The Axis Bank Rewards Visa Credit Card offers 2 EDGE Reward Points on every Rs.125 spent and 10X points on apparel and departmental stores. With 2 complimentary domestic lounge accesses per quarter and a milestone bonus of 1500 points on Rs.30,000 spend, it provides good value for frequent shoppers and travelers despite the Rs.1000 joining and annual fees.
This card is ideal for shoppers who spend regularly on apparel and departmental stores to benefit from 10X reward points. Frequent domestic travelers will also appreciate the 2 complimentary airport lounge accesses per quarter. Users planning to spend over Rs.2 lakhs annually can waive the Rs.1000 annual fee.
To maximise rewards, focus spending on apparel and departmental stores to earn 10X EDGE Reward Points. Additionally, aim to spend Rs.30,000 to earn the 1500 milestone points and Rs.2 lakhs annually to waive the Rs.1000 annual fee, increasing overall value.
While the Axis Bank Rewards Visa Credit Card offers competitive rewards on apparel and lounge access, premium cards may offer higher reward rates or more lounge visits. However, its affordable fees and milestone bonuses make it a strong contender for value-focused users.