Swiggy Hdfc Bank Credit Card

Swiggy Hdfc Bank Credit Card

Updated July 2026
HDFC Bank · MasterCard · Credit Card
Best for
Frequent Swiggy users and foodies
Think twice if
Rarely orders food online
Complimentary Swiggy One Membership included Fee waiver with Rs.20000 spending Low forex markup for international transactions
Joining Fee: Joining Fee of Rs. 500
Renewal Fee: Renewal Fee of Rs.500 Spend Rs.20000 For Renewal Fee Waiver
Forex Markup: 3.50% - Foreign Currency Transactions

Key Benefits

Welcome Bonus
Complimentary Swiggy One Membership

More about the Swiggy Hdfc Bank Credit Card

Is the Swiggy Hdfc Bank Credit Card worth it in 2026?

The Swiggy Hdfc Bank Credit Card has a joining fee of Rs. 500 and an annual renewal fee of Rs. 500. The renewal fee is waived if you spend Rs. 20,000 in a year, making it cost-effective for frequent users.

Who should get the Swiggy Hdfc Bank Credit Card?

This card is ideal for regular Swiggy users who spend at least Rs. 20,000 annually. It benefits food delivery enthusiasts looking to save on renewal fees and earn rewards on their orders.

How to maximise rewards on the Swiggy Hdfc Bank Credit Card?

To maximise rewards, use the card primarily for Swiggy orders and ensure annual spending exceeds Rs. 20,000 to waive the Rs. 500 renewal fee. Regular usage on Swiggy helps unlock the card's full benefits.

Best apps/sites to use the Swiggy Hdfc Bank Credit Card on?

The best platform to use this card is the Swiggy app for food delivery. Additionally, using it on partner apps or websites that accept HDFC Bank credit cards can help accumulate rewards.

Swiggy Hdfc Bank Credit Card
Swiggy Hdfc Bank Credit Card
HDFC Bank · MasterCard · Credit Card
Joining Fee: Joining Fee of Rs. 500
Renewal Fee: Renewal Fee of Rs.500 Spend Rs.20000 For Renewal Fee Waiver
Forex Markup: 3.50% - Foreign Currency Transactions
Joining Fee
Joining Fee of Rs. 500
Renewal Fee
Renewal Fee of Rs.500
Spend Rs.20000 For Renewal Fee Waiver
Forex Markup
3.50% - Foreign Currency Transactions
Joining Fee of Rs. 500. Renewal Fee of Rs.500. Spend Rs.20000 For Renewal Fee Waiver
Spend Rs.20000 For Renewal Fee Waiver
3.50% - Foreign Currency Transactions

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