The Kotak Myntra RuPay has a ₹500 annual fee (waived on ₹2 lakh annual spend), includes 4 airport lounge visits a year and charges a 3.5% forex markup.
| Annual fee | ₹500 |
|---|---|
| Joining fee | ₹500 |
| Annual fee waived | On ₹2 lakh annual spend |
| Lounge access | 4 airport lounge visits a year |
| Forex markup | 3.5% |
From issuer benefit data, checked 23 Oct 2026. Base rewards is the general earn rate; category and partner rates are under Key Benefits.
Key Benefits
Live offers on this card
63 online offers across 42 brands right now, each valid for at least another 7 days. Checked 22 Oct.
- Croma: Rs.3000 Discount · till 31 Oct
- AJIO: Flat Rs.150 off · till 31 Jul 2027
- MakeMyTrip: Upto 35% Instant Discount · till 31 Dec
- Goibibo: Upto 25% off · till 31 Dec
- EaseMyTrip: Flat 15% off · till 31 Dec
These are Kotak Mahindra Bank's own offers and RuPay network offers, so they apply to every Kotak Mahindra Bank RuPay card, not just this one. All Kotak Mahindra Bank offers by category.
People Also Asked
More about the Kotak Myntra Rupay Credit Card
Is the Kotak Myntra Rupay Credit Card worth it in 2026?
The Kotak Myntra Rupay Credit Card offers 4 complimentary airport lounge accesses per year with a joining and annual fee of Rs.500 each. The annual fee is waived if you spend Rs.2 Lakhs annually, making it a cost-effective option for frequent travelers and shoppers.
Who should get the Kotak Myntra Rupay Credit Card?
This card is ideal for frequent Myntra shoppers and occasional travelers who can utilize the 4 complimentary domestic lounge accesses annually. Users who can spend Rs.2 Lakhs yearly to waive off the Rs.500 annual fee will gain maximum value.
How to maximise rewards on the Kotak Myntra Rupay Credit Card?
To maximise benefits, spend at least Rs.2 Lakhs annually to waive the Rs.500 annual fee and use the card for Myntra purchases and travel to enjoy lounge access. Regular usage ensures you get the best value from both rewards and fee waivers.
Best apps/sites to use the Kotak Myntra Rupay Credit Card on?
The Kotak Myntra Rupay Credit Card is best used on Myntra for shopping benefits and on travel booking platforms to leverage the 4 complimentary domestic airport lounge accesses per year.