Sbi Card Prime Visa Signature Credit Card

Updated October 2026

SBI Cards · Visa · Credit Card

Best for

Frequent travelers and dining enthusiasts

Think twice if

Low spenders or infrequent travelers

20 Reward Points on birthday spending Complimentary airport lounge access Welcome E-Gift Voucher worth Rs.3000

Renewal Fee: Annual Fee of Rs.2999 Spend Rs.3 Lakhs For Waiver of Renewal Fee

Domestic Lounge: 8 Complimentary Airport Lounge Access Per Calendar Year

International Lounge: Enjoy 4 Complimentary International Lounge Visits

Rewards: Earn 2 Reward Points per Rs.100

Forex Markup: 3.5% - Foreign Currency Transactions

Key Benefits

Rewards

Earn 2 Reward Points per Rs.100

Birthday Benefit - Enjoy 20 Reward Points Per Rs. 100

Earn 10 Reward Points on Dining

Lounge Access

Domestic 8 Complimentary Airport Lounge Access Per Calendar Year

International Enjoy 4 Complimentary International Lounge Visits

Welcome Bonus

Welcome E-Gift Voucher Rs.3000

People Also Asked

What are the travel offers available with the SBI Card Prime Visa Signature Credit Card? ▼

The SBI Card Prime Visa Signature Credit Card offers several travel benefits, including discounts such as up to 7% off on Agoda, 100% off on Atlys.com, flat 25% off on Bloom.com, 25% off on Drivado.com, up to 8% off on Expedia, and flat 20% off on HOI.in with a minimum spend of Rs. 500. Ask for more →

What are the fees and charges associated with the SBI Card Prime Visa Signature Credit Card? ▼

The fees and charges for the SBI Card Prime Visa Signature Credit Card include: an annual fee of Rs. 2999 + taxes (waived if spending Rs. 3 Lakhs or more in the preceding year), a renewal fee of Rs. 2999 + taxes (also waived with Rs. 3 Lakhs annual spend), no charges for add-on cards, a currency conversion fee of 3.5%, a cheque payment fee of Rs. 100, a utility payments fee of 1% on payments over Rs. 50,000, overlimit charges of 2.5% (minimum Rs. 600), a rent payment processing fee of Rs. 199 + taxes, and cash advance fees of 2.5% (minimum Rs. 500). Ask for more →

What milestone benefits does the SBI Card Prime Visa Signature Credit Card offer? ▼

The SBI Card Prime Visa Signature Credit Card provides milestone benefits such as 1% cashback on all spends after reaching a milestone of Rs. 1 lakh in a year, and additional rewards points for reaching higher spending thresholds, which can be redeemed for various rewards including travel, merchandise, and gift vouchers. Ask for more →

More about the Sbi Card Prime Visa Signature Credit Card

Is the Sbi Card Prime Visa Signature Credit Card worth it in 2026?

Yes, the Sbi Card Prime Visa Signature Credit Card offers strong rewards like 20 Reward Points per Rs. 100 spent on birthdays and 10 Reward Points on dining, groceries, and movies. With 8 domestic and 4 international lounge accesses annually, it justifies its Rs. 2999 renewal fee, which can be waived by spending Rs. 3 Lakhs.

Who should get the Sbi Card Prime Visa Signature Credit Card?

This card is ideal for frequent spenders who enjoy dining, shopping at departmental stores, groceries, and movies. It suits users who travel domestically and internationally, benefiting from complimentary lounge access and high reward points on lifestyle spends.

How to maximise rewards on the Sbi Card Prime Visa Signature Credit Card?

To maximise rewards, use the card for dining, departmental stores, groceries, and movie purchases to earn 10 Reward Points per Rs. 100. Also, spend on your birthday to earn 20 Reward Points per Rs. 100, and aim to spend Rs. 3 Lakhs annually to waive the Rs. 2999 renewal fee.

Is the Sbi Card Prime Visa Signature Credit Card good for international travel?

Yes, the card offers 4 complimentary international airport lounge visits per year, enhancing travel comfort. Combined with 8 domestic lounge accesses and reward points on spends, it is well-suited for international travelers.

Compare

CompareCompare Sbi Card Prime Visa Signature Credit Card with: Kotak Mojo Rupay Platinum Credit Card · 6E Rewards - Indigo Hdfc Bank Credit Card · Icici Emeralde Private Metal Credit Card

Sbi Card Prime Visa Signature Credit Card

SBI Cards · Visa · Credit Card

Renewal Fee: Annual Fee of Rs.2999 Spend Rs.3 Lakhs For Waiver of Renewal Fee

Domestic Lounge: 8 Complimentary Airport Lounge Access Per Calendar Year

International Lounge: Enjoy 4 Complimentary International Lounge Visits

Rewards: Earn 2 Reward Points per Rs.100

Forex Markup: 3.5% - Foreign Currency Transactions

Key Details

Renewal Fee

Annual Fee of Rs.2999

Spend Rs.3 Lakhs For Waiver of Renewal Fee

Domestic Lounge

8 Complimentary Airport Lounge Access Per Calendar Year

International Lounge

Enjoy 4 Complimentary International Lounge Visits

Rewards

Earn 2 Reward Points per Rs.100

Forex Markup

3.5% - Foreign Currency Transactions

CompareCompare Sbi Card Prime Visa Signature Credit Card with: Kotak Mojo Rupay Platinum Credit Card · 6E Rewards - Indigo Hdfc Bank Credit Card · Icici Emeralde Private Metal Credit Card

Common Questions

Annual Fee of Rs.2999. Spend Rs.3 Lakhs For Waiver of Renewal Fee

8 Complimentary Airport Lounge Access Per Calendar Year International: Enjoy 4 Complimentary International Lounge Visits.

Earn 2 Reward Points per Rs.100

Spend Rs.3 Lakhs For Waiver of Renewal Fee

3.5% - Foreign Currency Transactions

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