The BPCL SBI Card Visa Platinum has a ₹499 annual fee (waived on ₹50,000 annual spend), earns 1 Reward Points on Non-Fuel Retail Purchases. and charges a 3.5% forex markup.
| Annual fee | ₹499 |
|---|---|
| Joining fee | ₹499 |
| Annual fee waived | On ₹50,000 annual spend |
| Base rewards | 1 Reward Points on Non-Fuel Retail Purchases. |
| Forex markup | 3.5% |
From issuer benefit data, checked 22 Oct 2026. Base rewards is the general earn rate; category and partner rates are under Key Benefits.
221 online offers across 161 brands right now, each valid for at least another 7 days. Checked 22 Oct.
These are SBI Cards's own offers and Visa network offers, so they apply to every SBI Cards Visa card, not just this one. All SBI Cards offers by category.
The Bpcl Sbi Card Visa Platinum Credit Card offers 13 Reward Points on fuel purchases at BPCL pumps and 4.25% valueback including a 1% fuel surcharge waiver. With a joining and renewal fee of Rs.499, waived on spending Rs.50,000 annually, it is cost-effective for regular fuel users.
This card is ideal for frequent BPCL fuel buyers and those who spend on dining, groceries, and travel. Users who spend at least Rs.50,000 annually can benefit from fee waivers and maximize rewards across multiple categories.
To maximize rewards, prioritize fuel purchases at BPCL petrol pumps to earn 13 Reward Points per transaction. Also, use the card for dining and grocery spends to earn 5 Reward Points and for travel to earn 1 Reward Point.
Fuel purchases at BPCL petrol pumps offer the best value with 13 Reward Points and a 4.25% valueback including surcharge waiver. Dining and grocery spends also provide good rewards with 5 Reward Points each.