Yes Bank Elite Plus Credit Card

Yes Bank Elite Plus Credit Card

Updated July 2026
Yes Bank · MasterCard · Credit Card
Best for
Frequent travelers and online shoppers
Think twice if
Low spenders or infrequent travelers
High reward points for online purchases Complimentary airport lounge access Fee waiver with high spending
Joining Fee: Joining Fee of Rs.999
Renewal Fee: Renewal Fee of Rs.999 Spend Rs.200000 For Renewal Fee Waiver
Domestic Lounge: 2 Complimentary Airport Lounge Access Per Quarter
International Lounge: 3 Complimentary Airport Lounge Access Per Year
Rewards: 12 Reward Points on Every Rs.200 For Online Shopping
Forex Markup: 2.75% - Foreign Currency Transactions

Key Benefits

Rewards
12 Reward Points on Every Rs.200 For Online Shopping
6 Reward Points on Every Rs.200 For Offline Shopping
4 Reward Points on Every Rs.200
Lounge Access
Domestic 2 Complimentary Airport Lounge Access Per Quarter
International 3 Complimentary Airport Lounge Access Per Year

More about the Yes Bank Elite Plus Credit Card

Is the Yes Bank Elite Plus Credit Card worth it in 2026?

The Yes Bank Elite Plus Credit Card offers 4 reward points on every Rs.200 spent, with higher points for online (12) and offline shopping (6). The Rs.999 joining and renewal fees can be waived by spending Rs.200,000 annually, making it valuable for frequent spenders.

Who should get the Yes Bank Elite Plus Credit Card?

This card is ideal for shoppers who spend regularly both online and offline and can utilize reward points effectively. Frequent travelers who value complimentary airport lounge access will also benefit from its 2 domestic and 3 international lounge visits per year.

How to maximise rewards on the Yes Bank Elite Plus Credit Card?

To maximise rewards, focus on online shopping to earn 12 reward points per Rs.200 spent and offline shopping for 6 points per Rs.200. Additionally, spending Rs.200,000 annually waives the Rs.999 renewal fee, adding more value.

Is the Yes Bank Elite Plus Credit Card good for international travel?

Yes, the card offers 3 complimentary international airport lounge accesses per year, enhancing travel comfort. Combined with reward points on international spends, it is suitable for frequent international travelers.

Yes Bank Elite Plus Credit Card
Yes Bank Elite Plus Credit Card
Yes Bank · MasterCard · Credit Card
Joining Fee: Joining Fee of Rs.999
Renewal Fee: Renewal Fee of Rs.999 Spend Rs.200000 For Renewal Fee Waiver
Domestic Lounge: 2 Complimentary Airport Lounge Access Per Quarter
International Lounge: 3 Complimentary Airport Lounge Access Per Year
Rewards: 12 Reward Points on Every Rs.200 For Online Shopping
Forex Markup: 2.75% - Foreign Currency Transactions
Joining Fee
Joining Fee of Rs.999
Renewal Fee
Renewal Fee of Rs.999
Spend Rs.200000 For Renewal Fee Waiver
Domestic Lounge
2 Complimentary Airport Lounge Access Per Quarter
International Lounge
3 Complimentary Airport Lounge Access Per Year
Rewards
12 Reward Points on Every Rs.200 For Online Shopping
Forex Markup
2.75% - Foreign Currency Transactions
Joining Fee of Rs.999. Renewal Fee of Rs.999. Spend Rs.200000 For Renewal Fee Waiver
2 Complimentary Airport Lounge Access Per Quarter International: 3 Complimentary Airport Lounge Access Per Year.
12 Reward Points on Every Rs.200 For Online Shopping
Spend Rs.200000 For Renewal Fee Waiver
2.75% - Foreign Currency Transactions

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