Key Benefits
More about the Hdfc Biz Black Metal Edition Credit Card
Is the Hdfc Biz Black Metal Edition Credit Card worth it in 2026?
The Hdfc Biz Black Metal Edition Credit Card offers 5X reward points on business spends and 5 points per Rs.150 on insurance, grocery, utility, and other spends. With a Rs.10,000 joining and renewal fee, it is worth it if you spend at least Rs.1.5 lakhs annually to get the joining fee waived.
Who should get the Hdfc Biz Black Metal Edition Credit Card?
This card is ideal for business owners and professionals with high business-related expenses. If you regularly spend Rs.1.5 lakhs or more annually and want unlimited complimentary domestic and international lounge access, this card suits your needs.
How to maximise rewards on the Hdfc Biz Black Metal Edition Credit Card?
Maximise rewards by focusing on business spends to earn 5X reward points. Additionally, use the card for insurance, grocery, utility, and other spends to earn 5 points per Rs.150, ensuring you meet the Rs.1.5 lakh spend to waive the joining fee.
Is the Hdfc Biz Black Metal Edition Credit Card good for international travel?
Yes, the card offers unlimited complimentary international lounge visits, making it excellent for frequent international travelers. The reward points on various spends also add value during overseas trips.