The SBI Card Elite Visa Signature has a ₹4,999 annual fee (waived on ₹10 lakh annual spend), earns 5X Reward Points on Dining (2 Reward Points per ₹100 on other spends), includes 2 airport lounge visits a quarter and charges a 1.99% forex markup.
| Annual fee | ₹4,999 |
|---|---|
| Annual fee waived | On ₹10 lakh annual spend |
| Top reward rate | 5X Reward Points on Dining |
| Base rewards | 2 Reward Points per ₹100 |
| Lounge access | 2 airport lounge visits a quarter |
| Forex markup | 1.99% |
From issuer benefit data, checked 24 Oct 2026. Top reward rate is the card's best partner or category rate; base rewards is the general earn rate. Caps and exclusions are under Key Benefits.
Key Benefits
Live offers on this card
223 online offers across 161 brands right now, each valid for at least another 7 days. Checked 23 Oct.
- Croma: Rs.14000 Discount · till 31 Oct
- Yatra: Upto Rs.1800 off · till 31 Dec
- Air India: Get additional Rs.1000 off · till 31 Dec
- EaseMyTrip: Get Rs.1000 off · till 31 Dec
- Paytm: Save 50% · till 30 Dec
These are SBI Cards's own offers and Visa network offers, so they apply to every SBI Cards Visa card, not just this one. All SBI Cards offers by category.
People Also Asked
More about the Sbi Card Elite Visa Signature Credit Card
Is the Sbi Card Elite Visa Signature Credit Card worth it in 2026?
The Sbi Card Elite Visa Signature has an annual fee of Rs.4999, which can be waived by spending Rs.10 Lakhs. It offers 5X reward points on dining and departmental stores, plus 2 reward points per Rs.100 on other spends, making it valuable for high spenders who can utilize its premium benefits.
Who should get the Sbi Card Elite Visa Signature Credit Card?
This card is ideal for frequent diners and shoppers at departmental stores and grocery outlets, as it offers 5X reward points in these categories. It also suits travelers who can benefit from 2 complimentary domestic lounge accesses per quarter and 6 international lounge visits annually.
How to maximise rewards on the Sbi Card Elite Visa Signature Credit Card?
Maximise rewards by spending on dining, departmental stores, and groceries to earn 5X reward points. Additionally, aim for milestone spends of Rs.3, 4, and 5 Lakhs to earn bonus reward points of 10,000, 10,000, and 15,000 respectively.
Best fuel stations for the Sbi Card Elite Visa Signature Credit Card?
The card offers a 1% fuel surcharge waiver on fuel purchases, making it beneficial at all fuel stations. However, no specific fuel station partnerships are mentioned.