The Axis Select has a ₹3,000 annual fee (waived on ₹8 lakh annual spend), earns 10 EDGE Reward Points Per ₹200, includes 2 airport lounge visits a quarter and charges a 3.5% forex markup.
| Annual fee | ₹3,000 |
|---|---|
| Joining fee | ₹3,000 |
| Annual fee waived | On ₹8 lakh annual spend |
| Base rewards | 10 EDGE Reward Points Per ₹200 |
| Lounge access | 2 airport lounge visits a quarter |
| Forex markup | 3.5% |
From issuer benefit data, checked 22 Oct 2026. Base rewards is the general earn rate; category and partner rates are under Key Benefits.
Key Benefits
Live offers on this card
234 online offers across 164 brands right now, each valid for at least another 7 days. Checked 22 Oct.
- Yatra: Upto Rs.7000 off · till 30 Nov
- Air India: Get additional Rs.1000 off · till 31 Dec
- EaseMyTrip: Get Rs.1000 off · till 31 Dec
- Paytm: Save 50% · till 30 Dec
- AJIO: Flat 20% off · till 31 Dec
These are Axis Bank's own offers and Visa network offers, so they apply to every Axis Bank Visa card, not just this one. All Axis Bank offers by category.
More about the Axis Bank Select Credit Card
Is the Axis Bank Select Credit Card worth it in 2026?
The Axis Bank Select Credit Card offers 10 EDGE Reward Points per Rs.200 spent and milestone rewards of 5000 points on Rs.3 Lakhs spend. With 2 complimentary domestic lounge accesses per quarter and 12 international lounge accesses annually, it is valuable for frequent spenders and travelers despite the Rs.3000 joining and annual fees.
Who should get the Axis Bank Select Credit Card?
This card is ideal for high spenders who spend at least Rs.3 Lakhs annually and frequent travelers who can benefit from complimentary airport lounge access. Users aiming to maximize EDGE Reward Points and willing to pay the Rs.3000 annual fee or spend Rs.8 Lakh to waive it will find this card suitable.
How to maximise rewards on the Axis Bank Select Credit Card?
To maximize rewards, spend on retail purchases to earn 2X EDGE Reward Points per Rs.200. Achieve the milestone by spending Rs.3 Lakhs to earn 5000 bonus points and aim to spend Rs.8 Lakh annually to waive the Rs.3000 annual fee, increasing overall value.
Is the Axis Bank Select Credit Card good for international travel?
Yes, the card provides 12 complimentary international airport lounge accesses annually, enhancing travel comfort. Combined with reward points on international spends and lounge benefits, it is well-suited for frequent international travelers.