Key Benefits
More about the HDFC Bank Diners Club Privilege Credit Card
Is the HDFC Bank Diners Club Privilege Credit Card worth it in 2026?
Yes, the card is worth it if you spend regularly on Smartbuy, dining, insurance, utilities, and telecom. You earn 10X Reward Points on Smartbuy and 5X on Swiggy, with a manageable Rs.1000 joining and renewal fee, which can be waived by spending Rs.3,00,000 annually.
Who should get the HDFC Bank Diners Club Privilege Credit Card?
This card is ideal for frequent online shoppers, Swiggy users, and those who pay insurance, utility, and telecom bills regularly. It suits users who can leverage reward points on diverse spends and benefit from complimentary airport lounge access.
How to maximise rewards on the HDFC Bank Diners Club Privilege Credit Card?
Maximise rewards by using the card on Smartbuy to earn 10X points, ordering food on Swiggy for 5X points, and paying insurance, utility, and telecom bills to earn 4 Reward Points per Rs.150 spent. Also, aim to spend Rs.3,00,000 annually to waive the renewal fee.
Is the HDFC Bank Diners Club Privilege Credit Card good for international travel?
Yes, it offers 2 complimentary airport lounge accesses per quarter both domestically and internationally, making it a good choice for frequent international travelers seeking comfort and rewards.