Axis Bank Aura Visa Credit Card

Axis Bank Aura Visa Credit Card

Updated July 2026
Axis Bank · Visa · Credit Card
Best for
Frequent insurance spenders seeking rewards
Think twice if
Low foreign transaction needs or low spending
Earn 5X rewards on insurance purchases Welcome voucher for Decathlon worth Rs.750 2 reward points for every Rs.200 spent
Joining Fee: Joining Fee of Rs.749
Renewal Fee: Second Year Onwards Annual Fee of Rs.749
Rewards: Earn 2 EDGE Reward Point on Rs.200
Forex Markup: 3.5% - Foreign Currency Transactions

Key Benefits

Rewards
Earn 2 EDGE Reward Point on Rs.200
Earn 5X EDGE REWARDS on Insurance Spends
Welcome Bonus
Welcome Benefit - Get Decathlon Voucher of Rs.750

People Also Asked

What are the annual fees for the Axis Bank Aura Visa Credit Card?
The annual fee for the Axis Bank Aura Visa Credit Card is ₹500. However, if you spend ₹1,00,000 or more in a year, the annual fee is waived. Ask for more →

More about the Axis Bank Aura Visa Credit Card

Is the Axis Bank Aura Visa Credit Card worth it in 2026?

The Axis Bank Aura Visa Credit Card offers a joining fee of Rs.749 and an annual fee of Rs.749 from the second year onwards. With 5X EDGE REWARDS on insurance spends and 2 EDGE Reward Points on every Rs.200 spent, it provides good value for users who frequently pay insurance premiums.

Who should get the Axis Bank Aura Visa Credit Card?

This card is ideal for individuals who regularly spend on insurance payments and want to maximise rewards. If you spend significantly on insurance and want to earn accelerated EDGE REWARDS, this card suits your needs.

How to maximise rewards on the Axis Bank Aura Visa Credit Card?

To maximise rewards, focus on making insurance-related payments with the card to earn 5X EDGE REWARDS. Additionally, use the card for other purchases to earn 2 EDGE Reward Points for every Rs.200 spent.

What purchases give the best value on the Axis Bank Aura Visa Credit Card?

Insurance spends provide the best value with 5X EDGE REWARDS. Other purchases earn 2 EDGE Reward Points per Rs.200, but insurance payments clearly offer the highest reward rate.

Axis Bank Aura Visa Credit Card
Axis Bank Aura Visa Credit Card
Axis Bank · Visa · Credit Card
Joining Fee: Joining Fee of Rs.749
Renewal Fee: Second Year Onwards Annual Fee of Rs.749
Rewards: Earn 2 EDGE Reward Point on Rs.200
Forex Markup: 3.5% - Foreign Currency Transactions
Joining Fee
Joining Fee of Rs.749
Renewal Fee
Second Year Onwards Annual Fee of Rs.749
Rewards
Earn 2 EDGE Reward Point on Rs.200
Forex Markup
3.5% - Foreign Currency Transactions
Joining Fee of Rs.749. Second Year Onwards Annual Fee of Rs.749
Earn 2 EDGE Reward Point on Rs.200
3.5% - Foreign Currency Transactions

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