The Paytm HDFC Select has a ₹1,000 annual fee (waived on ₹1.5 lakh annual spend), includes 8 airport lounge visits a year and charges a 3.5% forex markup.
| Annual fee | ₹1,000 |
|---|---|
| Joining fee | ₹1,000 |
| Annual fee waived | On ₹1.5 lakh annual spend |
| Lounge access | 8 airport lounge visits a year |
| Forex markup | 3.5% |
From issuer benefit data, checked 23 Oct 2026. Base rewards is the general earn rate; category and partner rates are under Key Benefits.
Key Benefits
Live offers on this card
300 online offers across 174 brands right now, each valid for at least another 7 days. Checked 22 Oct.
- Croma: Rs.12000 Discount · till 31 Oct
- EaseMyTrip: Flat Rs.7500 off · till 31 Oct
- ixigo: Rs.7500 Discount · till 31 Oct
- MakeMyTrip: Rs.7500 Discount · till 31 Oct
- Yatra: Flat Rs.7500 off · till 31 Oct
These are HDFC Bank's own offers and Visa network offers, so they apply to every HDFC Bank Visa card, not just this one. All HDFC Bank offers by category.
More about the Paytm Hdfc Bank Select Credit Card
Is the Paytm Hdfc Bank Select Credit Card worth it in 2026?
The Paytm Hdfc Bank Select Credit Card offers 8 complimentary airport lounge accesses per year with a joining and renewal fee of Rs.1000 each. The first-year fee is waived if you spend Rs.50000, making it cost-effective for frequent travelers in 2026.
Who should get the Paytm Hdfc Bank Select Credit Card?
This card is ideal for frequent domestic travelers who value airport lounge access and can spend at least Rs.50000 in the first year to waive the joining fee. It suits users looking for premium travel benefits with moderate annual fees.
How to maximise rewards on the Paytm Hdfc Bank Select Credit Card?
To maximise benefits, spend Rs.50000 in the first year to waive the Rs.1000 joining fee. Use the card primarily for travel bookings and expenses to make the most of the 8 complimentary airport lounge accesses annually.
Best apps/sites to use the Paytm Hdfc Bank Select Credit Card on?
Use the Paytm Hdfc Bank Select Credit Card on travel booking platforms like Paytm, airline websites, and hotel apps to leverage lounge access and travel-related benefits effectively.