The HDFC Diners Club Privilege has a ₹1,000 annual fee (waived on ₹3 lakh annual spend), earns 4 reward points For Every ₹200, includes 2 airport lounge visits a quarter and charges a 3.5% forex markup.
| Annual fee | ₹1,000 |
|---|---|
| Joining fee | ₹1,000 |
| Annual fee waived | On ₹3 lakh annual spend |
| Base rewards | 4 reward points For Every ₹200 |
| Lounge access | 2 airport lounge visits a quarter |
| Forex markup | 3.5% |
From issuer benefit data, checked 22 Oct 2026. Base rewards is the general earn rate; category and partner rates are under Key Benefits.
Key Benefits
Live offers on this card
117 online offers across 29 brands right now, each valid for at least another 7 days. Checked 22 Oct.
- Croma: Rs.12000 Discount · till 31 Oct
- EaseMyTrip: Flat Rs.7500 off · till 31 Oct
- ixigo: Rs.7500 Discount · till 31 Oct
- MakeMyTrip: Rs.7500 Discount · till 31 Oct
- Yatra: Flat Rs.7500 off · till 31 Oct
These are HDFC Bank's own offers, so they apply to every HDFC Bank card, not just this one. All HDFC Bank offers by category.
More about the HDFC Bank Diners Club Privilege Credit Card
Is the HDFC Bank Diners Club Privilege Credit Card worth it in 2026?
The card offers 10X Reward Points on Smartbuy and 4 Reward Points per Rs.200 spent on insurance, utilities, and telecom, making it valuable for frequent spenders. With a Rs.1000 joining and renewal fee, waived on spending Rs.3,00,000 annually, it is cost-effective for high spenders.
Who should get the HDFC Bank Diners Club Privilege Credit Card?
This card is ideal for users who frequently shop on Smartbuy and spend on insurance, utilities, and telecom. It suits those who can leverage the 10X and 4X reward points and benefit from complimentary airport lounge access.
How to maximise rewards on the HDFC Bank Diners Club Privilege Credit Card?
Maximise rewards by making purchases on Smartbuy to earn 10X Reward Points and spending on insurance, utilities, and telecom to earn 4 Reward Points per Rs.200. Also, spend Rs.3,00,000 annually to waive the Rs.1000 renewal fee.
Is the HDFC Bank Diners Club Privilege Credit Card good for international travel?
Yes, it offers 1 complimentary international airport lounge access per quarter, enhancing travel comfort. Additionally, 2 domestic lounge accesses per quarter add value for frequent flyers.