The SBI Card Indigo Elite Mastercard has a ₹4,999 annual fee, earns 2 IndiGo BluChips Per ₹100 on Other Spends and includes 2 airport lounge visits a quarter.
| Annual fee | ₹4,999 |
|---|---|
| Joining fee | ₹4,999 |
| Base rewards | 2 IndiGo BluChips Per ₹100 on Other Spends |
| Lounge access | 2 airport lounge visits a quarter |
From issuer benefit data, checked 22 Oct 2026. Base rewards is the general earn rate; category and partner rates are under Key Benefits.
Key Benefits
Live offers on this card
108 online offers across 68 brands right now, each valid for at least another 7 days. Checked 22 Oct.
- Croma: Rs.12000 Discount · till 31 Oct
- Paytm: Flat Rs.750 off · till 31 Dec
- Air India: Flat 12% off · till 7 Dec
- Reliance Digital: 5% Instant Discount · till 31 Dec
- Hp - Hewlett-packard: Rs.18000 Cashback · till 10 Nov
These are SBI Cards's own offers and Mastercard network offers, so they apply to every SBI Cards Mastercard card, not just this one. All SBI Cards offers by category.
More about the Sbi Card Indigo Elite Mastercard Credit Card
Is the Sbi Card Indigo Elite Mastercard Credit Card worth it in 2026?
The Sbi Card Indigo Elite Mastercard has a joining and renewal fee of Rs.4999 each. It offers strong rewards with 7 IndiGo BluChips per Rs.100 spent on IndiGo bookings, making it valuable for frequent flyers. Complimentary lounge access also adds significant travel benefits.
Who should get the Sbi Card Indigo Elite Mastercard Credit Card?
This card is ideal for frequent IndiGo flyers and travelers who spend regularly on travel and other categories. Users who can utilize the 2 complimentary domestic lounge visits per quarter and 6 international lounge accesses annually will benefit the most.
How to maximise rewards on the Sbi Card Indigo Elite Mastercard Credit Card?
Maximise rewards by booking IndiGo flights to earn 7 BluChips per Rs.100. Use the card for other travel spends to earn 3 BluChips per Rs.100, and for all other purchases to earn 2 BluChips per Rs.100. Regular usage on travel and IndiGo will boost your rewards significantly.
Is the Sbi Card Indigo Elite Mastercard Credit Card good for international travel?
Yes, it offers 6 complimentary international lounge accesses per year, enhancing airport experience abroad. The card also rewards 3 IndiGo BluChips per Rs.100 on travel spends, making it beneficial for international travelers.