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ICICI Bank HPCL Coral Credit Card Visa

ICICI Bank HPCL Coral Credit Card Visa

Updated July 2026
ICICI Bank · Visa · Credit Card
Best for
Frequent utility and grocery shoppers
Think twice if
Rarely spends on utilities or groceries
Earn 2 Reward Points on utilities 2 Reward Points on grocery purchases Annual fee waived with Rs.50000 spend
Joining Fee: Joining Fee of Rs.199
Renewal Fee: Annual Fee of Rs.199 Spend Rs.50000 For Waiver of Annual Fee
Rewards: Earn 2 Reward Points per Rs.100
Forex Markup: 3.50% - Foreign Currency Transactions

Key Benefits

Rewards
Earn 2 Reward Points per Rs.100
Earn 2 Reward Points per Rs.100 on Insurance
Earn 2 Reward Points per Rs.100 on Utilities

People Also Asked

What are the critical fees associated with the ICICI Bank HPCL Coral Credit Card Visa? ▼
The ICICI Bank HPCL Coral Credit Card Visa has several critical fees, including an annual fee of ₹500. Additionally, there is a late payment fee of up to ₹1,000, depending on the outstanding amount. Cash withdrawal incurs a fee of 2.5% of the withdrawn amount, with a minimum charge of ₹300. Ask for more →
What are the benefits of the ICICI Bank HPCL Coral Credit Card Visa? ▼
The ICICI Bank HPCL Coral Credit Card Visa offers various benefits, including 2.5% cashback on fuel purchases at HPCL outlets, 1% cashback on all other purchases, and a welcome gift of 1,000 reward points. Cardholders also earn 2 reward points for every ₹100 spent on the card. Ask for more →
Is there any foreign transaction fee for the ICICI Bank HPCL Coral Credit Card Visa? ▼
Yes, the ICICI Bank HPCL Coral Credit Card Visa charges a foreign transaction fee of 3.5% on all international transactions. This fee is applied to the converted amount in Indian Rupees. Ask for more →
What is the reward points redemption process for the ICICI Bank HPCL Coral Credit Card Visa? ▼
Reward points earned on the ICICI Bank HPCL Coral Credit Card Visa can be redeemed through the ICICI Bank rewards portal. For example, 1,000 reward points can typically be redeemed for a gift voucher worth ₹500. Points can also be used for various merchandise and services available on the portal. Ask for more →
Are there any insurance benefits with the ICICI Bank HPCL Coral Credit Card Visa? ▼
Yes, the ICICI Bank HPCL Coral Credit Card Visa offers complimentary insurance benefits, including air accident insurance coverage of up to ₹1 crore and purchase protection insurance for items bought using the card, covering theft or damage for up to 90 days from the date of purchase. Ask for more →

More about the ICICI Bank HPCL Coral Credit Card Visa

Is the ICICI Bank HPCL Coral Credit Card Visa worth it in 2026?

The ICICI Bank HPCL Coral Credit Card Visa offers 2 Reward Points per Rs.100 spent on utilities, groceries, departmental stores, and insurance. With a joining and annual fee of Rs.199 each, the annual fee is waived if you spend Rs.50,000, making it cost-effective for regular users.

Who should get the ICICI Bank HPCL Coral Credit Card Visa?

This card is ideal for individuals who frequently spend on utilities, groceries, and insurance. If you spend at least Rs.50,000 annually, you can waive the annual fee and maximize the 2 Reward Points per Rs.100 on key everyday expenses.

How to maximise rewards on the ICICI Bank HPCL Coral Credit Card Visa?

To maximise rewards, focus your spending on utilities, groceries, departmental stores, and insurance payments to earn 2 Reward Points per Rs.100. Also, ensure your annual spending exceeds Rs.50,000 to get the annual fee waived.

What purchases give the best value on the ICICI Bank HPCL Coral Credit Card Visa?

The best value comes from spending on utilities, grocery and departmental stores, and insurance, where you earn 2 Reward Points per Rs.100. Regular spending in these categories helps you accumulate rewards faster.

Compare

CompareCompare ICICI Bank HPCL Coral Credit Card Visa with: Axis Bank Horizon Mastercard Credit Card · Axis Bank Ace Visa Signature Credit Card · 6E Rewards - Indigo Hdfc Bank Credit Card

Have a specific question about this card?

ICICI Bank HPCL Coral Credit Card Visa
ICICI Bank HPCL Coral Credit Card Visa
ICICI Bank · Visa · Credit Card
Joining Fee: Joining Fee of Rs.199
Renewal Fee: Annual Fee of Rs.199 Spend Rs.50000 For Waiver of Annual Fee
Rewards: Earn 2 Reward Points per Rs.100
Forex Markup: 3.50% - Foreign Currency Transactions
Key Details
Joining Fee
Joining Fee of Rs.199
Renewal Fee
Annual Fee of Rs.199
Spend Rs.50000 For Waiver of Annual Fee
Rewards
Earn 2 Reward Points per Rs.100
Forex Markup
3.50% - Foreign Currency Transactions
CompareCompare ICICI Bank HPCL Coral Credit Card Visa with: Axis Bank Horizon Mastercard Credit Card · Axis Bank Ace Visa Signature Credit Card · 6E Rewards - Indigo Hdfc Bank Credit Card
Common Questions
Joining Fee of Rs.199. Annual Fee of Rs.199. Spend Rs.50000 For Waiver of Annual Fee
Earn 2 Reward Points per Rs.100
Spend Rs.50000 For Waiver of Annual Fee
3.50% - Foreign Currency Transactions

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