Paytm Hdfc Bank Select Credit Card

Paytm Hdfc Bank Select Credit Card

Updated July 2026
HDFC Bank · Visa · Credit Card
Best for
Frequent travelers seeking lounge access
Think twice if
Low spenders or infrequent travelers
Complimentary airport lounge access yearly Fee waiver with Rs.50000 spend Manageable forex markup on transactions
Joining Fee: Joining Fee of Rs.1000
Renewal Fee: Renewal Fee of Rs.1000 Spend Rs.50000 For First Year Fee Waiver
Domestic Lounge: 8 Complimentary Airport Lounge Access Per Year
Forex Markup: 3.50% - Foreign Currency Transactions

Key Benefits

Lounge Access
Domestic 8 Complimentary Airport Lounge Access Per Year

More about the Paytm Hdfc Bank Select Credit Card

Is the Paytm Hdfc Bank Select Credit Card worth it in 2026?

The Paytm Hdfc Bank Select Credit Card offers 8 complimentary domestic airport lounge accesses per year with a joining and renewal fee of Rs.1000 each. The first-year fee is waived if you spend Rs.50000, making it cost-effective for frequent travelers in 2026.

Who should get the Paytm Hdfc Bank Select Credit Card?

This card is ideal for frequent domestic travelers who value airport lounge access and can spend at least Rs.50000 in the first year to waive the joining fee. It's suited for users seeking premium benefits without high annual fees.

How to maximise rewards on the Paytm Hdfc Bank Select Credit Card?

To maximise benefits, spend Rs.50000 in the first year to waive the Rs.1000 joining fee and utilise all 8 complimentary lounge visits annually. Regular use for travel-related expenses ensures you get the most value from this card.

Best apps/sites to use the Paytm Hdfc Bank Select Credit Card on?

Use the Paytm Hdfc Bank Select Credit Card primarily on travel booking platforms and the Paytm app to leverage exclusive offers and lounge access benefits. This enhances rewards and maximises fee waivers.

Paytm Hdfc Bank Select Credit Card
Paytm Hdfc Bank Select Credit Card
HDFC Bank · Visa · Credit Card
Joining Fee: Joining Fee of Rs.1000
Renewal Fee: Renewal Fee of Rs.1000 Spend Rs.50000 For First Year Fee Waiver
Domestic Lounge: 8 Complimentary Airport Lounge Access Per Year
Forex Markup: 3.50% - Foreign Currency Transactions
Joining Fee
Joining Fee of Rs.1000
Renewal Fee
Renewal Fee of Rs.1000
Spend Rs.50000 For First Year Fee Waiver
Domestic Lounge
8 Complimentary Airport Lounge Access Per Year
Forex Markup
3.50% - Foreign Currency Transactions
Joining Fee of Rs.1000. Renewal Fee of Rs.1000. Spend Rs.50000 For First Year Fee Waiver
8 Complimentary Airport Lounge Access Per Year
Spend Rs.50000 For First Year Fee Waiver
3.50% - Foreign Currency Transactions

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