The Yes Select has a ₹499 annual fee (waived on ₹1 lakh annual spend), earns 2 Reward Points on Every ₹200, includes 1 airport lounge visit a quarter and charges a 2.75% forex markup.
| Annual fee | ₹499 |
|---|---|
| Joining fee | ₹499 |
| Annual fee waived | On ₹1 lakh annual spend |
| Base rewards | 2 Reward Points on Every ₹200 |
| Lounge access | 1 airport lounge visit a quarter |
| Forex markup | 2.75% |
From issuer benefit data, checked 22 Oct 2026. Base rewards is the general earn rate; category and partner rates are under Key Benefits.
Key Benefits
Live offers on this card
107 online offers across 71 brands right now, each valid for at least another 7 days. Checked 22 Oct.
- Yatra: Upto Rs.5000 off · till 31 Oct
- Croma: Rs.1500 Discount · till 31 Oct
- Paytm: Flat Rs.750 off · till 31 Dec
- Zepto: Flat Rs.100 off · till 31 Oct
- MakeMyTrip: Upto 35% Instant Discount · till 31 Oct
These are Yes Bank's own offers and Mastercard network offers, so they apply to every Yes Bank Mastercard card, not just this one. All Yes Bank offers by category.
More about the Yes Bank Select Credit Card
Is the Yes Bank Select Credit Card worth it in 2026?
Yes, the Yes Bank Select Credit Card is worth it in 2026 if you frequently shop online and offline. It offers 8 reward points on every Rs.200 spent online and 4 points on offline shopping. Additionally, you get 1 complimentary airport lounge access per quarter, making it valuable for regular travelers.
Who should get the Yes Bank Select Credit Card?
This card is ideal for shoppers who spend heavily online and offline, especially those who can spend Rs.100,000 annually to waive the Rs.499 renewal fee. Frequent flyers will also benefit from the quarterly complimentary airport lounge access.
How to maximise rewards on the Yes Bank Select Credit Card?
To maximise rewards, focus on online shopping to earn 8 reward points on every Rs.200 spent. Also, aim to spend Rs.100,000 annually to get the renewal fee of Rs.499 waived, increasing your net benefits from the card.
Is the Yes Bank Select Credit Card better than a top competing premium card?
The Yes Bank Select Credit Card offers competitive rewards with 8 points per Rs.200 online and quarterly lounge access at a low joining and renewal fee of Rs.499. However, top premium cards may offer higher lounge access frequency and additional perks, so it depends on your specific usage.