Bpcl Sbi Card Visa Platinum Credit Card

Bpcl Sbi Card Visa Platinum Credit Card

Updated October 2026
SBI Cards · Visa · Credit Card

The BPCL SBI Card Visa Platinum has a ₹499 annual fee (waived on ₹50,000 annual spend), earns 1 Reward Points on Non-Fuel Retail Purchases. and charges a 3.5% forex markup.

Annual fee₹499
Joining fee₹499
Annual fee waivedOn ₹50,000 annual spend
Base rewards1 Reward Points on Non-Fuel Retail Purchases.
Forex markup3.5%

From issuer benefit data, checked 22 Oct 2026. Base rewards is the general earn rate; category and partner rates are under Key Benefits.

Best for
Frequent BPCL fuel users
Think twice if
Rarely uses credit cards or fuel
Earn 13 Reward Points on fuel purchases 2000 Activation Bonus Reward Points on joining 4.25% Valueback on fuel transactions
Joining Fee: Joining Fee of Rs.499
Renewal Fee: Renewal Fee of Rs.499 Spend Rs.50000 For Waiver of Renewal Fee
Rewards: Earn 1 Reward Points on Non-Fuel Retail Purchases.
Forex Markup: 3.5% - Foreign Currency Transactions

Key Benefits

Rewards
Earn 1 Reward Points on Non-Fuel Retail Purchases.
Earn 1 Reward Points on Travel
Earn 5 Reward Points on Departmental Stores
Welcome Bonus
Welcome Benefit - Get 2000 Activation Bonus Reward Points

Live offers on this card

221 online offers across 161 brands right now, each valid for at least another 7 days. Checked 22 Oct.

These are SBI Cards's own offers and Visa network offers, so they apply to every SBI Cards Visa card, not just this one. All SBI Cards offers by category.

People Also Asked

How can I use my 7300 reward points on the BPCL SBI Card Visa Platinum Credit Card? ▼
You can redeem your 7,300 reward points for fuel at BPCL petrol pumps at a conversion rate of 4 reward points for ₹1 of free fuel. This means you can redeem your points for ₹1,825 worth of fuel. Additionally, there is no minimum limit for instant redemption at select BPCL petrol pumps, allowing you to use your points immediately. Ask for more →
What are the best ways to maximize benefits from reward points on the BPCL SBI Card Visa Platinum Credit Card? ▼
To maximize benefits from your reward points on the BPCL SBI Card Visa Platinum Credit Card, consider using your card for fuel purchases at BPCL petrol stations, as you earn 4 reward points for every ₹100 spent on fuel. Additionally, look for promotional offers that may provide bonus points or discounts on fuel purchases. Regularly check the SBI Card app or website for updates on redemption options and special offers to make the most of your rewards. Ask for more →

More about the Bpcl Sbi Card Visa Platinum Credit Card

Is the Bpcl Sbi Card Visa Platinum Credit Card worth it in 2026?

The Bpcl Sbi Card Visa Platinum Credit Card offers 13 Reward Points on fuel purchases at BPCL pumps and 4.25% valueback including a 1% fuel surcharge waiver. With a joining and renewal fee of Rs.499, waived on spending Rs.50,000 annually, it is cost-effective for regular fuel users.

Who should get the Bpcl Sbi Card Visa Platinum Credit Card?

This card is ideal for frequent BPCL fuel buyers and those who spend on dining, groceries, and travel. Users who spend at least Rs.50,000 annually can benefit from fee waivers and maximize rewards across multiple categories.

How to maximise rewards on the Bpcl Sbi Card Visa Platinum Credit Card?

To maximize rewards, prioritize fuel purchases at BPCL petrol pumps to earn 13 Reward Points per transaction. Also, use the card for dining and grocery spends to earn 5 Reward Points and for travel to earn 1 Reward Point.

What purchases give the best value on the Bpcl Sbi Card Visa Platinum Credit Card?

Fuel purchases at BPCL petrol pumps offer the best value with 13 Reward Points and a 4.25% valueback including surcharge waiver. Dining and grocery spends also provide good rewards with 5 Reward Points each.

Compare

Bpcl Sbi Card Visa Platinum Credit Card
Bpcl Sbi Card Visa Platinum Credit Card
SBI Cards · Visa · Credit Card
Joining Fee: Joining Fee of Rs.499
Renewal Fee: Renewal Fee of Rs.499 Spend Rs.50000 For Waiver of Renewal Fee
Rewards: Earn 1 Reward Points on Non-Fuel Retail Purchases.
Forex Markup: 3.5% - Foreign Currency Transactions
Joining Fee
Joining Fee of Rs.499
Renewal Fee
Renewal Fee of Rs.499
Spend Rs.50000 For Waiver of Renewal Fee
Rewards
Earn 1 Reward Points on Non-Fuel Retail Purchases.
Forex Markup
3.5% - Foreign Currency Transactions
Joining Fee of Rs.499. Renewal Fee of Rs.499. Spend Rs.50000 For Waiver of Renewal Fee
Earn 1 Reward Points on Non-Fuel Retail Purchases.
Spend Rs.50000 For Waiver of Renewal Fee
3.5% - Foreign Currency Transactions

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