Yes, the LIC Axis Bank Visa Signature Credit Card is worth it in 2026 as it offers 1 Reward Point per Rs.100 spent and 2 Reward Points per Rs.100 on LIC premium payments. Additionally, it has no joining or annual fees, making it a cost-effective option.
This card is ideal for LIC policyholders who want to earn extra rewards on their premium payments. It also suits users looking for a fee-free credit card with complimentary airport lounge access.
To maximise rewards, use the card for LIC premium payments to earn 2 Reward Points per Rs.100 spent. For all other spends, you earn 1 Reward Point per Rs.100, so prioritise LIC payments and regular expenses on this card.
While it offers no joining or annual fees and 2 Reward Points on LIC premium payments, it may lack higher reward rates and broader benefits found in other premium cards. It is better suited for LIC customers seeking cost-effective rewards.