Kotak Myntra Rupay Credit Card

Kotak Myntra Rupay Credit Card

Updated July 2026
Kotak Mahindra Bank · Rupay · Credit Card
Best for
Frequent online shoppers and Myntra users
Think twice if
Low spenders or infrequent travelers
Complimentary Myntra Insider Membership included Four free airport lounge accesses yearly Annual fee waived with Rs.2 Lakhs spend
Joining Fee: Joining Fee of Rs.500
Renewal Fee: Annual Fee of Rs.500 Spend Rs.2 Lakhs For Annual Fees Waiver
Domestic Lounge: Enjoy 4 Complimentary Airport Lounge Access Per Year
Forex Markup: 3.5% - Foreign Currency Transactions

Key Benefits

Lounge Access
Domestic Enjoy 4 Complimentary Airport Lounge Access Per Year
Welcome Bonus
Complimentary Membership to Myntra Insider Program

People Also Asked

What is the Lenskart offer with the Kotak Myntra Rupay Credit Card?
The Kotak Myntra Rupay Credit Card offers a Free Lenskart Gold Max Membership valued at ₹800, valid until June 30, 2026. This offer is applicable for first transactions only and can be redeemed online or in-store, but is not available for non-new users or for membership returns/refunds. Ask for more →
What are the travel offers available with the Kotak Myntra Rupay Credit Card?
Current travel offers with the Kotak Myntra Rupay Credit Card include: 10% off at Akbar Travels (valid until August 31, 2026), ₹1500 off at Eco Rent A Car (valid until August 31, 2026), ₹500 off at Eco Rent A Car (valid until August 31, 2026), up to 50% off for new users at Rapido (valid until August 31, 2026), and 15% off at Yatra.com (valid until August 31, 2026). Ask for more →
What online shopping offers can I get with the Kotak Myntra Rupay Credit Card?
The Kotak Myntra Rupay Credit Card provides several online shopping offers, including: up to ₹200 off on Airport Meals at Adani One (valid until March 31, 2026, with a minimum spend of ₹400), 10% off on domestic and international packages at Akbar Travels (valid until August 31, 2026), flat 35% off sitewide at Babyhug (valid until April 30, 2026), and flat 60% off at Behrouz Biryani (valid until March 31, 2026). Ask for more →

More about the Kotak Myntra Rupay Credit Card

Is the Kotak Myntra Rupay Credit Card worth it in 2026?

The Kotak Myntra Rupay Credit Card offers 4 complimentary airport lounge accesses annually with a joining and annual fee of Rs.500 each. The annual fee is waived if you spend Rs.2 Lakhs in a year, making it cost-effective for frequent shoppers and travelers.

Who should get the Kotak Myntra Rupay Credit Card?

This card is ideal for Myntra shoppers and frequent domestic travelers who can utilize the 4 complimentary airport lounge visits per year. Users who can spend Rs.2 Lakhs annually will benefit from the fee waiver, maximizing value.

How to maximise rewards on the Kotak Myntra Rupay Credit Card?

To maximize rewards, spend at least Rs.2 Lakhs annually to waive the Rs.500 annual fee and make full use of the 4 complimentary domestic airport lounge accesses. Focus your spends on Myntra and travel-related expenses.

Best apps/sites to use the Kotak Myntra Rupay Credit Card on?

The Kotak Myntra Rupay Credit Card is best used on Myntra for shopping benefits and on domestic travel booking platforms to leverage the complimentary lounge access. Using it on Myntra ensures you get maximum rewards and savings.

Compare

Kotak Myntra Rupay Credit Card
Kotak Myntra Rupay Credit Card
Kotak Mahindra Bank · Rupay · Credit Card
Joining Fee: Joining Fee of Rs.500
Renewal Fee: Annual Fee of Rs.500 Spend Rs.2 Lakhs For Annual Fees Waiver
Domestic Lounge: Enjoy 4 Complimentary Airport Lounge Access Per Year
Forex Markup: 3.5% - Foreign Currency Transactions
Joining Fee
Joining Fee of Rs.500
Renewal Fee
Annual Fee of Rs.500
Spend Rs.2 Lakhs For Annual Fees Waiver
Domestic Lounge
Enjoy 4 Complimentary Airport Lounge Access Per Year
Forex Markup
3.5% - Foreign Currency Transactions
Joining Fee of Rs.500. Annual Fee of Rs.500. Spend Rs.2 Lakhs For Annual Fees Waiver
Enjoy 4 Complimentary Airport Lounge Access Per Year
Spend Rs.2 Lakhs For Annual Fees Waiver
3.5% - Foreign Currency Transactions

What do you want to know about this card?

Messages: 0/3 — Login after 3 messages for unlimited chat
Login required: You've reached the 3-message limit. Login with Google
Wallet Chat → Compare this card against any other card
Press Enter to send, Shift+Enter for new line