The RBL Binge Visa has a ₹999 annual fee (waived on ₹1 lakh annual spend), earns 1 Reward Points per ₹100, includes 2 airport lounge visits a year and charges a 3.5% forex markup.
| Annual fee | ₹999 |
|---|---|
| Annual fee waived | On ₹1 lakh annual spend |
| Base rewards | 1 Reward Points per ₹100 |
| Lounge access | 2 airport lounge visits a year |
| Forex markup | 3.5% |
From issuer benefit data, checked 23 Oct 2026. Base rewards is the general earn rate; category and partner rates are under Key Benefits.
Key Benefits
Live offers on this card
223 online offers across 167 brands right now, each valid for at least another 7 days. Checked 22 Oct.
- Yatra: Upto Rs.7500 off · till 30 Nov
- Croma: Rs.3000 Discount · till 31 Oct
- Air India: Get additional Rs.1000 off · till 31 Dec
- EaseMyTrip: Get Rs.1000 off · till 31 Dec
- Zepto: Flat Rs.100 off · till 31 Oct
These are RBL Bank's own offers and Visa network offers, so they apply to every RBL Bank Visa card, not just this one. All RBL Bank offers by category.
More about the Rbl Bank Binge Visa Credit Card
Is the Rbl Bank Binge Visa Credit Card worth it in 2026?
The Rbl Bank Binge Visa Credit Card offers 12 Reward Points per Rs.100 on online spends and 1 Reward Point per Rs.100 on other spends. With 2 complimentary domestic airport lounge accesses per year and an annual fee of Rs.999, which is waived on spending Rs.1 lakh, it provides good value for frequent online shoppers.
Who should get the Rbl Bank Binge Visa Credit Card?
This card is ideal for users who spend heavily online and want to earn high reward points on digital purchases. It suits frequent domestic travelers who can benefit from the 2 complimentary airport lounge accesses annually and are comfortable spending Rs.1 lakh yearly to waive the annual fee.
How to maximise rewards on the Rbl Bank Binge Visa Credit Card?
To maximise rewards, focus on making online purchases to earn 12 Reward Points per Rs.100 spent. Additionally, ensure your annual spending crosses Rs.1 lakh to get the Rs.999 annual fee waived, increasing your net benefits from the card.
Is the Rbl Bank Binge Visa Credit Card better than a top competing premium card?
While the Rbl Bank Binge Visa Credit Card offers competitive rewards on online spends and complimentary lounge access, premium cards may offer higher lounge access limits and additional luxury benefits. However, at Rs.999 annual fee with waiver options, it is a cost-effective choice for online shoppers.