Lic Axis Bank Visa Signature Credit Card

Lic Axis Bank Visa Signature Credit Card

Updated July 2026
Axis Bank · Visa · Credit Card
Best for
Frequent travelers and LIC policyholders
Think twice if
Rarely travels or doesn't use LIC services
No joining or annual fees required Earn extra rewards on LIC premium payments Complimentary airport lounge access quarterly
Joining Fee: Joining Fee - Nil
Renewal Fee: Annual Fee - Nil
Domestic Lounge: 2 Complimentary Airport Lounge Access Per Quarter
Rewards: Earn 2 Reward Points per Rs.100 on LIC Premium Payment
Forex Markup: 3.50% - Foreign Currency Transactions

Key Benefits

Rewards
Earn 2 Reward Points per Rs.100 on LIC Premium Payment
Earn 1 Reward Points Per Rs.100
Lounge Access
Domestic 2 Complimentary Airport Lounge Access Per Quarter

More about the Lic Axis Bank Visa Signature Credit Card

Is the Lic Axis Bank Visa Signature Credit Card worth it in 2026?

Yes, the LIC Axis Bank Visa Signature Credit Card is worth it in 2026 as it offers 1 Reward Point per Rs.100 spent and 2 Reward Points per Rs.100 on LIC premium payments. Additionally, it has no joining or annual fees, making it a cost-effective option.

Who should get the Lic Axis Bank Visa Signature Credit Card?

This card is ideal for LIC policyholders who want to earn extra rewards on their premium payments. It also suits users looking for a fee-free credit card with complimentary airport lounge access.

How to maximise rewards on the Lic Axis Bank Visa Signature Credit Card?

To maximise rewards, use the card for LIC premium payments to earn 2 Reward Points per Rs.100 spent. For all other spends, you earn 1 Reward Point per Rs.100, so prioritise LIC payments and regular expenses on this card.

Is the Lic Axis Bank Visa Signature Credit Card better than a top competing premium card?

While it offers no joining or annual fees and 2 Reward Points on LIC premium payments, it may lack higher reward rates and broader benefits found in other premium cards. It is better suited for LIC customers seeking cost-effective rewards.

Compare

CompareCompare Lic Axis Bank Visa Signature Credit Card with: HDFC Bank Titanium Times Credit Card MasterCard · Bob Onecard Visa Credit Card · HSBC Visa Platinum Credit Card
Lic Axis Bank Visa Signature Credit Card
Lic Axis Bank Visa Signature Credit Card
Axis Bank · Visa · Credit Card
Joining Fee: Joining Fee - Nil
Renewal Fee: Annual Fee - Nil
Domestic Lounge: 2 Complimentary Airport Lounge Access Per Quarter
Rewards: Earn 2 Reward Points per Rs.100 on LIC Premium Payment
Forex Markup: 3.50% - Foreign Currency Transactions
Joining Fee
Joining Fee - Nil
Renewal Fee
Annual Fee - Nil
Domestic Lounge
2 Complimentary Airport Lounge Access Per Quarter
Rewards
Earn 2 Reward Points per Rs.100 on LIC Premium Payment
Forex Markup
3.50% - Foreign Currency Transactions
CompareCompare Lic Axis Bank Visa Signature Credit Card with: HDFC Bank Titanium Times Credit Card MasterCard · Bob Onecard Visa Credit Card · HSBC Visa Platinum Credit Card
Joining Fee - Nil. Annual Fee - Nil
2 Complimentary Airport Lounge Access Per Quarter
Earn 2 Reward Points per Rs.100 on LIC Premium Payment
3.50% - Foreign Currency Transactions

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