The Airtel Axis Visa has a ₹500 annual fee (waived on ₹2 lakh annual spend) and charges a 3.5% forex markup.
| Annual fee | ₹500 |
|---|---|
| Joining fee | ₹500 |
| Annual fee waived | On ₹2 lakh annual spend |
| Forex markup | 3.5% |
From issuer benefit data, checked 22 Oct 2026. Base rewards is the general earn rate; category and partner rates are under Key Benefits.
234 online offers across 164 brands right now, each valid for at least another 7 days. Checked 22 Oct.
These are Axis Bank's own offers and Visa network offers, so they apply to every Axis Bank Visa card, not just this one. All Axis Bank offers by category.
The Airtel Axis Bank Visa Credit Card has a joining fee of Rs.500 and an annual fee of Rs.500 from the second year onwards. You can waive the annual fee by spending Rs.2 Lakhs in a year, making it cost-effective for regular users.
This card is ideal for frequent Airtel users and those who spend at least Rs.2 Lakhs annually on their credit card. It suits customers looking for a low-cost credit card with fee waiver benefits.
To maximise rewards, ensure your annual spending crosses Rs.2 Lakhs to waive the Rs.500 annual fee. Use the card primarily for Airtel payments and other high-value transactions to gain the most benefits.
Purchases related to Airtel services and regular monthly expenses contribute towards the Rs.2 Lakhs annual spend required for fee waiver, providing the best value on this card.