Key Benefits
More about the Kotak League Rupay Platinum Credit Card
Is the Kotak League Rupay Platinum Credit Card worth it in 2026?
Yes, the Kotak League Rupay Platinum Credit Card is worth it in 2026 for users who spend regularly on travel, departmental stores, and durable goods. With 8 reward points earned on every Rs. 150 spent in these categories and a milestone bonus of 10,000 points after spending Rs. 1,25,000 every 6 months, it offers good value. The Rs. 499 joining and annual fee is also waived in the second year upon spending Rs. 50,000.
Who should get the Kotak League Rupay Platinum Credit Card?
This card is ideal for frequent shoppers and travelers who spend heavily on durable goods, departmental stores, and travel. Users with an annual spend above Rs. 2 lakhs benefit from earning 8 reward points per Rs. 150 spent and milestone bonuses. It suits those looking for a low annual fee card with reward point incentives.
How to maximise rewards on the Kotak League Rupay Platinum Credit Card?
To maximise rewards, focus spending on durable goods, travel, and departmental stores where you earn 8 reward points per Rs. 150. Aim to spend Rs. 1,25,000 every 6 months to unlock the 10,000 reward points milestone. Also, ensure annual spending exceeds Rs. 50,000 to waive the second-year fee.
What purchases give the best value on the Kotak League Rupay Platinum Credit Card?
Purchases on durable goods, travel, and departmental stores offer the best value, earning 8 reward points for every Rs. 150 spent. Spending above Rs. 2 lakhs annually also increases rewards to 8 points per Rs. 150 across categories. These categories maximise your reward point accumulation.