Key Benefits
More about the HSBC Premier MasterCard Credit Card
Is the HSBC Premier MasterCard Credit Card worth it in 2026?
The HSBC Premier MasterCard offers 3 Reward Points for every Rs.100 spent, with higher multipliers on hotels (up to 12X) and flights (up to 6X). Although it has a Rs.12,000 joining fee and Rs.20,000 annual fee, these can be waived for HSBC Qualified Premier Customers, making it valuable for frequent spenders.
Who should get the HSBC Premier MasterCard Credit Card?
This card is ideal for premium users who frequently travel and spend on hotels, flights, and car rentals. It suits HSBC Premier Customers who can benefit from fee waivers and unlimited complimentary domestic and international airport lounge access.
How to maximise rewards on the HSBC Premier MasterCard Credit Card?
Maximise rewards by focusing spends on hotels to earn up to 12X Reward Points and on flights for up to 6X points. Additionally, use the card for car rentals to earn 2X Reward Points and all other spends to earn 3 Reward Points per Rs.100.
Is the HSBC Premier MasterCard Credit Card good for international travel?
Yes, it offers unlimited complimentary international airport lounge access, enhancing travel comfort. Plus, earning up to 6X Reward Points on flights and 3 Reward Points on other spends makes it beneficial for international travelers.