The Samsung Axis Visa Signature has a ₹500 annual fee (waived on ₹2 lakh annual spend), earns 5 EDGE Reward Points on ₹100, includes 4 airport lounge visits a year and charges a 3.5% forex markup.
| Annual fee | ₹500 |
|---|---|
| Joining fee | ₹500 |
| Annual fee waived | On ₹2 lakh annual spend |
| Base rewards | 5 EDGE Reward Points on ₹100 |
| Lounge access | 4 airport lounge visits a year |
| Forex markup | 3.5% |
From issuer benefit data, checked 23 Oct 2026. Base rewards is the general earn rate; category and partner rates are under Key Benefits.
234 online offers across 164 brands right now, each valid for at least another 7 days. Checked 22 Oct.
These are Axis Bank's own offers and Visa network offers, so they apply to every Axis Bank Visa card, not just this one. All Axis Bank offers by category.
Yes, the Samsung Axis Bank Visa Signature Credit Card is worth it in 2026 if you frequently shop on BigBasket, Tata1Mg, Urban Company, or Myntra, as it offers 10 EDGE Reward Points per Rs.100 spent on these platforms. The card also provides 4 complimentary domestic airport lounge accesses annually, with a reasonable joining fee of Rs.500 and an annual fee of Rs.500 from the second year, which can be waived by spending Rs.2 lakhs.
This card is ideal for shoppers who regularly use BigBasket, Tata1Mg, Urban Company, and Myntra, earning high rewards on these spends. It's also suitable for frequent domestic travelers who value complimentary airport lounge access and can meet the Rs.2 lakh annual spend to waive the annual fee.
To maximise rewards, focus your spending on BigBasket, Tata1Mg, Urban Company, and Myntra to earn 10 EDGE Reward Points per Rs.100. Additionally, maintain an annual spend of Rs.2 lakhs to waive the Rs.500 annual fee and benefit from the 5 EDGE Reward Points on other purchases.
The Samsung Axis Bank Visa Signature Credit Card offers competitive rewards on select lifestyle and grocery platforms and includes 4 complimentary domestic lounge accesses. However, compared to top premium cards with higher lounge access counts and broader reward categories, it is more suited for targeted spenders rather than general premium card users.