Tata Neu Plus Hdfc Bank Credit Card

Tata Neu Plus Hdfc Bank Credit Card

Updated July 2026
HDFC Bank · Visa · Credit Card
Best for
Frequent travelers and utility spenders
Think twice if
Low spenders or infrequent travelers
2% back on IHCL and Tanishq spends 1% back on utility transactions Complimentary airport lounge access quarterly
Joining Fee: Joining Fee of Rs.499
Renewal Fee: Renewal Fee of Rs.499 Spend Rs.100000 For Renewal Fee Waiver
Domestic Lounge: 1 Complimentary Airport Lounge Access Per Quarter
Rewards: 1% Back as NeuCoins on Telecom & Cable Transactions
Forex Markup: 3.50% - Foreign Currency Transactions

Key Benefits

Rewards
1% Back as NeuCoins on Telecom & Cable Transactions
2% Back as NeuCoins on Non-EMI Spends on Westside
1% Back as NeuCoins on Non-Tata Brands
Lounge Access
Domestic 1 Complimentary Airport Lounge Access Per Quarter
Welcome Bonus
Welcome Benefit of 499 NeuCoins

More about the Tata Neu Plus Hdfc Bank Credit Card

Is the Tata Neu Plus Hdfc Bank Credit Card worth it in 2026?

The Tata Neu Plus Hdfc Bank Credit Card offers 1% NeuCoins back on utility and telecom spends, plus 2% on IHCL, Tanishq, and BigBasket non-EMI transactions. With a Rs.499 joining and renewal fee, waived on Rs.100,000 annual spend, it remains valuable for frequent spenders seeking rewards and quarterly lounge access.

Who should get the Tata Neu Plus Hdfc Bank Credit Card?

This card is ideal for users who regularly spend on utilities, telecom, and premium brands like IHCL, Tanishq, and BigBasket. It's suited for those who can meet the Rs.100,000 annual spend to waive the Rs.499 renewal fee and want to earn NeuCoins while enjoying airport lounge access.

How to maximise rewards on the Tata Neu Plus Hdfc Bank Credit Card?

Maximise rewards by using the card for non-EMI spends on IHCL, Tanishq, and BigBasket to earn 2% NeuCoins back. Also, pay utility bills and telecom transactions to get 1% NeuCoins, and ensure annual spends exceed Rs.100,000 to waive the renewal fee.

Best apps/sites to use the Tata Neu Plus Hdfc Bank Credit Card on?

Use the card on the Tata Neu app for utility payments and telecom bills, IHCL and Tanishq websites for premium shopping, and BigBasket for grocery purchases to earn maximum NeuCoins rewards.

Compare

Tata Neu Plus Hdfc Bank Credit Card
Tata Neu Plus Hdfc Bank Credit Card
HDFC Bank · Visa · Credit Card
Joining Fee: Joining Fee of Rs.499
Renewal Fee: Renewal Fee of Rs.499 Spend Rs.100000 For Renewal Fee Waiver
Domestic Lounge: 1 Complimentary Airport Lounge Access Per Quarter
Rewards: 1% Back as NeuCoins on Telecom & Cable Transactions
Forex Markup: 3.50% - Foreign Currency Transactions
Joining Fee
Joining Fee of Rs.499
Renewal Fee
Renewal Fee of Rs.499
Spend Rs.100000 For Renewal Fee Waiver
Domestic Lounge
1 Complimentary Airport Lounge Access Per Quarter
Rewards
1% Back as NeuCoins on Telecom & Cable Transactions
Forex Markup
3.50% - Foreign Currency Transactions
Joining Fee of Rs.499. Renewal Fee of Rs.499. Spend Rs.100000 For Renewal Fee Waiver
1 Complimentary Airport Lounge Access Per Quarter
1% Back as NeuCoins on Telecom & Cable Transactions
Spend Rs.100000 For Renewal Fee Waiver
3.50% - Foreign Currency Transactions

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