The ICICI Coral Visa has a ₹500 annual fee (waived on ₹1.5 lakh annual spend), earns 2 Reward Points per ₹100, includes 1 airport lounge visit a quarter and charges a 3.5% forex markup.
| Annual fee | ₹500 |
|---|---|
| Joining fee | ₹500 |
| Annual fee waived | On ₹1.5 lakh annual spend |
| Base rewards | 2 Reward Points per ₹100 |
| Lounge access | 1 airport lounge visit a quarter |
| Forex markup | 3.5% |
From issuer benefit data, checked 22 Oct 2026. Base rewards is the general earn rate; category and partner rates are under Key Benefits.
Key Benefits
Live offers on this card
296 online offers across 192 brands right now, each valid for at least another 7 days. Checked 22 Oct.
- EaseMyTrip: Flat Rs.15000 Discount · till 31 Mar 2027
- Croma: Rs.12000 Discount · till 31 Oct
- ixigo: Get Upto Rs.2500 off · till 31 Oct
- Yatra: Upto Rs.1800 off · till 31 Dec
- Air India: Get additional Rs.1000 off · till 31 Dec
These are ICICI Bank's own offers and Visa network offers, so they apply to every ICICI Bank Visa card, not just this one. All ICICI Bank offers by category.
People Also Asked
More about the ICICI Bank Coral Credit Card Visa
Is the ICICI Bank Coral Credit Card Visa worth it in 2026?
The ICICI Bank Coral Credit Card Visa offers 2 Reward Points per Rs.100 spent, with additional points on groceries and departmental stores. With a modest joining and annual fee of Rs.500 each, and an annual fee waiver on spending Rs.1.5 lakhs, it remains a cost-effective choice for regular spenders.
Who should get the ICICI Bank Coral Credit Card Visa?
This card is ideal for individuals who frequently shop at grocery and departmental stores and spend on insurance and utilities. It suits users looking for steady reward points and occasional lounge access, especially those willing to spend Rs.1.5 lakhs annually to waive the fee.
How to maximise rewards on the ICICI Bank Coral Credit Card Visa?
To maximise rewards, focus your spending on groceries and departmental stores to earn 2 Reward Points per Rs.100. Additionally, aim to spend Rs.2 lakhs annually to earn a milestone bonus of 2000 Reward Points and reach Rs.1.5 lakhs to waive the annual fee.
Is the ICICI Bank Coral Credit Card Visa better than a top competing premium card?
While the ICICI Coral offers competitive rewards and affordable fees, premium cards typically provide higher reward rates and more lounge accesses. However, for moderate spenders seeking value without high fees, Coral is a practical option.