Key Benefits
More about the HDFC Bank Titanium Times Credit Card MasterCard
Is the HDFC Bank Titanium Times Credit Card MasterCard worth it in 2026?
The HDFC Bank Titanium Times Credit Card MasterCard offers competitive rewards like 2 Reward Points on grocery and telecom spends, and 2.5X rewards on dining. With a joining and renewal fee of Rs. 500 each, it becomes cost-effective if you spend Rs. 1.5 Lakhs annually to get the renewal fee waived.
Who should get the HDFC Bank Titanium Times Credit Card MasterCard?
This card is ideal for individuals who frequently spend on groceries, dining, insurance, utilities, and telecom services. If you regularly spend Rs. 1.5 Lakhs or more annually, you can benefit from fee waivers and maximize reward points.
How to maximise rewards on the HDFC Bank Titanium Times Credit Card MasterCard?
To maximize rewards, focus on spending on dining to earn 2.5X rewards and on groceries, insurance, utilities, and telecom transactions to earn 2 Reward Points per Rs. 150 spent. Also, ensure your annual spend crosses Rs. 1.5 Lakhs to waive the renewal fee.
What purchases give the best value on the HDFC Bank Titanium Times Credit Card MasterCard?
Dining transactions offer the best value with 2.5X rewards. Groceries, telecom, cable, insurance, and utility payments also provide good returns with 2 Reward Points per Rs. 150 spent, making these categories the most rewarding.