The LIC Axis Visa Signature is lifetime free, earns 1 Reward Points Per ₹100, includes 2 airport lounge visits a quarter and charges a 3.5% forex markup.
| Annual fee | None |
|---|---|
| Joining fee | None |
| Base rewards | 1 Reward Points Per ₹100 |
| Lounge access | 2 airport lounge visits a quarter |
| Forex markup | 3.5% |
From issuer benefit data, checked 22 Oct 2026. Base rewards is the general earn rate; category and partner rates are under Key Benefits.
Key Benefits
Live offers on this card
234 online offers across 164 brands right now, each valid for at least another 7 days. Checked 22 Oct.
- Yatra: Upto Rs.7000 off · till 30 Nov
- Air India: Get additional Rs.1000 off · till 31 Dec
- EaseMyTrip: Get Rs.1000 off · till 31 Dec
- Paytm: Save 50% · till 30 Dec
- AJIO: Flat 20% off · till 31 Dec
These are Axis Bank's own offers and Visa network offers, so they apply to every Axis Bank Visa card, not just this one. All Axis Bank offers by category.
More about the Lic Axis Bank Visa Signature Credit Card
Is the Lic Axis Bank Visa Signature Credit Card worth it in 2026?
Yes, the Lic Axis Bank Visa Signature Credit Card is worth it in 2026 as it offers 1 Reward Point per Rs.100 spent and 2 Reward Points per Rs.100 on LIC premium payments. Additionally, it has no joining or annual fees, making it cost-effective for regular users.
Who should get the Lic Axis Bank Visa Signature Credit Card?
This card is ideal for LIC policyholders who want to earn extra rewards on premium payments. It's also suitable for users seeking complimentary airport lounge access with 2 free visits per quarter and those who prefer a no-fee credit card.
How to maximise rewards on the Lic Axis Bank Visa Signature Credit Card?
To maximise rewards, use the card primarily for LIC premium payments to earn 2 Reward Points per Rs.100 spent. For all other spends, you earn 1 Reward Point per Rs.100. Also, take advantage of the 2 complimentary airport lounge accesses each quarter.
Is the Lic Axis Bank Visa Signature Credit Card better than a top competing premium card?
While it offers no joining or annual fees and decent rewards on LIC payments, it may lack some premium benefits found in top competing cards. However, for LIC customers focused on premium payments and lounge access, it provides good value.