Sbi Card Prime Visa Signature Credit Card

Updated July 2026

SBI Cards · Visa · Credit Card

Best for

Frequent travelers and dining enthusiasts

Think twice if

Low spenders or infrequent travelers

20 Reward Points on birthday spending Complimentary airport lounge access included Welcome E-Gift Voucher worth Rs.3000

Renewal Fee: Annual Fee of Rs.2999 Spend Rs.3 Lakhs For Waiver of Renewal Fee

Domestic Lounge: 8 Complimentary Airport Lounge Access Per Calendar Year

International Lounge: Enjoy 4 Complimentary International Lounge Visits

Rewards: Earn 10 Reward Points on Departmental Stores and Groceries

Forex Markup: 3.5% - Foreign Currency Transactions

Key Benefits

Rewards

Earn 10 Reward Points on Departmental Stores and Groceries

Earn 10 Reward Points on Movies

Earn 2 Reward Points per Rs.100

Lounge Access

Domestic 8 Complimentary Airport Lounge Access Per Calendar Year

International Enjoy 4 Complimentary International Lounge Visits

Welcome Bonus

Welcome E-Gift Voucher Rs.3000

People Also Asked

What are the travel offers available with the SBI Card Prime Visa Signature Credit Card? ▼

The SBI Card Prime Visa Signature Credit Card offers several travel discounts, including: up to 7% off on Agoda, 100% off on Atlys.com, flat 25% off on Bloom.com, 25% off on Drivado.com, up to 8% off on Expedia, and flat 20% off on HOI.in with a minimum spend of Rs. 500. Ask for more →

What are the fees and charges for the SBI Card Prime Visa Signature Credit Card? ▼

The SBI Card Prime Visa Signature Credit Card has the following fees: Annual Fee of Rs. 2999 + Taxes (waived if you spend Rs. 3 Lakhs or more in the previous year), Renewal Fee of Rs. 2999 + Taxes (also waived on spending Rs. 3 Lakhs annually), Nil charges for Add-on Cards, 3.5% Currency Conversion Fee, Rs. 100 Cheque Payment Fee, 1% Utility Payments Fee on amounts exceeding Rs. 50,000, 2.5% Overlimit Charges (minimum Rs. 600), Rs. 199 + taxes for Rent Payment Processing, and 2.5% Cash Advance Fees (minimum Rs. 500). Ask for more →

What milestone benefits does the SBI Card Prime Visa Signature Credit Card offer? ▼

The SBI Card Prime Visa Signature Credit Card provides milestone benefits such as 2,000 reward points on spending Rs. 1.5 Lakhs in a year, and an additional 5,000 reward points on spending Rs. 3 Lakhs in a year. These points can be redeemed for various rewards, enhancing the cardholder's benefits. Ask for more →

More about the Sbi Card Prime Visa Signature Credit Card

Is the Sbi Card Prime Visa Signature Credit Card worth it in 2026?

The Sbi Card Prime Visa Signature offers strong rewards like 20 Reward Points per Rs. 100 spent on birthdays and 10 points on dining, groceries, and movies. With 8 domestic and 4 international lounge visits plus a renewal fee waiver on Rs. 3 Lakhs spend, it remains valuable for frequent spenders.

Who should get the Sbi Card Prime Visa Signature Credit Card?

This card is ideal for individuals who spend heavily on dining, groceries, and entertainment, and who travel frequently. Users who can spend Rs. 3 Lakhs annually to waive the Rs. 2999 renewal fee will benefit most from its rewards and lounge access.

How to maximise rewards on the Sbi Card Prime Visa Signature Credit Card?

To maximise rewards, use the card for dining, departmental stores, groceries, and movies to earn 10 Reward Points per Rs. 100. Also, make high-value purchases on your birthday to earn 20 Reward Points per Rs. 100 and aim to spend Rs. 3 Lakhs annually to waive the renewal fee.

Is the Sbi Card Prime Visa Signature Credit Card good for international travel?

Yes, it offers 4 complimentary international airport lounge visits annually, enhancing travel comfort. Combined with 8 domestic lounge accesses and strong reward points on spends, it is suitable for frequent international travellers.

Compare

CompareCompare Sbi Card Prime Visa Signature Credit Card with: Ola Money Sbi Visa Platinum Credit Card · Kotak League Visa Platinum Credit Card · Icici Emeralde Private Metal Credit Card

Sbi Card Prime Visa Signature Credit Card

SBI Cards · Visa · Credit Card

Renewal Fee: Annual Fee of Rs.2999 Spend Rs.3 Lakhs For Waiver of Renewal Fee

Domestic Lounge: 8 Complimentary Airport Lounge Access Per Calendar Year

International Lounge: Enjoy 4 Complimentary International Lounge Visits

Rewards: Earn 10 Reward Points on Departmental Stores and Groceries

Forex Markup: 3.5% - Foreign Currency Transactions

Key Details

Renewal Fee

Annual Fee of Rs.2999

Spend Rs.3 Lakhs For Waiver of Renewal Fee

Domestic Lounge

8 Complimentary Airport Lounge Access Per Calendar Year

International Lounge

Enjoy 4 Complimentary International Lounge Visits

Rewards

Earn 10 Reward Points on Departmental Stores and Groceries

Forex Markup

3.5% - Foreign Currency Transactions

CompareCompare Sbi Card Prime Visa Signature Credit Card with: Ola Money Sbi Visa Platinum Credit Card · Kotak League Visa Platinum Credit Card · Icici Emeralde Private Metal Credit Card

Common Questions

Annual Fee of Rs.2999. Spend Rs.3 Lakhs For Waiver of Renewal Fee

8 Complimentary Airport Lounge Access Per Calendar Year International: Enjoy 4 Complimentary International Lounge Visits.

Earn 10 Reward Points on Departmental Stores and Groceries

Spend Rs.3 Lakhs For Waiver of Renewal Fee

3.5% - Foreign Currency Transactions

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