Key Benefits
More about the HDFC Bank Regalia First Credit Card Visa
Is the HDFC Bank Regalia First Credit Card Visa worth it in 2026?
The HDFC Bank Regalia First Credit Card Visa offers 4 Rewards Points for every Rs.150 spent, making it valuable for regular spenders. With a joining and renewal fee of Rs.1000 each, the fee is waived if you spend Rs.1 Lakh annually, enhancing its worth for active users.
Who should get the HDFC Bank Regalia First Credit Card Visa?
This card is ideal for individuals who spend regularly on insurance, utilities, and education, earning 4 Rewards Points per Rs.150 spent. It's best suited for users who can spend at least Rs.1 Lakh annually to avail the renewal fee waiver and maximize rewards.
How to maximise rewards on the HDFC Bank Regalia First Credit Card Visa?
To maximise rewards, spend on categories like insurance, utilities, and education to earn 4 Rewards Points for every Rs.150. Additionally, aim to spend Rs.3 Lakhs or Rs.6 Lakhs to earn milestone rewards of 5000 and 7500 points respectively.
What purchases give the best value on the HDFC Bank Regalia First Credit Card Visa?
Purchases on insurance, utilities, and education offer the best value, earning 4 Rewards Points for every Rs.150 spent. Regular spending in these categories helps accumulate points faster and unlock milestone rewards.