Axis Bank Aura Visa Credit Card

Axis Bank Aura Visa Credit Card

Updated October 2026
Axis Bank · Visa · Credit Card

The Axis Aura Visa has a ₹749 annual fee, earns 2 EDGE Reward Point on ₹200 and charges a 3.5% forex markup.

Annual fee₹749
Joining fee₹749
Base rewards2 EDGE Reward Point on ₹200
Forex markup3.5%

From issuer benefit data, checked 22 Oct 2026. Base rewards is the general earn rate; category and partner rates are under Key Benefits.

Best for
Frequent insurance spenders seeking rewards
Think twice if
Low foreign currency transaction needs
Earn 5X rewards on insurance purchases Welcome voucher for Decathlon worth Rs.750 2 reward points for every Rs.200 spent
Joining Fee: Joining Fee of Rs.749
Renewal Fee: Second Year Onwards Annual Fee of Rs.749
Rewards: Earn 2 EDGE Reward Point on Rs.200
Forex Markup: 3.5% - Foreign Currency Transactions

Key Benefits

Rewards
Earn 2 EDGE Reward Point on Rs.200
Earn 5X EDGE REWARDS on Insurance Spends
Welcome Bonus
Welcome Benefit - Get Decathlon Voucher of Rs.750

Live offers on this card

234 online offers across 164 brands right now, each valid for at least another 7 days. Checked 22 Oct.

These are Axis Bank's own offers and Visa network offers, so they apply to every Axis Bank Visa card, not just this one. All Axis Bank offers by category.

People Also Asked

What are the annual fees for the Axis Bank Aura Visa Credit Card? ▼
The annual fee for the Axis Bank Aura Visa Credit Card is ₹500. However, if you spend ₹50,000 or more in a year, the annual fee is waived. Ask for more →

More about the Axis Bank Aura Visa Credit Card

Is the Axis Bank Aura Visa Credit Card worth it in 2026?

The Axis Bank Aura Visa Credit Card offers 5X EDGE REWARDS on insurance spends and 2 EDGE Reward Points for every Rs. 200 spent. With a joining fee and annual fee of Rs. 749, it is worth it for users who frequently spend on insurance and want to maximize rewards.

Who should get the Axis Bank Aura Visa Credit Card?

This card is ideal for individuals who regularly pay insurance premiums and want to earn accelerated rewards. It suits users comfortable with a Rs. 749 joining and annual fee and looking to benefit from high reward points on insurance spends.

How to maximise rewards on the Axis Bank Aura Visa Credit Card?

To maximize rewards, focus on using the card for insurance payments to earn 5X EDGE REWARDS. Additionally, use it for other purchases to earn 2 EDGE Reward Points for every Rs. 200 spent.

What purchases give the best value on the Axis Bank Aura Visa Credit Card?

Insurance spends provide the best value with 5X EDGE REWARDS. Other purchases earn 2 EDGE Reward Points per Rs. 200, making insurance payments the most rewarding use of this card.

Compare

Axis Bank Aura Visa Credit Card
Axis Bank Aura Visa Credit Card
Axis Bank · Visa · Credit Card
Joining Fee: Joining Fee of Rs.749
Renewal Fee: Second Year Onwards Annual Fee of Rs.749
Rewards: Earn 2 EDGE Reward Point on Rs.200
Forex Markup: 3.5% - Foreign Currency Transactions
Joining Fee
Joining Fee of Rs.749
Renewal Fee
Second Year Onwards Annual Fee of Rs.749
Rewards
Earn 2 EDGE Reward Point on Rs.200
Forex Markup
3.5% - Foreign Currency Transactions
Joining Fee of Rs.749. Second Year Onwards Annual Fee of Rs.749
Earn 2 EDGE Reward Point on Rs.200
3.5% - Foreign Currency Transactions

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