The Axis Rewards Visa has a ₹1,000 annual fee (waived on ₹2 lakh annual spend), earns 2 EDGE Reward Point on ₹125., includes 2 airport lounge visits a quarter and charges a 3.5% forex markup.
| Annual fee | ₹1,000 |
|---|---|
| Joining fee | ₹1,000 |
| Annual fee waived | On ₹2 lakh annual spend |
| Base rewards | 2 EDGE Reward Point on ₹125. |
| Lounge access | 2 airport lounge visits a quarter |
| Forex markup | 3.5% |
From issuer benefit data, checked 22 Oct 2026. Base rewards is the general earn rate; category and partner rates are under Key Benefits.
Key Benefits
Live offers on this card
234 online offers across 164 brands right now, each valid for at least another 7 days. Checked 22 Oct.
- Yatra: Upto Rs.7000 off · till 30 Nov
- Air India: Get additional Rs.1000 off · till 31 Dec
- EaseMyTrip: Get Rs.1000 off · till 31 Dec
- Paytm: Save 50% · till 30 Dec
- AJIO: Flat 20% off · till 31 Dec
These are Axis Bank's own offers and Visa network offers, so they apply to every Axis Bank Visa card, not just this one. All Axis Bank offers by category.
People Also Asked
More about the Axis Bank Rewards Visa Credit Card
Is the Axis Bank Rewards Visa Credit Card worth it in 2026?
The Axis Bank Rewards Visa Credit Card offers 2 EDGE Reward Points on every Rs.125 spent and 10X points on apparel and departmental stores, making it valuable for frequent shoppers. With 2 complimentary airport lounge accesses per quarter and a milestone bonus of 1500 points on Rs.30,000 spend, it remains a rewarding choice despite the Rs.1000 joining and annual fees.
Who should get the Axis Bank Rewards Visa Credit Card?
This card is ideal for shoppers who spend regularly on apparel and departmental stores to benefit from 10X reward points. Frequent travelers who value airport lounge access and users who can spend Rs.2 Lakhs annually to waive the Rs.1000 annual fee will find this card especially beneficial.
How to maximise rewards on the Axis Bank Rewards Visa Credit Card?
Maximise rewards by spending on apparel and departmental stores to earn 10X EDGE Reward Points. Also, aim to spend Rs.30,000 to earn the 1500 milestone points and Rs.2 Lakhs annually to get the annual fee waived, enhancing overall value.
Is the Axis Bank Rewards Visa Credit Card better than a top competing premium card?
While the Axis Bank Rewards Visa Credit Card offers strong rewards on apparel and lounge access, its Rs.1000 annual fee and milestone requirements may be less competitive compared to premium cards with higher rewards and more extensive benefits. It suits mid-tier users rather than those seeking top-tier premium perks.