The HDFC Biz Power Visa has a ₹2,500 annual fee (waived on ₹4 lakh annual spend), earns 4 Reward Points Per ₹200, includes 16 airport lounge visits a year and charges a 2% forex markup.
| Annual fee | ₹2,500 |
|---|---|
| Joining fee | ₹2,500 |
| Annual fee waived | On ₹4 lakh annual spend |
| Base rewards | 4 Reward Points Per ₹200 |
| Lounge access | 16 airport lounge visits a year |
| Forex markup | 2% |
From issuer benefit data, checked 22 Oct 2026. Base rewards is the general earn rate; category and partner rates are under Key Benefits.
Key Benefits
Live offers on this card
300 online offers across 174 brands right now, each valid for at least another 7 days. Checked 22 Oct.
- Croma: Rs.12000 Discount · till 31 Oct
- EaseMyTrip: Flat Rs.7500 off · till 31 Oct
- ixigo: Rs.7500 Discount · till 31 Oct
- MakeMyTrip: Rs.7500 Discount · till 31 Oct
- Yatra: Flat Rs.7500 off · till 31 Oct
These are HDFC Bank's own offers and Visa network offers, so they apply to every HDFC Bank Visa card, not just this one. All HDFC Bank offers by category.
More about the Hdfc Bank Biz Power Visa Credit Card
Is the Hdfc Bank Biz Power Visa Credit Card worth it in 2026?
The Hdfc Bank Biz Power Visa Credit Card offers strong rewards like 5X points on Google Ads, Income Tax, GST payments, and Reliance Digital. With 16 domestic and 6 international lounge accesses annually, it justifies the Rs.2500 joining and renewal fees, especially if you spend Rs.4 lakhs to waive the renewal fee.
Who should get the Hdfc Bank Biz Power Visa Credit Card?
This card is ideal for business owners and professionals who frequently spend on Google Ads, Income Tax, GST, and Reliance Digital. Those who can leverage the 5X reward points and access multiple airport lounges will benefit the most.
How to maximise rewards on the Hdfc Bank Biz Power Visa Credit Card?
To maximise rewards, use the card for Google Ads, Income Tax, GST payments, and Reliance Digital purchases to earn 5X reward points. Additionally, earn 4 reward points per Rs.200 spent on other transactions and aim to spend Rs.4 lakhs annually to waive the renewal fee.
Is the Hdfc Bank Biz Power Visa Credit Card good for international travel?
Yes, the card offers 6 complimentary international airport lounge accesses per year, enhancing travel comfort. Combined with 16 domestic lounge visits, it is suitable for frequent international and domestic travelers.