Hdfc Bank Biz Power Visa Credit Card

Hdfc Bank Biz Power Visa Credit Card

Updated July 2026
HDFC Bank · Visa · Credit Card
Best for
Frequent business travelers and online advertisers
Think twice if
Low spenders or infrequent travelers
5X Reward Points on bill payments Complimentary airport lounge access Amazon Prime membership as welcome benefit
Joining Fee: Joining Fee of Rs.2500
Renewal Fee: Renewal Fee of Rs.2500 Spend Rs.4 Lakhs For Renewal Fee Waiver
Domestic Lounge: 16 Complimentary Airport Lounge Access Per Year
International Lounge: 6 Complimentary International Lounge Access
Rewards: Earn 5X Reward Points on Business Productivity Tools
Forex Markup: 2% - Foreign Currency Transactions

Key Benefits

Rewards
Earn 5X Reward Points on Business Productivity Tools
Earn 5X Reward Points on Bill Payment via SmartPay
Earn 5X Reward Points on Google Ads
Lounge Access
Domestic 16 Complimentary Airport Lounge Access Per Year
International 6 Complimentary International Lounge Access
Welcome Bonus
Get Amazon Prime Annual Membership

More about the Hdfc Bank Biz Power Visa Credit Card

Is the Hdfc Bank Biz Power Visa Credit Card worth it in 2026?

The card offers 5X Reward Points on key payments like bills via SmartPay, Google Ads, Income Tax, Reliance Digital, and GST. With 16 domestic and 6 international lounge accesses annually, it justifies the Rs.2500 joining and renewal fees, especially if you spend Rs.4 Lakhs to waive the renewal fee.

Who should get the Hdfc Bank Biz Power Visa Credit Card?

Ideal users are business owners or professionals who frequently pay bills, taxes, and digital expenses. Those who can leverage the 5X Reward Points on SmartPay, Google Ads, Income Tax, and GST payments, and who travel often to benefit from complimentary lounge access.

How to maximise rewards on the Hdfc Bank Biz Power Visa Credit Card?

Maximise rewards by using the card for bill payments via SmartPay, Google Ads, Income Tax, Reliance Digital, and GST payments to earn 5X Reward Points. Additionally, spend Rs.4 Lakhs annually to get the renewal fee waived, increasing overall value.

Is the Hdfc Bank Biz Power Visa Credit Card good for international travel?

Yes, it offers 6 complimentary international airport lounge accesses per year, enhancing travel comfort. Combined with 16 domestic lounge accesses, it is well-suited for frequent international and domestic travelers.

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Hdfc Bank Biz Power Visa Credit Card
Hdfc Bank Biz Power Visa Credit Card
HDFC Bank · Visa · Credit Card
Joining Fee: Joining Fee of Rs.2500
Renewal Fee: Renewal Fee of Rs.2500 Spend Rs.4 Lakhs For Renewal Fee Waiver
Domestic Lounge: 16 Complimentary Airport Lounge Access Per Year
International Lounge: 6 Complimentary International Lounge Access
Rewards: Earn 5X Reward Points on Business Productivity Tools
Forex Markup: 2% - Foreign Currency Transactions
Joining Fee
Joining Fee of Rs.2500
Renewal Fee
Renewal Fee of Rs.2500
Spend Rs.4 Lakhs For Renewal Fee Waiver
Domestic Lounge
16 Complimentary Airport Lounge Access Per Year
International Lounge
6 Complimentary International Lounge Access
Rewards
Earn 5X Reward Points on Business Productivity Tools
Forex Markup
2% - Foreign Currency Transactions
Joining Fee of Rs.2500. Renewal Fee of Rs.2500. Spend Rs.4 Lakhs For Renewal Fee Waiver
16 Complimentary Airport Lounge Access Per Year International: 6 Complimentary International Lounge Access.
Earn 5X Reward Points on Business Productivity Tools
Spend Rs.4 Lakhs For Renewal Fee Waiver
2% - Foreign Currency Transactions

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