The SBI Card Prime Visa Signature has a ₹2,999 annual fee (waived on ₹3 lakh annual spend), earns 2 Reward Points per ₹100, includes 8 airport lounge visits a year and charges a 3.5% forex markup.
| Annual fee | ₹2,999 |
|---|---|
| Annual fee waived | On ₹3 lakh annual spend |
| Base rewards | 2 Reward Points per ₹100 |
| Lounge access | 8 airport lounge visits a year |
| Forex markup | 3.5% |
From issuer benefit data, checked 22 Oct 2026. Base rewards is the general earn rate; category and partner rates are under Key Benefits.
Key Benefits
Live offers on this card
221 online offers across 161 brands right now, each valid for at least another 7 days. Checked 22 Oct.
- Croma: Rs.12000 Discount · till 31 Oct
- Yatra: Upto Rs.1800 off · till 31 Dec
- Air India: Get additional Rs.1000 off · till 31 Dec
- EaseMyTrip: Get Rs.1000 off · till 31 Dec
- Paytm: Save 50% · till 30 Dec
These are SBI Cards's own offers and Visa network offers, so they apply to every SBI Cards Visa card, not just this one. All SBI Cards offers by category.
People Also Asked
More about the Sbi Card Prime Visa Signature Credit Card
Is the Sbi Card Prime Visa Signature Credit Card worth it in 2026?
Yes, the Sbi Card Prime Visa Signature Credit Card offers strong rewards like 20 Reward Points per Rs. 100 spent on birthdays and 10 Reward Points on dining, groceries, and movies. With 8 domestic and 4 international lounge accesses annually, it justifies its Rs. 2999 renewal fee, which can be waived by spending Rs. 3 Lakhs.
Who should get the Sbi Card Prime Visa Signature Credit Card?
This card is ideal for frequent spenders who enjoy dining, shopping at departmental stores, groceries, and movies. It suits users who travel domestically and internationally, benefiting from complimentary lounge access and high reward points on lifestyle spends.
How to maximise rewards on the Sbi Card Prime Visa Signature Credit Card?
To maximise rewards, use the card for dining, departmental stores, groceries, and movie purchases to earn 10 Reward Points per Rs. 100. Also, spend on your birthday to earn 20 Reward Points per Rs. 100, and aim to spend Rs. 3 Lakhs annually to waive the Rs. 2999 renewal fee.
Is the Sbi Card Prime Visa Signature Credit Card good for international travel?
Yes, the card offers 4 complimentary international airport lounge visits per year, enhancing travel comfort. Combined with 8 domestic lounge accesses and reward points on spends, it is well-suited for international travelers.