The Axis Aura Visa has a ₹749 annual fee, earns 2 EDGE Reward Point on ₹200 and charges a 3.5% forex markup.
| Annual fee | ₹749 |
|---|---|
| Joining fee | ₹749 |
| Base rewards | 2 EDGE Reward Point on ₹200 |
| Forex markup | 3.5% |
From issuer benefit data, checked 22 Oct 2026. Base rewards is the general earn rate; category and partner rates are under Key Benefits.
234 online offers across 164 brands right now, each valid for at least another 7 days. Checked 22 Oct.
These are Axis Bank's own offers and Visa network offers, so they apply to every Axis Bank Visa card, not just this one. All Axis Bank offers by category.
The Axis Bank Aura Visa Credit Card offers 5X EDGE REWARDS on insurance spends and 2 EDGE Reward Points for every Rs. 200 spent. With a joining fee and annual fee of Rs. 749, it is worth it for users who frequently spend on insurance and want to maximize rewards.
This card is ideal for individuals who regularly pay insurance premiums and want to earn accelerated rewards. It suits users comfortable with a Rs. 749 joining and annual fee and looking to benefit from high reward points on insurance spends.
To maximize rewards, focus on using the card for insurance payments to earn 5X EDGE REWARDS. Additionally, use it for other purchases to earn 2 EDGE Reward Points for every Rs. 200 spent.
Insurance spends provide the best value with 5X EDGE REWARDS. Other purchases earn 2 EDGE Reward Points per Rs. 200, making insurance payments the most rewarding use of this card.