Axis Bank Rewards Visa Credit Card

Axis Bank Rewards Visa Credit Card

Updated July 2026
Axis Bank · Visa · Credit Card
Best for
Frequent shoppers and travelers
Think twice if
Low spenders or infrequent travelers
Earn 10X points on apparel purchases Complimentary airport lounge access quarterly Welcome bonus of 5000 EDGE points
Joining Fee: Joining Fee of Rs.1000
Renewal Fee: Second Year Onwards Annual Fee of Rs.1000 Spend Rs.2 Lakhs For Annual Fee Waiver
Domestic Lounge: 2 Complimentary Airport Lounge Access Per Quarter
Rewards: Earn 2 EDGE Reward Point on Rs.125.
Forex Markup: 3.5% - Foreign Currency Transactions

Key Benefits

Rewards
Earn 2 EDGE Reward Point on Rs.125.
Earn 10X Reward Points on Apparel and Departmental Stores.
Lounge Access
Domestic 2 Complimentary Airport Lounge Access Per Quarter
Milestone Rewards
Earn 1500 EDGE Reward Points on Spends of Rs.30000
Welcome Bonus
Welcome Benefit - Enjoy 5000 EDGE Reward Points

People Also Asked

How can I get the annual fee waived on the Axis Bank Rewards Visa Credit Card?
To get the annual fee waived on the Axis Bank Rewards Visa Credit Card, you need to spend a total of Rs. 2 Lakhs (Rs. 200,000) in a year. If you meet this spending requirement, the annual fee of Rs. 1,000 will be waived. Ask for more →
What are the e-commerce offers available with the Axis Bank Rewards Visa Credit Card?
The Axis Bank Rewards Visa Credit Card offers various e-commerce discounts and cashback deals with partnered online retailers. Specific offers may vary, so it's recommended to check the Axis Bank website or the card's promotional materials for the latest e-commerce offers. Ask for more →

More about the Axis Bank Rewards Visa Credit Card

Is the Axis Bank Rewards Visa Credit Card worth it in 2026?

The Axis Bank Rewards Visa Credit Card offers 2 EDGE Reward Points on every Rs.125 spent and 10X points on apparel and departmental stores. With 2 complimentary domestic lounge accesses per quarter and a milestone bonus of 1500 points on Rs.30,000 spend, it provides good value for frequent shoppers and travelers despite the Rs.1000 joining and annual fees.

Who should get the Axis Bank Rewards Visa Credit Card?

This card is ideal for shoppers who spend regularly on apparel and departmental stores to benefit from 10X reward points. Frequent domestic travelers will also appreciate the 2 complimentary airport lounge accesses per quarter. Users planning to spend over Rs.2 lakhs annually can waive the Rs.1000 annual fee.

How to maximise rewards on the Axis Bank Rewards Visa Credit Card?

To maximise rewards, focus spending on apparel and departmental stores to earn 10X EDGE Reward Points. Additionally, aim to spend Rs.30,000 to earn the 1500 milestone points and Rs.2 lakhs annually to waive the Rs.1000 annual fee, increasing overall value.

Is the Axis Bank Rewards Visa Credit Card better than a top competing premium card?

While the Axis Bank Rewards Visa Credit Card offers competitive rewards on apparel and lounge access, premium cards may offer higher reward rates or more lounge visits. However, its affordable fees and milestone bonuses make it a strong contender for value-focused users.

Compare

Axis Bank Rewards Visa Credit Card
Axis Bank Rewards Visa Credit Card
Axis Bank · Visa · Credit Card
Joining Fee: Joining Fee of Rs.1000
Renewal Fee: Second Year Onwards Annual Fee of Rs.1000 Spend Rs.2 Lakhs For Annual Fee Waiver
Domestic Lounge: 2 Complimentary Airport Lounge Access Per Quarter
Rewards: Earn 2 EDGE Reward Point on Rs.125.
Forex Markup: 3.5% - Foreign Currency Transactions
Joining Fee
Joining Fee of Rs.1000
Renewal Fee
Second Year Onwards Annual Fee of Rs.1000
Spend Rs.2 Lakhs For Annual Fee Waiver
Domestic Lounge
2 Complimentary Airport Lounge Access Per Quarter
Rewards
Earn 2 EDGE Reward Point on Rs.125.
Forex Markup
3.5% - Foreign Currency Transactions
Joining Fee of Rs.1000. Second Year Onwards Annual Fee of Rs.1000. Spend Rs.2 Lakhs For Annual Fee Waiver
2 Complimentary Airport Lounge Access Per Quarter
Earn 2 EDGE Reward Point on Rs.125.
Spend Rs.2 Lakhs For Annual Fee Waiver
3.5% - Foreign Currency Transactions
Earn 1500 EDGE Reward Points on Spends of Rs.30000

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