SBI Cards Tata Titanium MasterCard Credit Card

SBI Cards Tata Titanium MasterCard Credit Card

Updated July 2026
SBI Cards · MasterCard · Credit Card
Best for
Frequent grocery and departmental store shoppers
Think twice if
Rarely spends on groceries or departments
Earn 3X points on grocery purchases Waiver on annual fee with Rs.1 Lakhs spend Welcome bonus of 500 Empower points
Renewal Fee: Annual Fee - Rs.499 Spend Rs.1 Lakhs For Renewal Fee Waiver
Rewards: Earn 3X Empower Points on Departmental & Grocery Stores
Forex Markup: 3.5% - Foreign Currency Transactions

Key Benefits

Rewards
Earn 3X Empower Points on Departmental & Grocery Stores
Earn 1 Empower Point on Retail
Welcome Bonus
Earn 500 Empower points As Welcome Benefit on the Spends of Rs.2000

More about the SBI Cards Tata Titanium MasterCard Credit Card

Is the SBI Cards Tata Titanium MasterCard Credit Card worth it in 2026?

The SBI Cards Tata Titanium MasterCard Credit Card offers 3X Empower Points on departmental and grocery store spends, making it valuable for regular shoppers. With a renewal fee of Rs. 499 that can be waived by spending Rs. 1 lakh annually, it remains cost-effective for frequent users.

Who should get the SBI Cards Tata Titanium MasterCard Credit Card?

This card is ideal for individuals who frequently shop at departmental and grocery stores and want to maximize rewards. Users who can spend at least Rs. 1 lakh annually to waive the renewal fee will benefit the most.

How to maximise rewards on the SBI Cards Tata Titanium MasterCard Credit Card?

To maximize rewards, focus your spending on departmental and grocery stores to earn 3X Empower Points. Additionally, ensure your annual spend crosses Rs. 1 lakh to get the Rs. 499 renewal fee waived.

What purchases give the best value on the SBI Cards Tata Titanium MasterCard Credit Card?

Purchases at departmental and grocery stores offer the best value with 3X Empower Points. All other retail spends earn 1 Empower Point per Rs. spent, making everyday shopping rewarding.

Compare

CompareCompare SBI Cards Tata Titanium MasterCard Credit Card with: Kotak Royale Visa Signature Credit Card · Indusind Visa Platinum Credit Card · Yes Bank Marquee Credit Card
SBI Cards Tata Titanium MasterCard Credit Card
SBI Cards Tata Titanium MasterCard Credit Card
SBI Cards · MasterCard · Credit Card
Renewal Fee: Annual Fee - Rs.499 Spend Rs.1 Lakhs For Renewal Fee Waiver
Rewards: Earn 3X Empower Points on Departmental & Grocery Stores
Forex Markup: 3.5% - Foreign Currency Transactions
Renewal Fee
Annual Fee - Rs.499
Spend Rs.1 Lakhs For Renewal Fee Waiver
Rewards
Earn 3X Empower Points on Departmental & Grocery Stores
Forex Markup
3.5% - Foreign Currency Transactions
CompareCompare SBI Cards Tata Titanium MasterCard Credit Card with: Kotak Royale Visa Signature Credit Card · Indusind Visa Platinum Credit Card · Yes Bank Marquee Credit Card
Annual Fee - Rs.499. Spend Rs.1 Lakhs For Renewal Fee Waiver
Earn 3X Empower Points on Departmental & Grocery Stores
Spend Rs.1 Lakhs For Renewal Fee Waiver
3.5% - Foreign Currency Transactions

What do you want to know about this card?

Messages: 0/3 — Login after 3 messages for unlimited chat
Login required: You've reached the 3-message limit. Login with Google
Wallet Chat → Compare this card against any other card
Press Enter to send, Shift+Enter for new line