Bpcl Sbi Card Visa Platinum Credit Card

Bpcl Sbi Card Visa Platinum Credit Card

Updated July 2026
SBI Cards · Visa · Credit Card
Best for
Frequent shoppers at departmental stores
Think twice if
Rarely spends on fuel or shopping
Earn 5 Reward Points on shopping 13 Reward Points on BPCL fuel purchases 2000 bonus points upon activation
Joining Fee: Joining Fee of Rs.499
Renewal Fee: Renewal Fee of Rs.499 Spend Rs.50000 For Waiver of Renewal Fee
Rewards: Earn 5 Reward Points on Grocery
Forex Markup: 3.5% - Foreign Currency Transactions

Key Benefits

Rewards
Earn 5 Reward Points on Grocery
Earn 1 Reward Points on Non-Fuel Retail Purchases.
Earn 5 Reward Points on Departmental Stores
Welcome Bonus
Welcome Benefit - Get 2000 Activation Bonus Reward Points

People Also Asked

How can I use my 7300 reward points from the BPCL SBI Card Visa Platinum Credit Card?
You can redeem your 7,300 reward points for fuel at BPCL petrol pumps, with a conversion rate of 4 reward points for ₹1 of free fuel. This means you can redeem your points for ₹1,825 worth of fuel. Additionally, there is no minimum limit for instant redemption at select BPCL petrol pumps, allowing you to use your points immediately. Ask for more →
What are the benefits of the BPCL SBI Card Visa Platinum Credit Card?
The BPCL SBI Card Visa Platinum Credit Card offers several benefits, including 4 reward points for every ₹100 spent on fuel at BPCL petrol pumps, 2 reward points for every ₹100 spent on dining, groceries, and departmental stores, and 1 reward point for every ₹100 spent on all other purchases. Additionally, cardholders can enjoy fuel surcharge waivers and exclusive discounts on fuel purchases. Ask for more →
What is the fuel surcharge waiver on the BPCL SBI Card Visa Platinum Credit Card?
The BPCL SBI Card Visa Platinum Credit Card offers a fuel surcharge waiver of 1% on fuel transactions between ₹500 and ₹4,000 at BPCL petrol pumps. This benefit can help you save on fuel costs when using your card for purchases. Ask for more →
Are there any annual fees for the BPCL SBI Card Visa Platinum Credit Card?
Yes, the BPCL SBI Card Visa Platinum Credit Card has an annual fee of ₹499. However, if you spend ₹1,00,000 or more in a year, the annual fee is waived for the subsequent year. Ask for more →
What is the interest rate on the BPCL SBI Card Visa Platinum Credit Card?
The BPCL SBI Card Visa Platinum Credit Card has an interest rate of up to 3.35% per month on outstanding balances, which translates to an annual percentage rate (APR) of up to 40.2%. It's important to pay off your balance in full to avoid these high-interest charges. Ask for more →

More about the Bpcl Sbi Card Visa Platinum Credit Card

Is the Bpcl Sbi Card Visa Platinum Credit Card worth it in 2026?

The card offers 13 Reward Points on fuel purchases at BPCL petrol pumps and 5 Reward Points on departmental stores, movies, and dining. With a joining and renewal fee of Rs.499, which is waived on spending Rs.50,000 annually, it is valuable for regular fuel buyers and lifestyle spenders.

Who should get the Bpcl Sbi Card Visa Platinum Credit Card?

This card is ideal for frequent BPCL fuel buyers and individuals who spend regularly on departmental stores, movies, and dining. Users who can spend Rs.50,000 annually to waive the renewal fee will maximize its benefits.

How to maximise rewards on the Bpcl Sbi Card Visa Platinum Credit Card?

Maximise rewards by using the card for fuel purchases at BPCL pumps to earn 13 Reward Points per transaction. Also, use it for departmental store, movie, and dining expenses to earn 5 Reward Points each, and spend Rs.50,000 yearly to waive the Rs.499 renewal fee.

What purchases give the best value on the Bpcl Sbi Card Visa Platinum Credit Card?

Fuel purchases at BPCL petrol pumps offer the best value with 13 Reward Points per transaction. Departmental stores, movies, and dining also provide good returns with 5 Reward Points each, plus a 4.25% valueback including a 1% fuel surcharge waiver.

Compare

Bpcl Sbi Card Visa Platinum Credit Card
Bpcl Sbi Card Visa Platinum Credit Card
SBI Cards · Visa · Credit Card
Joining Fee: Joining Fee of Rs.499
Renewal Fee: Renewal Fee of Rs.499 Spend Rs.50000 For Waiver of Renewal Fee
Rewards: Earn 5 Reward Points on Grocery
Forex Markup: 3.5% - Foreign Currency Transactions
Joining Fee
Joining Fee of Rs.499
Renewal Fee
Renewal Fee of Rs.499
Spend Rs.50000 For Waiver of Renewal Fee
Rewards
Earn 5 Reward Points on Grocery
Forex Markup
3.5% - Foreign Currency Transactions
Joining Fee of Rs.499. Renewal Fee of Rs.499. Spend Rs.50000 For Waiver of Renewal Fee
Earn 5 Reward Points on Grocery
Spend Rs.50000 For Waiver of Renewal Fee
3.5% - Foreign Currency Transactions

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