The Shoppers Stop Black HDFC has a ₹4,500 annual fee, earns 2% Reward Points on Every Non-Shoppe₹Stop Spends, includes 16 airport lounge visits a year and charges a 3.5% forex markup.
| Annual fee | ₹4,500 |
|---|---|
| Joining fee | ₹4,500 |
| Base rewards | 2% Reward Points on Every Non-Shoppe₹Stop Spends |
| Lounge access | 16 airport lounge visits a year |
| Forex markup | 3.5% |
From issuer benefit data, checked 23 Oct 2026. Base rewards is the general earn rate; category and partner rates are under Key Benefits.
Key Benefits
Live offers on this card
300 online offers across 174 brands right now, each valid for at least another 7 days. Checked 22 Oct.
- Croma: Rs.12000 Discount · till 31 Oct
- EaseMyTrip: Flat Rs.7500 off · till 31 Oct
- ixigo: Rs.7500 Discount · till 31 Oct
- MakeMyTrip: Rs.7500 Discount · till 31 Oct
- Yatra: Flat Rs.7500 off · till 31 Oct
These are HDFC Bank's own offers and Visa network offers, so they apply to every HDFC Bank Visa card, not just this one. All HDFC Bank offers by category.
More about the Shoppers Stop Black Hdfc Bank Credit Card
Is the Shoppers Stop Black Hdfc Bank Credit Card worth it in 2026?
The card offers 7% reward points on Shoppers Stop spends and 2% on other spends, making it valuable for frequent shoppers. With 16 domestic and 8 international lounge accesses annually, the Rs.4500 joining and renewal fee can be justified if you utilize these benefits.
Who should get the Shoppers Stop Black Hdfc Bank Credit Card?
This card is ideal for regular Shoppers Stop customers who want to maximize rewards on their purchases. It also suits frequent flyers who can benefit from the 24 complimentary airport lounge accesses per year.
How to maximise rewards on the Shoppers Stop Black Hdfc Bank Credit Card?
To maximize rewards, prioritize spending at Shoppers Stop to earn 7% reward points. Use the card for all other purchases to earn 2% reward points and take full advantage of the complimentary airport lounge accesses.
Is the Shoppers Stop Black Hdfc Bank Credit Card good for international travel?
Yes, the card provides 8 complimentary international airport lounge accesses annually, enhancing travel comfort. Combined with 16 domestic lounge accesses, it is suitable for frequent international travelers.