The Marriott Bonvoy HDFC has a ₹3,000 annual fee, earns 2 Marriott Bonvoy Points For Every ₹150 Other Purchases, includes 12 airport lounge visits and charges a 3.5% forex markup.
| Annual fee | ₹3,000 |
|---|---|
| Joining fee | ₹3,000 |
| Base rewards | 2 Marriott Bonvoy Points For Every ₹150 Other Purchases |
| Lounge access | 12 airport lounge visits |
| Forex markup | 3.5% |
From issuer benefit data, checked 22 Oct 2026. Base rewards is the general earn rate; category and partner rates are under Key Benefits.
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The Marriott Bonvoy HDFC Bank Credit Card offers strong rewards with 8 Marriott Bonvoy Points per Rs.150 spent at Marriott properties and 2 points per Rs.150 on groceries. With 12 complimentary airport lounge accesses both domestically and internationally, the Rs.3000 joining and renewal fees can be justified for frequent travelers and Marriott loyalists.
This card is ideal for frequent Marriott hotel guests and travelers who spend on groceries, dining, and travel. Users who value earning Marriott Bonvoy Points and enjoy airport lounge access within and outside India will benefit most from this card.
To maximise rewards, spend on Marriott Bonvoy stays to earn 8 points per Rs.150 and use the card for travel and dining expenses to earn 4 points per Rs.150. Grocery purchases also earn 2 points per Rs.150, so combining these categories will boost your Marriott Bonvoy Points accumulation.
Yes, the card provides 12 complimentary airport lounge accesses outside India, enhancing travel comfort. Additionally, earning 4 Marriott Bonvoy Points per Rs.150 on travel and dining abroad makes it a valuable card for international travelers.