The Axis Neo has a ₹250 annual fee, earns 1 Reward Point For ₹200 and charges a 3.5% forex markup.
| Annual fee | ₹250 |
|---|---|
| Joining fee | ₹250 |
| Base rewards | 1 Reward Point For ₹200 |
| Forex markup | 3.5% |
From issuer benefit data, checked 22 Oct 2026. Base rewards is the general earn rate; category and partner rates are under Key Benefits.
Key Benefits
Live offers on this card
234 online offers across 164 brands right now, each valid for at least another 7 days. Checked 22 Oct.
- Yatra: Upto Rs.7000 off · till 30 Nov
- Air India: Get additional Rs.1000 off · till 31 Dec
- EaseMyTrip: Get Rs.1000 off · till 31 Dec
- Paytm: Save 50% · till 30 Dec
- AJIO: Flat 20% off · till 31 Dec
These are Axis Bank's own offers and Visa network offers, so they apply to every Axis Bank Visa card, not just this one. All Axis Bank offers by category.
More about the Axis Bank Neo Credit Card
Is the Axis Bank Neo Credit Card worth it in 2026?
The Axis Bank Neo Credit Card offers 1 Reward Point for every Rs. 200 spent, with a joining fee of Rs. 250 and an annual fee of Rs. 250 from the second year onwards. If you spend regularly and value reward points, this card can be cost-effective in 2026.
Who should get the Axis Bank Neo Credit Card?
This card is ideal for individuals who spend moderately and want to earn rewards without high fees. With a low joining and annual fee of Rs. 250, it suits budget-conscious users looking for steady reward points on everyday purchases.
How to maximise rewards on the Axis Bank Neo Credit Card?
To maximise rewards, use the card for all purchases to accumulate 1 Reward Point for every Rs. 200 spent. Regular spending helps offset the Rs. 250 annual fee from the second year by earning more points over time.
What purchases give the best value on the Axis Bank Neo Credit Card?
Since the card offers a flat 1 Reward Point per Rs. 200 spent, all purchases provide equal value. Focus on using the card for frequent and high-value transactions to earn more points efficiently.