Key Benefits
More about the Yes Bank Select Credit Card
Is the Yes Bank Select Credit Card worth it in 2026?
The Yes Bank Select Credit Card offers 4 reward points on every Rs.200 spent offline and 8 points for online shopping, making it valuable for regular shoppers. With a low joining and renewal fee of Rs.499 each, waived on spending Rs.10,000, it remains cost-effective in 2026.
Who should get the Yes Bank Select Credit Card?
This card is ideal for shoppers who frequently spend both online and offline, seeking to earn high reward points. It suits users who can spend at least Rs.10,000 to waive the joining fee and value occasional airport lounge access.
How to maximise rewards on the Yes Bank Select Credit Card?
To maximise rewards, prioritise online shopping to earn 8 reward points per Rs.200 and offline purchases for 4 points per Rs.200. Ensure monthly spends exceed Rs.10,000 to waive the Rs.499 joining fee and maintain cost efficiency.
Is the Yes Bank Select Credit Card better than a top competing premium card?
Compared to premium cards with higher fees, Yes Bank Select offers competitive rewards at a lower cost with Rs.499 fees and quarterly lounge access. However, it may lack some premium benefits found in higher-tier cards.