The Rbl Bank Binge Visa Credit Card offers 1 Reward Point per Rs.100 spent and 12 Reward Points per Rs.100 on online spends. With 2 complimentary domestic airport lounge accesses per year and an annual fee of Rs.999 (waived on spending Rs.1 Lakh), it provides good value for frequent online shoppers and travelers.
This card is ideal for users who frequently shop online and travel domestically. If you spend heavily on online purchases and can spend Rs.1 Lakh annually to waive the renewal fee, the card's rewards and lounge access benefits make it a suitable choice.
To maximise rewards, focus on online spending to earn 12 Reward Points per Rs.100. Additionally, ensure your annual spend crosses Rs.1 Lakh to get the Rs.999 renewal fee waived, increasing your net benefits from the card.
While the Rbl Bank Binge Visa Credit Card offers competitive online rewards and lounge access, premium cards may provide higher reward rates, more lounge visits, and additional luxury benefits. It is better suited for budget-conscious users prioritising online rewards and basic travel perks.