The Axis Privilege has a ₹1,500 annual fee (waived on ₹5 lakh annual spend), earns 10 EDGE Reward Points Per ₹200, includes 2 airport lounge visits a quarter and charges a 3.5% forex markup.
| Annual fee | ₹1,500 |
|---|---|
| Joining fee | ₹1,500 |
| Annual fee waived | On ₹5 lakh annual spend |
| Base rewards | 10 EDGE Reward Points Per ₹200 |
| Lounge access | 2 airport lounge visits a quarter |
| Forex markup | 3.5% |
From issuer benefit data, checked 22 Oct 2026. Base rewards is the general earn rate; category and partner rates are under Key Benefits.
Key Benefits
Live offers on this card
121 online offers across 73 brands right now, each valid for at least another 7 days. Checked 22 Oct.
- Yatra: Upto Rs.7000 off · till 30 Nov
- Paytm: Flat Rs.750 off · till 31 Dec
- AJIO: Flat 20% off · till 31 Dec
- Croma: Upto 20% Add Cashback · till 31 Oct
- MakeMyTrip: Upto 20% off + Extra 5% discount · till 31 Oct
These are Axis Bank's own offers and Mastercard network offers, so they apply to every Axis Bank Mastercard card, not just this one. All Axis Bank offers by category.
More about the Axis Bank Privilege Credit Card
Is the Axis Bank Privilege Credit Card worth it in 2026?
The Axis Bank Privilege Credit Card offers 10 EDGE Reward Points per Rs.200 spent and a milestone bonus of 10,000 points on Rs.2.5 lakh spend. With 2 complimentary airport lounge accesses per quarter and an annual fee of Rs.1500 (waived on Rs.5 lakh spend), it remains a valuable option for frequent spenders.
Who should get the Axis Bank Privilege Credit Card?
This card is ideal for frequent domestic travelers and high spenders who can utilize the 2 complimentary airport lounge accesses per quarter and benefit from the milestone rewards. Users planning to spend Rs.2.5 lakh or more annually will maximize value with reward points and fee waivers.
How to maximise rewards on the Axis Bank Privilege Credit Card?
To maximize rewards, spend Rs.2.5 lakh to earn the additional 10,000 EDGE Reward Points and aim for Rs.5 lakh annual spend to waive the Rs.1500 annual fee. Regular spending will earn 10 EDGE Reward Points per Rs.200, boosting overall rewards.
Is the Axis Bank Privilege Credit Card better than a top competing premium card?
The Axis Bank Privilege Credit Card offers competitive rewards and lounge access at a moderate fee of Rs.1500. While some premium cards may offer higher rewards or more lounges, this card balances cost and benefits well for mid to high spenders.