Key Benefits
More about the HDFC Bank Business Regalia Credit Card Visa
Is the HDFC Bank Business Regalia Credit Card Visa worth it in 2026?
The HDFC Bank Business Regalia Credit Card Visa offers strong rewards with 4 Reward Points per Rs.150 spent on insurance, grocery, and retail. With 12 domestic and 6 international airport lounge accesses, plus milestone rewards of up to 15,000 points on spends of Rs.5 to Rs.8 lakhs, it is valuable for high spenders. The Rs.2500 renewal fee is waived on spending Rs.3 lakhs annually, making it cost-effective for frequent users.
Who should get the HDFC Bank Business Regalia Credit Card Visa?
This card is ideal for business owners and professionals who spend heavily on insurance, groceries, and retail purchases. Users who can spend Rs.3 lakhs or more annually to waive the renewal fee and benefit from airport lounge access will find this card rewarding. It's suited for those seeking premium rewards and travel benefits.
How to maximise rewards on the HDFC Bank Business Regalia Credit Card Visa?
To maximise rewards, focus spending on insurance, grocery, and retail categories to earn 4 Reward Points per Rs.150. Aim to spend Rs.5 lakhs to earn 10,000 milestone points and Rs.8 lakhs for an additional 5,000 points. Also, maintain annual spends above Rs.3 lakhs to waive the Rs.2500 renewal fee.
Is the HDFC Bank Business Regalia Credit Card Visa good for international travel?
Yes, the card offers 6 complimentary international airport lounge accesses, enhancing travel comfort. Combined with 12 domestic lounge visits and premium rewards, it suits frequent international travelers who value lounge access and reward points on their spends.