Pine Labs Hdfc Bank Pro Credit Card

Pine Labs Hdfc Bank Pro Credit Card

Updated July 2026
HDFC Bank · Visa · Credit Card
Best for
Frequent online shoppers and travelers
Think twice if
Low spenders or infrequent travelers
Earn 4 Reward Points on online spending 8 complimentary airport lounge accesses yearly Bonus rewards for high spending milestones
Joining Fee: Joining Fee of Rs.1000
Renewal Fee: Renewal Fee of Rs.1000 Spend Rs.75000 For First Year Fee Waiver
Domestic Lounge: 8 Complimentary Airport Lounge Access Per Year
Rewards: Earn 4 Reward Points per Rs.150 on Online
Forex Markup: 3.50% - Foreign Currency Transactions

Key Benefits

Rewards
Earn 4 Reward Points per Rs.150 on Online
Earn 4 Reward Points per Rs.150
Lounge Access
Domestic 8 Complimentary Airport Lounge Access Per Year
Milestone Rewards
Earn 10000 Bonus Rewards Points
Earn 15000 Rewards Points on Spend of Rs.8 Lakhs

More about the Pine Labs Hdfc Bank Pro Credit Card

Is the Pine Labs Hdfc Bank Pro Credit Card worth it in 2026?

The Pine Labs Hdfc Bank Pro Credit Card offers 4 Reward Points per Rs.150 spent online and a milestone bonus of 15,000 points on Rs.8 Lakhs spend. With 8 complimentary domestic airport lounge accesses and a manageable Rs.1000 annual fee (waived on Rs.1 Lakh spend), it remains a valuable card for frequent spenders in 2026.

Who should get the Pine Labs Hdfc Bank Pro Credit Card?

This card is ideal for online shoppers and frequent domestic travelers who can utilize the 4 Reward Points per Rs.150 online spend and 8 complimentary airport lounge visits annually. Users planning to spend Rs.8 Lakhs yearly can benefit from milestone rewards and the renewal fee waiver.

How to maximise rewards on the Pine Labs Hdfc Bank Pro Credit Card?

To maximise rewards, focus on online spending to earn 4 Reward Points per Rs.150 and aim to reach the Rs.8 Lakhs milestone to get 15,000 bonus points. Additionally, spend at least Rs.1 Lakh annually to waive the Rs.1000 renewal fee and enjoy 8 free domestic lounge accesses.

Is the Pine Labs Hdfc Bank Pro Credit Card better than a top competing premium card?

While the Pine Labs Hdfc Bank Pro Credit Card offers competitive rewards and 8 domestic lounge visits, some premium cards may provide higher reward rates or international lounge access. Its Rs.1000 joining and renewal fees with waiver options make it cost-effective but may lack some premium benefits found in top-tier cards.

Pine Labs Hdfc Bank Pro Credit Card
Pine Labs Hdfc Bank Pro Credit Card
HDFC Bank · Visa · Credit Card
Joining Fee: Joining Fee of Rs.1000
Renewal Fee: Renewal Fee of Rs.1000 Spend Rs.75000 For First Year Fee Waiver
Domestic Lounge: 8 Complimentary Airport Lounge Access Per Year
Rewards: Earn 4 Reward Points per Rs.150 on Online
Forex Markup: 3.50% - Foreign Currency Transactions
Joining Fee
Joining Fee of Rs.1000
Renewal Fee
Renewal Fee of Rs.1000
Spend Rs.75000 For First Year Fee Waiver
Domestic Lounge
8 Complimentary Airport Lounge Access Per Year
Rewards
Earn 4 Reward Points per Rs.150 on Online
Forex Markup
3.50% - Foreign Currency Transactions
Joining Fee of Rs.1000. Renewal Fee of Rs.1000. Spend Rs.75000 For First Year Fee Waiver
8 Complimentary Airport Lounge Access Per Year
Earn 4 Reward Points per Rs.150 on Online
Spend Rs.75000 For First Year Fee Waiver
3.50% - Foreign Currency Transactions
Earn 10000 Bonus Rewards Points

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