The HDFC Business Regalia Visa has a ₹2,500 annual fee (waived on ₹3 lakh annual spend), earns 4 reward points For Every ₹200, includes 12 airport lounge visits and charges a 3.5% forex markup.
| Annual fee | ₹2,500 |
|---|---|
| Annual fee waived | On ₹3 lakh annual spend |
| Base rewards | 4 reward points For Every ₹200 |
| Lounge access | 12 airport lounge visits |
| Forex markup | 3.5% |
From issuer benefit data, checked 23 Oct 2026. Base rewards is the general earn rate; category and partner rates are under Key Benefits.
Key Benefits
Live offers on this card
300 online offers across 174 brands right now, each valid for at least another 7 days. Checked 22 Oct.
- Croma: Rs.12000 Discount · till 31 Oct
- EaseMyTrip: Flat Rs.7500 off · till 31 Oct
- ixigo: Rs.7500 Discount · till 31 Oct
- MakeMyTrip: Rs.7500 Discount · till 31 Oct
- Yatra: Flat Rs.7500 off · till 31 Oct
These are HDFC Bank's own offers and Visa network offers, so they apply to every HDFC Bank Visa card, not just this one. All HDFC Bank offers by category.
More about the HDFC Bank Business Regalia Credit Card Visa
Is the HDFC Bank Business Regalia Credit Card Visa worth it in 2026?
Yes, the card offers 4 Rewards Points for every Rs.200 spent, including on insurance and groceries. With milestone bonuses of 10,000 points on Rs.5 lakhs spend and 5,000 points on Rs.8 lakhs spend, it provides strong value for high spenders despite the Rs.2500 renewal fee.
Who should get the HDFC Bank Business Regalia Credit Card Visa?
This card is ideal for business professionals and frequent spenders who spend heavily on insurance, groceries, and other business expenses. Users aiming to earn rewards quickly and access premium airport lounges will benefit most.
How to maximise rewards on the HDFC Bank Business Regalia Credit Card Visa?
Maximise rewards by spending on insurance and groceries to earn 4 Reward Points per Rs.200. Also, aim to spend Rs.5 lakhs and Rs.8 lakhs annually to unlock milestone bonuses of 10,000 and 5,000 points respectively, and spend Rs.3 lakhs to waive the renewal fee.
Is the HDFC Bank Business Regalia Credit Card Visa good for international travel?
Yes, it offers 6 complimentary international airport lounge accesses and 12 domestic lounges, enhancing travel comfort. The rewards on international spends also add value for frequent global travellers.