The RBL Platinum Choice Mastercard has a ₹499 annual fee (waived on ₹50,000 annual spend), earns 1 Reward Points per ₹100 and charges a 3.5% forex markup.
| Annual fee | ₹499 |
|---|---|
| Annual fee waived | On ₹50,000 annual spend |
| Base rewards | 1 Reward Points per ₹100 |
| Forex markup | 3.5% |
From issuer benefit data, checked 23 Oct 2026. Base rewards is the general earn rate; category and partner rates are under Key Benefits.
Key Benefits
Live offers on this card
110 online offers across 77 brands right now, each valid for at least another 7 days. Checked 22 Oct.
- Yatra: Upto Rs.7500 off · till 30 Nov
- Croma: Rs.3000 Discount · till 31 Oct
- Paytm: Flat Rs.750 off · till 31 Dec
- Zepto: Flat Rs.100 off · till 31 Oct
- MakeMyTrip: Upto 35% Instant Discount · till 31 Oct
These are RBL Bank's own offers and Mastercard network offers, so they apply to every RBL Bank Mastercard card, not just this one. All RBL Bank offers by category.
People Also Asked
More about the Rbl Platinum Choice Mastercard Credit Card
Is the Rbl Platinum Choice Mastercard Credit Card worth it in 2026?
Yes, the Rbl Platinum Choice Mastercard Credit Card offers solid rewards with 1 Reward Point per Rs.100 spent and 2X points on all online purchases. The annual fee is Rs.499, which can be waived by spending Rs.50,000, making it cost-effective for regular users.
Who should get the Rbl Platinum Choice Mastercard Credit Card?
This card is ideal for users who frequently shop online and spend at least Rs.50,000 annually. It suits individuals looking to earn rewards on everyday expenses while benefiting from an annual fee waiver.
How to maximise rewards on the Rbl Platinum Choice Mastercard Credit Card?
To maximise rewards, focus on online spending to earn 2X Reward Points per Rs.100. Additionally, ensure your annual spending crosses Rs.50,000 to waive the Rs.499 annual fee, increasing your net benefits.
What purchases give the best value on the Rbl Platinum Choice Mastercard Credit Card?
Online purchases provide the best value with 2X Reward Points per Rs.100 spent. Regular offline spends earn 1 Reward Point per Rs.100, so prioritise online transactions to boost rewards.