The Yes Elite Plus has a ₹999 annual fee (waived on ₹2 lakh annual spend), earns 4 Reward Points on Every ₹200, includes 2 airport lounge visits a quarter and charges a 2.75% forex markup.
| Annual fee | ₹999 |
|---|---|
| Joining fee | ₹999 |
| Annual fee waived | On ₹2 lakh annual spend |
| Base rewards | 4 Reward Points on Every ₹200 |
| Lounge access | 2 airport lounge visits a quarter |
| Forex markup | 2.75% |
From issuer benefit data, checked 23 Oct 2026. Base rewards is the general earn rate; category and partner rates are under Key Benefits.
Key Benefits
Live offers on this card
107 online offers across 71 brands right now, each valid for at least another 7 days. Checked 22 Oct.
- Yatra: Upto Rs.5000 off · till 31 Oct
- Croma: Rs.1500 Discount · till 31 Oct
- Paytm: Flat Rs.750 off · till 31 Dec
- Zepto: Flat Rs.100 off · till 31 Oct
- MakeMyTrip: Upto 35% Instant Discount · till 31 Oct
These are Yes Bank's own offers and Mastercard network offers, so they apply to every Yes Bank Mastercard card, not just this one. All Yes Bank offers by category.
More about the Yes Bank Elite Plus Credit Card
Is the Yes Bank Elite Plus Credit Card worth it in 2026?
The Yes Bank Elite Plus Credit Card offers 12 reward points on every Rs.200 spent online and 6 points offline, making it valuable for frequent shoppers. With a joining and renewal fee of Rs.999 each, the fee is waived if you spend Rs.20,000, enhancing its worth for regular users.
Who should get the Yes Bank Elite Plus Credit Card?
This card is ideal for online shoppers and frequent travelers who can benefit from high reward points and complimentary lounge access. Users spending Rs.20,000 or more annually will also enjoy fee waivers, making it suitable for mid to high spenders.
How to maximise rewards on the Yes Bank Elite Plus Credit Card?
Maximise rewards by focusing on online shopping to earn 12 reward points per Rs.200 spent, and offline purchases for 6 points per Rs.200. Also, ensure annual spending exceeds Rs.20,000 to waive the Rs.999 joining fee.
Is the Yes Bank Elite Plus Credit Card good for international travel?
Yes, it offers 3 complimentary international airport lounge accesses per year, enhancing travel comfort. Additionally, 2 domestic lounge accesses per quarter support frequent flyers within India.