and departmental stores to earn 8 points per Rs. 150. Also, aim to spend Rs. 1,25,000 every six months to receive 10,000 bonus points.
Purchases on travel, electric sales, durable goods, and departmental stores offer the best value with 8 reward points per Rs. 150 spent. Additionally, spending above Rs. 2 lakhs annually boosts rewards further.