The Yes Ace has a ₹399 annual fee (waived on ₹50,000 annual spend), earns 2 Reward Points on Every ₹200 and charges a 2.75% forex markup.
| Annual fee | ₹399 |
|---|---|
| Joining fee | ₹399 |
| Annual fee waived | On ₹50,000 annual spend |
| Base rewards | 2 Reward Points on Every ₹200 |
| Forex markup | 2.75% |
From issuer benefit data, checked 22 Oct 2026. Base rewards is the general earn rate; category and partner rates are under Key Benefits.
Key Benefits
Live offers on this card
107 online offers across 71 brands right now, each valid for at least another 7 days. Checked 22 Oct.
- Yatra: Upto Rs.5000 off · till 31 Oct
- Croma: Rs.1500 Discount · till 31 Oct
- Paytm: Flat Rs.750 off · till 31 Dec
- Zepto: Flat Rs.100 off · till 31 Oct
- MakeMyTrip: Upto 35% Instant Discount · till 31 Oct
These are Yes Bank's own offers and Mastercard network offers, so they apply to every Yes Bank Mastercard card, not just this one. All Yes Bank offers by category.
More about the Yes Ace Credit Card
Is the Yes Ace Credit Card worth it in 2026?
The Yes Ace Credit Card offers 8 reward points on every Rs.200 spent online and 4 points offline, making it valuable for frequent shoppers. With a joining and renewal fee of Rs.399 each, the fee is waived if you spend Rs.5000, enhancing its worth for regular users.
Who should get the Yes Ace Credit Card?
This card is ideal for shoppers who frequently make online purchases and want to earn high reward points. It suits individuals who can spend at least Rs.5000 annually to waive the fees and maximize benefits.
How to maximise rewards on the Yes Ace Credit Card?
To maximize rewards, prioritize online shopping to earn 8 reward points per Rs.200 spent. Also, ensure you spend Rs.5000 annually to waive the Rs.399 joining fee and renewal fee.
What purchases give the best value on the Yes Ace Credit Card?
Online shopping transactions offer the best value with 8 reward points on every Rs.200 spent. Offline shopping earns 4 points per Rs.200, while other purchases earn 2 points per Rs.200.