Axis Bank Select Credit Card

Axis Bank Select Credit Card

Updated July 2026
Axis Bank · Visa · Credit Card
Best for
Frequent travelers seeking rewards and lounge access
Think twice if
Low spenders not reaching fee waiver threshold
Earn 10 EDGE Reward Points on spending Complimentary airport lounge access for travelers Welcome benefit of 10,000 EDGE Reward Points
Joining Fee: Joining Fee of Rs.3000
Renewal Fee: Second Year Onwards Annual Fee of Rs.3000 Spend Rs.8 Lakh For Waiver of Annual Fee
Domestic Lounge: 2 Complimentary Airport Lounge Access Per Quarter
International Lounge: 12 Complimentary International Airport Lounge Access
Rewards: Earn 10 EDGE Reward Points Per Rs.200
Forex Markup: 3.5% - Foreign Currency Transactions

Key Benefits

Rewards
Earn 10 EDGE Reward Points Per Rs.200
Earn 2X EDGE Reward Points per Rs.200 on Retail
Lounge Access
Domestic 2 Complimentary Airport Lounge Access Per Quarter
International 12 Complimentary International Airport Lounge Access
Milestone Rewards
Earn 5000 EDGE Reward Points on Spend of Rs.3 Lakhs
Welcome Bonus
Welcome Benefit - 10000 EDGE REWARD Points

More about the Axis Bank Select Credit Card

Is the Axis Bank Select Credit Card worth it in 2026?

The Axis Bank Select Credit Card offers 10 EDGE Reward Points per Rs.200 spent and a milestone bonus of 5000 points on Rs.3 Lakhs spend. With a Rs.3000 joining and annual fee, waived on Rs.8 Lakh spend, it is worth it for high spenders seeking premium rewards.

Who should get the Axis Bank Select Credit Card?

This card is ideal for frequent shoppers and travelers who spend heavily, especially those who can spend Rs.3 Lakhs or more annually to unlock milestone rewards and waive the Rs.3000 annual fee by spending Rs.8 Lakhs.

How to maximise rewards on the Axis Bank Select Credit Card?

Maximise rewards by spending on retail to earn 2X EDGE Reward Points per Rs.200 and aim to reach Rs.3 Lakhs spend to get 5000 bonus points. Also, maintain Rs.8 Lakh annual spend to waive the Rs.3000 annual fee.

Is the Axis Bank Select Credit Card good for international travel?

Yes, it offers 12 complimentary international airport lounge accesses annually and 2 domestic lounge accesses per quarter, making it a strong choice for frequent international travelers.

Axis Bank Select Credit Card
Axis Bank Select Credit Card
Axis Bank · Visa · Credit Card
Joining Fee: Joining Fee of Rs.3000
Renewal Fee: Second Year Onwards Annual Fee of Rs.3000 Spend Rs.8 Lakh For Waiver of Annual Fee
Domestic Lounge: 2 Complimentary Airport Lounge Access Per Quarter
International Lounge: 12 Complimentary International Airport Lounge Access
Rewards: Earn 10 EDGE Reward Points Per Rs.200
Forex Markup: 3.5% - Foreign Currency Transactions
Joining Fee
Joining Fee of Rs.3000
Renewal Fee
Second Year Onwards Annual Fee of Rs.3000
Spend Rs.8 Lakh For Waiver of Annual Fee
Domestic Lounge
2 Complimentary Airport Lounge Access Per Quarter
International Lounge
12 Complimentary International Airport Lounge Access
Rewards
Earn 10 EDGE Reward Points Per Rs.200
Forex Markup
3.5% - Foreign Currency Transactions
Joining Fee of Rs.3000. Second Year Onwards Annual Fee of Rs.3000. Spend Rs.8 Lakh For Waiver of Annual Fee
2 Complimentary Airport Lounge Access Per Quarter International: 12 Complimentary International Airport Lounge Access.
Earn 10 EDGE Reward Points Per Rs.200
Spend Rs.8 Lakh For Waiver of Annual Fee
3.5% - Foreign Currency Transactions
Earn 5000 EDGE Reward Points on Spend of Rs.3 Lakhs

What do you want to know about this card?

Messages: 0/3 — Login after 3 messages for unlimited chat
Login required: You've reached the 3-message limit. Login with Google
Wallet Chat → Compare this card against any other card
Press Enter to send, Shift+Enter for new line