The SBI Cards SimplySAVE Visa Platinum has a ₹499 annual fee (waived on ₹1 lakh annual spend), earns Enjoy 10 Reward Points on Every ₹150 Spent at Dining (1 Reward Point Per ₹150 Spent on other spends) and charges a 3.5% forex markup.
| Annual fee | ₹499 |
|---|---|
| Annual fee waived | On ₹1 lakh annual spend |
| Top reward rate | Enjoy 10 Reward Points on Every ₹150 Spent at Dining |
| Base rewards | 1 Reward Point Per ₹150 Spent |
| Forex markup | 3.5% |
From issuer benefit data, checked 24 Oct 2026. Top reward rate is the card's best partner or category rate; base rewards is the general earn rate. Caps and exclusions are under Key Benefits.
Key Benefits
Live offers on this card
223 online offers across 161 brands right now, each valid for at least another 7 days. Checked 23 Oct.
- Croma: Rs.14000 Discount · till 31 Oct
- Yatra: Upto Rs.1800 off · till 31 Dec
- Air India: Get additional Rs.1000 off · till 31 Dec
- EaseMyTrip: Get Rs.1000 off · till 31 Dec
- Paytm: Save 50% · till 30 Dec
These are SBI Cards's own offers and Visa network offers, so they apply to every SBI Cards Visa card, not just this one. All SBI Cards offers by category.
More about the Sbi Cards Simplysave Visa Platinum Credit Card
Is the Sbi Cards Simplysave Visa Platinum Credit Card worth it in 2026?
Yes, the card offers 10 Reward Points on every Rs. 150 spent at departmental stores, grocery, dining, and movies, making it valuable for regular spenders in these categories. The Rs. 499 annual fee is waived if you spend Rs. 1 lakh annually, enhancing its cost-effectiveness.
Who should get the Sbi Cards Simplysave Visa Platinum Credit Card?
This card is ideal for individuals who frequently shop at departmental stores and grocery outlets, and enjoy dining out or watching movies. Users who can spend at least Rs. 1 lakh annually will benefit most by getting the renewal fee waived.
How to maximise rewards on the Sbi Cards Simplysave Visa Platinum Credit Card?
To maximise rewards, focus your spending on departmental stores, grocery, dining, and movies to earn 10 Reward Points per Rs. 150 spent. Also, ensure your annual spend crosses Rs. 1 lakh to waive the Rs. 499 renewal fee.
What purchases give the best value on the Sbi Cards Simplysave Visa Platinum Credit Card?
Purchases at departmental stores, grocery, dining, and movies offer the best value with 10 Reward Points earned on every Rs. 150 spent. Other spends earn 1 Reward Point per Rs. 150, making these categories the most rewarding.