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Best Credit Cards for Amazon Shopping

The best card for Amazon.in is the ICICI Bank Amazon Pay Visa Credit Card (5% Cashback For Amazon Prime Member) from ICICI Bank — the co-branded card built for Amazon.in. Right now, HDFC Bank also has a strong Amazon.in offer: 10% Instant Discount Amazon Great Indian Festival.

Cards ranked by what they earn at Amazon.in, co-branded cards first. Below: the bank offers running right now and each bank's 12-month track record.

Updated 5 Nov 2026, 4:07 pm IST  ·  refreshes every 48 hours

Best cards for Amazon.in by reward rate

Co-branded Amazon.in cards come first, then every card we track by what it earns at Amazon.in: a rate for Amazon.in itself, else its online-spends rate, else its base rate.

#CardEarns at Amazon.inOn ₹10,000 a monthAnnual fee
1 ICICI Bank Amazon Pay Visa Credit Card
Co-branded Amazon.in card
5%
5% Cashback For Amazon Prime Member
₹6,000 a year None
2 Swiggy HDFC Bank Credit Card
Earns extra at Amazon.in
5%
5% Cashback on Amazon
₹6,000 a year ₹500
3 HDFC Bank Millennia Credit Card Visa
Earns extra at Amazon.in
5%
5% Cashback on Amazon
₹6,000 a year ₹1,000
4 SBI Card Visa Cashback Credit Card
Online spends rate
5%
5% Cashback on Online Spends
₹6,000 a year ₹999
5 HDFC Bank MoneyBack+ Credit Card
Earns extra at Amazon.in
3.33%
10X CashPoints on Amazon
₹4,000 a year ₹500
6 HDFC Bank Diners Club Black Credit Card
Base rate
3.33%
5 reward points For Every ₹150
₹4,000 a year ₹10,000
7 HDFC Bank Diners Club Black Metal Edition Credit Card
Base rate
3.33%
5 reward points For Every ₹150
₹4,000 a year ₹10,000
8 Infinia Metal Edition HDFC Credit Card
Base rate
3.33%
5 Reward Points For Every ₹150 Spent
₹4,000 a year ₹12,500
9 HDFC Biz Black Metal Edition Credit Card
Base rate
3.33%
5 Reward Points per ₹150 on Other Spends
₹4,000 a year ₹10,000
10 RBL Bank Binge Visa Credit Card
Online spends rate
3%
12 Reward Points per ₹100 on Online Spends
₹3,600 a year ₹999

Rates from each card's issuer benefit data. Yearly figures are ₹10,000 a month at Amazon.in × the rate, with each card's stated monthly cap applied, before exclusions; reward points are valued at the card's best listed redemption (often travel or vouchers via the bank's portal). Bank offers below can add to these.

Bank or networkAmazon.in deal right nowActive offersBest deal, past yearMonths with offers, past year
HDFC Bank10% Instant Discount Amazon Great Indian Festival1Up to 10% off · save up to ₹1,7506 of 12
Axis BankNone right now0Up to 60% off · save up to ₹10,00010 of 12
SBI CardsNone right now0Up to 10% off · save up to ₹1,75010 of 12
Federal BankNone right now0Up to 15% off · save up to ₹1,50011 of 12
RBL BankNone right now0Up to 15% off · save up to ₹1,00011 of 12

Banks and card networks with live Amazon.in offers first, then by 12-month track record. Data refreshed 5 Nov 2026. Offers change often; confirm on the issuer or merchant site.

Bank offers at Amazon.in right now

Banks ranked on their own Amazon.in offers, with their cards on CardChat. Banks with an active deal come first; card network offers are listed after the banks.

How we rank: banks are ranked on their own Amazon.in offers: banks with an Active deal tag right now come first, then order follows each bank's 12-month track record score (see chart below). The orange bar under each bank shows its score relative to the strongest bank here — it isn't a discount percentage. Offers from a card network (Visa, Mastercard, RuPay) apply to any bank's card on that network, so they're listed separately below rather than counted for each bank. Cards listed under each bank are that bank's cards on CardChat, not individually scored.

No Federal Bank cards on CardChat yet.

No Canara Bank cards on CardChat yet.

No Punjab National Bank cards on CardChat yet.

11

No Au Bank cards on CardChat yet.

No Bandhan Bank cards on CardChat yet.

No Jammu & Kashmir cards on CardChat yet.

No Indian Bank cards on CardChat yet.

No Dbs Bank cards on CardChat yet.

No South Indian Bank cards on CardChat yet.

No City Union Bank cards on CardChat yet.

Card network offers

These apply to a card from any bank on that network.

No live deal right now; ran Amazon.in offers in the past year.
82 Visa cards on CardChat
No live deal right now; ran Amazon.in offers in the past year.
4 American Express cards on CardChat

Active deals right now

Banks and networks running Amazon.in campaigns at the time of the last data refresh.

HDFC Bank 1 active offer
  • 10% Instant Discount Amazon Great Indian Festival

12-month issuer track record

How consistently each bank and network has run Amazon.in campaigns over the past year — including expired offers. A longer bar means stronger historical coverage.

Bars are scaled relative to the strongest issuer here, not to a fixed percentage — a bar at half the width of the top one means roughly half its track-record score, not half the discount. The number next to each bar reads as, for example, "best 15% · 8 mo": the largest single discount that issuer has offered on Amazon.in in the last 12 months, and the number of those 12 months in which it ran at least one active campaign.

best 10% · 10 mo
best 60% · 10 mo
best 15% · 11 mo
best 15% · 11 mo
best 15% · 11 mo
best 10% · 9 mo
best 10% · 9 mo
best 10% · 6 mo
best 10% · 6 mo
best 10% · 7 mo
best 10% · 6 mo
best 7.5% · 8 mo
best 10% · 4 mo
best 10% · 4 mo
best 10% · 6 mo
best 17.5% · 6 mo
best 7.5% · 5 mo
best 10% · 2 mo
best 10% · 4 mo
best 10% · 1 mo
best 7.5% · 4 mo
Visa
best 10% · 1 mo
best 7.5% · 2 mo
best 0% · 1 mo