Key Benefits
More about the Rbl Bank Platinum Shopgain Credit Card
Is the Rbl Bank Platinum Shopgain Credit Card worth it in 2026?
The Rbl Bank Platinum Shopgain Credit Card offers 1 Reward Point per Rs.100 spent, with enhanced rewards of 25 Reward Points per Rs.100 on utility bill payments. Additionally, you can earn milestone rewards of 10,000 points on spending Rs.3 lakhs and another 10,000 points on Rs.4 lakhs, making it valuable for regular spenders in 2026.
Who should get the Rbl Bank Platinum Shopgain Credit Card?
This card is ideal for individuals who regularly pay utility bills and have a monthly spend capacity that can reach Rs.3-4 lakhs annually. Frequent spenders looking to earn milestone rewards and accumulate points on everyday expenses will benefit the most.
How to maximise rewards on the Rbl Bank Platinum Shopgain Credit Card?
To maximise rewards, focus on paying utility bills using the card to earn 25 Reward Points per Rs.100. Also, aim to spend Rs.3 lakhs and Rs.4 lakhs annually to unlock milestone bonuses of 10,000 Reward Points each.
What purchases give the best value on the Rbl Bank Platinum Shopgain Credit Card?
Utility bill payments offer the best value with 25 Reward Points per Rs.100 spent. Regular purchases earn 1 Reward Point per Rs.100, but prioritising utility bills and reaching milestone spends maximises overall rewards.