The Yes Ace Credit Card offers 2 Reward Points on every Rs.200 spent, with enhanced rewards for online and offline shopping. With a joining and renewal fee of Rs.399, it becomes worth it if you spend at least Rs.50,000 annually to avail the renewal fee waiver.
This card is ideal for frequent shoppers who spend both online and offline. If you regularly spend Rs.50,000 or more annually and want to earn up to 8 Reward Points per Rs.200 on online shopping, this card suits your needs.
To maximise rewards, prioritise online shopping to earn 8 Reward Points per Rs.200 and offline shopping to get 4 Reward Points per Rs.200. Also, ensure your annual spend crosses Rs.50,000 to waive the Rs.399 renewal fee.
Online shopping offers the best value with 8 Reward Points on every Rs.200 spent. Offline shopping is next best with 4 Reward Points per Rs.200, while all other spends earn 2 Reward Points per Rs.200.