The Tata Neu Plus HDFC has a ₹499 annual fee (waived on ₹1 lakh annual spend), earns 1% Back as NeuCoins on Non-Tata Brands, includes 1 airport lounge visit a quarter and charges a 3.5% forex markup.
| Annual fee | ₹499 |
|---|---|
| Joining fee | ₹499 |
| Annual fee waived | On ₹1 lakh annual spend |
| Base rewards | 1% Back as NeuCoins on Non-Tata Brands |
| Lounge access | 1 airport lounge visit a quarter |
| Forex markup | 3.5% |
From issuer benefit data, checked 22 Oct 2026. Base rewards is the general earn rate; category and partner rates are under Key Benefits.
Key Benefits
Live offers on this card
300 online offers across 174 brands right now, each valid for at least another 7 days. Checked 22 Oct.
- Croma: Rs.12000 Discount · till 31 Oct
- EaseMyTrip: Flat Rs.7500 off · till 31 Oct
- ixigo: Rs.7500 Discount · till 31 Oct
- MakeMyTrip: Rs.7500 Discount · till 31 Oct
- Yatra: Flat Rs.7500 off · till 31 Oct
These are HDFC Bank's own offers and Visa network offers, so they apply to every HDFC Bank Visa card, not just this one. All HDFC Bank offers by category.
More about the Tata Neu Plus Hdfc Bank Credit Card
Is the Tata Neu Plus Hdfc Bank Credit Card worth it in 2026?
The Tata Neu Plus Hdfc Bank Credit Card offers 2% NeuCoins back on non-EMI spends at Titan, Tata 1Mg, IHCL, and Tanishq, plus 1% back on utility transactions. With a Rs.499 joining and renewal fee, waived on spending Rs.100,000 annually, it remains valuable for frequent Tata ecosystem users in 2026.
Who should get the Tata Neu Plus Hdfc Bank Credit Card?
This card is ideal for customers who regularly shop within the Tata group brands like Titan, Tanishq, and Tata 1Mg, and those who pay utility bills often. Users seeking complimentary airport lounge access once per quarter will also benefit from this card.
How to maximise rewards on the Tata Neu Plus Hdfc Bank Credit Card?
Maximise rewards by making non-EMI purchases at Titan, Tata 1Mg, IHCL, and Tanishq to earn 2% NeuCoins back. Additionally, pay utility bills using the card to get 1% NeuCoins back and ensure annual spends exceed Rs.100,000 to waive the Rs.499 renewal fee.
Best apps/sites to use the Tata Neu Plus Hdfc Bank Credit Card on?
Use the Tata Neu Plus Hdfc Bank Credit Card on the Tata Neu app and Tata 1Mg platform for maximum 2% NeuCoins rewards. Also, book stays via IHCL websites and shop on Titan and Tanishq online portals to leverage the card's benefits.