Yes Ace Credit Card

Yes Ace Credit Card

Updated July 2026
Yes Bank · MasterCard · Credit Card
Best for
Frequent online shoppers seeking rewards
Think twice if
Rarely spends enough to waive fees
Earn 8 Reward Points for online purchases 2 Reward Points on every Rs.200 spent Fee waiver with Rs.50000 annual spending
Joining Fee: Joining Fee of Rs.399
Renewal Fee: Renewal Fee of Rs.399 Spend Rs.5000 For Joining Fee Waiver
Rewards: 8 Reward Points on Every Rs.200 For Online Shopping
Forex Markup: 2.75% - Foreign Currency Transactions

Key Benefits

Rewards
8 Reward Points on Every Rs.200 For Online Shopping
4 Reward Points on Every Rs.200 For Offline Shopping
2 Reward Points on Every Rs.200

More about the Yes Ace Credit Card

Is the Yes Ace Credit Card worth it in 2026?

The Yes Ace Credit Card offers 2 Reward Points on every Rs.200 spent, with enhanced rewards for online and offline shopping. With a joining and renewal fee of Rs.399, it becomes worth it if you spend at least Rs.50,000 annually to avail the renewal fee waiver.

Who should get the Yes Ace Credit Card?

This card is ideal for frequent shoppers who spend both online and offline. If you regularly spend Rs.50,000 or more annually and want to earn up to 8 Reward Points per Rs.200 on online shopping, this card suits your needs.

How to maximise rewards on the Yes Ace Credit Card?

To maximise rewards, prioritise online shopping to earn 8 Reward Points per Rs.200 and offline shopping to get 4 Reward Points per Rs.200. Also, ensure your annual spend crosses Rs.50,000 to waive the Rs.399 renewal fee.

What purchases give the best value on the Yes Ace Credit Card?

Online shopping offers the best value with 8 Reward Points on every Rs.200 spent. Offline shopping is next best with 4 Reward Points per Rs.200, while all other spends earn 2 Reward Points per Rs.200.

Yes Ace Credit Card
Yes Ace Credit Card
Yes Bank · MasterCard · Credit Card
Joining Fee: Joining Fee of Rs.399
Renewal Fee: Renewal Fee of Rs.399 Spend Rs.5000 For Joining Fee Waiver
Rewards: 8 Reward Points on Every Rs.200 For Online Shopping
Forex Markup: 2.75% - Foreign Currency Transactions
Joining Fee
Joining Fee of Rs.399
Renewal Fee
Renewal Fee of Rs.399
Spend Rs.5000 For Joining Fee Waiver
Rewards
8 Reward Points on Every Rs.200 For Online Shopping
Forex Markup
2.75% - Foreign Currency Transactions
Joining Fee of Rs.399. Renewal Fee of Rs.399. Spend Rs.5000 For Joining Fee Waiver
8 Reward Points on Every Rs.200 For Online Shopping
Spend Rs.5000 For Joining Fee Waiver
2.75% - Foreign Currency Transactions

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