Earn 2X Reward Points on online purchasesWelcome benefit of 2000 Reward PointsFee waiver with Rs.50000 annual spend
Renewal Fee:Annual Fee of Rs.499Spend Rs.50000 For Waiver of Annual Membership Fee
Rewards:Get 2X Reward Points on all Online Spends
Forex Markup:3.5% - Foreign Currency Transactions
Key Benefits
Rewards
Get 2X Reward Points on all Online Spends
Earn 1 Reward Points per Rs.100
Welcome Bonus
2000 Reward Points on Payment of Annual Fee
People Also Asked
What are the fees and charges for the RBL Platinum Choice Mastercard Credit Card?▼
The RBL Platinum Choice Mastercard Credit Card has various fees and charges, including an annual fee of ₹1,000. Additionally, there may be a late payment fee of up to ₹1,000, a cash withdrawal fee of 2.5% of the transaction amount, and foreign currency transaction fees which typically include a markup of 3.5% on the exchange rate. Ask for more →
Does the RBL Platinum Choice Mastercard Credit Card offer any travel benefits?▼
Yes, the RBL Platinum Choice Mastercard Credit Card offers travel benefits such as complimentary airport lounge access to select lounges, travel insurance coverage, and discounts on hotel bookings. Specific details and the number of complimentary accesses may vary, so it's advisable to check the latest terms directly from the bank. Ask for more →
What rewards can I earn with the RBL Platinum Choice Mastercard Credit Card?▼
With the RBL Platinum Choice Mastercard Credit Card, you can earn 1 reward point for every ₹100 spent on retail purchases. Additionally, there are promotional offers that may allow you to earn extra points on specific categories like dining or online shopping. Points can be redeemed for various rewards, including merchandise, vouchers, and travel-related benefits. Ask for more →
Is there a foreign transaction fee for the RBL Platinum Choice Mastercard Credit Card?▼
Yes, the RBL Platinum Choice Mastercard Credit Card charges a foreign transaction fee of 3.5% on the amount spent in a foreign currency. For example, if you make a purchase of $100, the fee would be ₹3.5 (assuming an exchange rate of ₹70 per dollar), which would be added to your total bill. Ask for more →
Are there any cashback offers with the RBL Platinum Choice Mastercard Credit Card?▼
The RBL Platinum Choice Mastercard Credit Card does not specifically advertise cashback offers. Instead, it focuses on reward points for purchases. However, there may be occasional promotional cashback offers on certain categories or merchants, so it's recommended to check the bank's website or app for the latest promotions. Ask for more →
More about the Rbl Platinum Choice Mastercard Credit Card
Is the Rbl Platinum Choice Mastercard Credit Card worth it in 2026?
The Rbl Platinum Choice Mastercard Credit Card offers 1 Reward Point per Rs.100 spent, with 2X Reward Points on all online spends. The annual renewal fee is Rs.499, which can be waived by spending Rs.50,000 in a year, making it a cost-effective option for regular users.
Who should get the Rbl Platinum Choice Mastercard Credit Card?
This card is ideal for individuals who frequently shop online and can spend at least Rs.50,000 annually to waive the renewal fee. It suits users looking to earn reward points on everyday and online purchases without a high annual cost.
How to maximise rewards on the Rbl Platinum Choice Mastercard Credit Card?
To maximise rewards, focus on making online purchases to earn 2X Reward Points per Rs.100 spent. Additionally, ensure your annual spending reaches Rs.50,000 to waive the Rs.499 renewal fee, increasing your net benefits.
What purchases give the best value on the Rbl Platinum Choice Mastercard Credit Card?
Online spends provide the best value, earning 2 Reward Points per Rs.100. Regular offline purchases earn 1 Reward Point per Rs.100, so prioritising online transactions maximises your rewards.