The Axis Freecharge Plus has a ₹350 annual fee (waived on ₹50,000 annual spend) and charges a 3.5% forex markup.
| Annual fee | ₹350 |
|---|---|
| Joining fee | ₹350 |
| Annual fee waived | On ₹50,000 annual spend |
| Forex markup | 3.5% |
From issuer benefit data, checked 22 Oct 2026. Base rewards is the general earn rate; category and partner rates are under Key Benefits.
Live offers on this card
234 online offers across 164 brands right now, each valid for at least another 7 days. Checked 22 Oct.
- Yatra: Upto Rs.7000 off · till 30 Nov
- Air India: Get additional Rs.1000 off · till 31 Dec
- EaseMyTrip: Get Rs.1000 off · till 31 Dec
- Paytm: Save 50% · till 30 Dec
- AJIO: Flat 20% off · till 31 Dec
These are Axis Bank's own offers and Visa network offers, so they apply to every Axis Bank Visa card, not just this one. All Axis Bank offers by category.
People Also Asked
More about the Axis Bank Freecharge Plus Credit Card
Is the Axis Bank Freecharge Plus Credit Card worth it in 2026?
The Axis Bank Freecharge Plus Credit Card has a joining fee of Rs.350 and an annual fee of Rs.350 from the second year onwards. The annual fee is waived if you spend Rs.50,000 or more in a year, making it cost-effective for regular users.
Who should get the Axis Bank Freecharge Plus Credit Card?
This card is ideal for users who frequently use Freecharge for payments and can spend at least Rs.50,000 annually to waive the annual fee. It suits those looking for a low-fee credit card with rewards on digital transactions.
How to maximise rewards on the Axis Bank Freecharge Plus Credit Card?
To maximise rewards, spend at least Rs.50,000 annually to waive the Rs.350 annual fee. Use the card primarily for Freecharge transactions and other digital payments to earn the best benefits.
What purchases give the best value on the Axis Bank Freecharge Plus Credit Card?
Purchases made through Freecharge and other digital platforms offer the best value. Regular spending on these channels helps in meeting the Rs.50,000 annual fee waiver threshold while earning rewards.