The Lifestyle Home Centre SBI Card Prime has a ₹2,999 annual fee, earns 2 Reward Points per ₹100, includes 8 airport lounge visits a year and charges a 3.5% forex markup.
| Annual fee | ₹2,999 |
|---|---|
| Base rewards | 2 Reward Points per ₹100 |
| Lounge access | 8 airport lounge visits a year |
| Forex markup | 3.5% |
From issuer benefit data, checked 22 Oct 2026. Base rewards is the general earn rate; category and partner rates are under Key Benefits.
Key Benefits
Live offers on this card
221 online offers across 161 brands right now, each valid for at least another 7 days. Checked 22 Oct.
- Croma: Rs.12000 Discount · till 31 Oct
- Yatra: Upto Rs.1800 off · till 31 Dec
- Air India: Get additional Rs.1000 off · till 31 Dec
- EaseMyTrip: Get Rs.1000 off · till 31 Dec
- Paytm: Save 50% · till 30 Dec
These are SBI Cards's own offers and Visa network offers, so they apply to every SBI Cards Visa card, not just this one. All SBI Cards offers by category.
More about the Lifestyle Home Centre Sbi Card Prime Credit Card
Is the Lifestyle Home Centre Sbi Card Prime Credit Card worth it in 2026?
The Lifestyle Home Centre Sbi Card Prime Credit Card offers strong rewards like 10 Reward Points on dining and movies, plus 15 Reward Points at Landmark Stores. With 8 domestic and 4 international lounge accesses annually and a milestone bonus of up to 20,000 points on Rs.5 Lakhs spend, it justifies its Rs.2999 annual fee for frequent shoppers and diners.
Who should get the Lifestyle Home Centre Sbi Card Prime Credit Card?
This card is ideal for frequent diners, movie-goers, and shoppers at Landmark Stores who spend regularly. Users who can leverage the milestone bonuses by spending Rs.5 Lakhs annually and value airport lounge access will benefit most from this card.
How to maximise rewards on the Lifestyle Home Centre Sbi Card Prime Credit Card?
Maximise rewards by using the card for dining and movies to earn 10 Reward Points per transaction, and shop at Landmark Stores to get 15 Reward Points. Aim to spend Rs.5 Lakhs annually to unlock the 20,000 bonus points and additional milestone rewards at Landmark Stores.
Is the Lifestyle Home Centre Sbi Card Prime Credit Card good for international travel?
Yes, it offers 4 complimentary international airport lounge accesses per calendar year, enhancing travel comfort. While rewards are focused on dining and Landmark Stores, the lounge benefits make it suitable for international travelers.