Axis Bank Freecharge Plus Credit Card

Axis Bank Freecharge Plus Credit Card

Updated July 2026
Axis Bank · Visa · Credit Card
Best for
Frequent spenders seeking fee waivers
Think twice if
Occasional users not meeting spending threshold
Annual fee waived with Rs.50000 spend Low joining and annual fees Manage foreign transactions with 3.5% markup
Joining Fee: Joining Fee of Rs.350
Renewal Fee: Second Year Onwards Annual Fee of Rs.350 Spend Rs.50000 For Annual Fee Waiver
Forex Markup: 3.5% - Foreign Currency Transactions

People Also Asked

What is the annual fee for the Axis Bank Freecharge Plus Credit Card?
The Axis Bank Freecharge Plus Credit Card has an annual fee of Rs. 350 starting from the second year. However, this fee can be waived if you spend Rs. 50,000 in the preceding card anniversary year. Ask for more →

More about the Axis Bank Freecharge Plus Credit Card

Is the Axis Bank Freecharge Plus Credit Card worth it in 2026?

The Axis Bank Freecharge Plus Credit Card has a joining fee of Rs.350 and an annual fee of Rs.350 from the second year onwards. The annual fee is waived if you spend Rs.50,000 in a year, making it cost-effective for regular users who meet this spending threshold.

Who should get the Axis Bank Freecharge Plus Credit Card?

This card is ideal for users who frequently shop online and use Freecharge services, and can spend at least Rs.50,000 annually to waive the Rs.350 annual fee. It suits individuals looking for a low-fee credit card with rewards on digital payments.

How to maximise rewards on the Axis Bank Freecharge Plus Credit Card?

To maximise rewards, ensure your annual spending exceeds Rs.50,000 to waive the annual fee. Use the card primarily for Freecharge transactions and other digital payments to benefit from the card's reward structure.

What purchases give the best value on the Axis Bank Freecharge Plus Credit Card?

Purchases made via Freecharge and other digital platforms offer the best value, as the card is designed to reward such transactions. Regular spending on these platforms helps you reach the Rs.50,000 annual fee waiver threshold.

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Axis Bank Freecharge Plus Credit Card
Axis Bank Freecharge Plus Credit Card
Axis Bank · Visa · Credit Card
Joining Fee: Joining Fee of Rs.350
Renewal Fee: Second Year Onwards Annual Fee of Rs.350 Spend Rs.50000 For Annual Fee Waiver
Forex Markup: 3.5% - Foreign Currency Transactions
Joining Fee
Joining Fee of Rs.350
Renewal Fee
Second Year Onwards Annual Fee of Rs.350
Spend Rs.50000 For Annual Fee Waiver
Forex Markup
3.5% - Foreign Currency Transactions
Joining Fee of Rs.350. Second Year Onwards Annual Fee of Rs.350. Spend Rs.50000 For Annual Fee Waiver
Spend Rs.50000 For Annual Fee Waiver
3.5% - Foreign Currency Transactions

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