Paytm Hdfc Bank Credit Card

Paytm Hdfc Bank Credit Card

Updated July 2026
HDFC Bank · Visa · Credit Card
Best for
Frequent spenders looking for fee waivers
Think twice if
Rarely spends Rs.30000 in a year
First year fee waived with spending Low forex markup for international transactions Affordable annual fee of Rs.500
Renewal Fee: Annual Fee of Rs.500 First Year Fee waived upon spending Rs.30000
Forex Markup: 3.50% - Foreign Currency Transactions

More about the Paytm Hdfc Bank Credit Card

Is the Paytm Hdfc Bank Credit Card worth it in 2026?

The Paytm Hdfc Bank Credit Card is worth it in 2026 if you spend at least Rs. 30,000 in the first year to get the Rs. 500 annual fee waived. Beyond that, it offers value through Paytm wallet integration and rewards on digital transactions.

Who should get the Paytm Hdfc Bank Credit Card?

This card is ideal for frequent Paytm users and digital shoppers who spend Rs. 30,000 or more annually. It suits customers looking for a low-cost credit card with easy fee waiver and benefits on online payments.

How to maximise rewards on the Paytm Hdfc Bank Credit Card?

Maximise rewards by using the card for Paytm wallet recharges and digital purchases. Ensure you spend Rs. 30,000 in the first year to waive the Rs. 500 annual fee and benefit from ongoing cashback offers.

Best apps/sites to use the Paytm Hdfc Bank Credit Card on?

The best platforms to use this card are the Paytm app for wallet recharges and bill payments, as well as popular e-commerce sites like Amazon and Flipkart where digital payments are accepted.

Paytm Hdfc Bank Credit Card
Paytm Hdfc Bank Credit Card
HDFC Bank · Visa · Credit Card
Renewal Fee: Annual Fee of Rs.500 First Year Fee waived upon spending Rs.30000
Forex Markup: 3.50% - Foreign Currency Transactions
Renewal Fee
Annual Fee of Rs.500
First Year Fee waived upon spending Rs.30000
Forex Markup
3.50% - Foreign Currency Transactions
Annual Fee of Rs.500. First Year Fee waived upon spending Rs.30000
First Year Fee waived upon spending Rs.30000
3.50% - Foreign Currency Transactions

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