Key Benefits
More about the American Express Membership Rewards Credit Card
Is the American Express Membership Rewards Credit Card worth it in 2026?
Yes, the card is worth it if you shop frequently at partner stores like Croma, Boat, Farfetch, and Ajio, where you earn 2X rewards. Additionally, earning 5000 Membership Rewards Points upon first-year renewal and the possibility of waiving the Rs. 4500 renewal fee by spending Rs. 1,50,000 adds significant value.
Who should get the American Express Membership Rewards Credit Card?
This card is ideal for shoppers who regularly purchase electronics, fashion, and lifestyle products from brands like Croma, Boat, Farfetch, and Ajio. It suits individuals who can meet the Rs. 1,50,000 annual spend to waive the renewal fee and want to maximize reward points on their spending.
How to maximise rewards on the American Express Membership Rewards Credit Card?
To maximize rewards, focus your spending on partner merchants like Croma, Boat, Farfetch, and Ajio to earn 2X rewards. Also, aim to meet monthly spend milestones to earn an additional 1000 bonus Membership Rewards Points and maintain an annual spend of Rs. 1,50,000 to waive the renewal fee.
What purchases give the best value on the American Express Membership Rewards Credit Card?
Purchases at Croma, Boat, Farfetch, and Ajio offer the best value with 2X Membership Rewards points. Additionally, meeting monthly spend milestones and renewing the card to earn 5000 bonus points further enhances the value from these purchases.