The BPCL SBI Card Octane Visa has a ₹1,499 annual fee (waived on ₹2 lakh annual spend), earns 25X Reward Points on Fuel Purchases at BPCL Petrol Pumps. (1 Reward Point Per ₹100 Spent on Other Retail Purchases), includes 4 airport lounge visits a year and charges a 3.5% forex markup.
| Annual fee | ₹1,499 |
|---|---|
| Joining fee | ₹1,499 |
| Annual fee waived | On ₹2 lakh annual spend |
| Top reward rate | 25X Reward Points on Fuel Purchases at BPCL Petrol Pumps. |
| Base rewards | 1 Reward Point Per ₹100 Spent on Other Retail Purchases |
| Lounge access | 4 airport lounge visits a year |
| Forex markup | 3.5% |
From issuer benefit data, checked 24 Oct 2026. Top reward rate is the card's best partner or category rate; base rewards is the general earn rate. Caps and exclusions are under Key Benefits.
Key Benefits
Live offers on this card
223 online offers across 161 brands right now, each valid for at least another 7 days. Checked 23 Oct.
- Croma: Rs.14000 Discount · till 31 Oct
- Yatra: Upto Rs.1800 off · till 31 Dec
- Air India: Get additional Rs.1000 off · till 31 Dec
- EaseMyTrip: Get Rs.1000 off · till 31 Dec
- Paytm: Save 50% · till 30 Dec
These are SBI Cards's own offers and Visa network offers, so they apply to every SBI Cards Visa card, not just this one. All SBI Cards offers by category.
More about the Bpcl Sbi Card Octane Visa Credit Card
Is the Bpcl Sbi Card Octane Visa Credit Card worth it in 2026?
The card offers a joining and renewal fee of Rs.1499 each, with renewal fee waived on spending Rs.2 Lakhs annually. It provides 25X reward points on BPCL fuel purchases and 6000 bonus points on annual fee payment, making it valuable for frequent fuel buyers.
Who should get the Bpcl Sbi Card Octane Visa Credit Card?
Ideal users are those who regularly purchase fuel at BPCL petrol pumps and Bharat Gas, as they earn 25X and 25 reward points respectively. Additionally, shoppers at departmental stores, grocery, and dining can benefit from 10 reward points per Rs.100 spent.
How to maximise rewards on the Bpcl Sbi Card Octane Visa Credit Card?
Maximise rewards by spending on BPCL fuel pumps to earn 25X points, and on Bharat Gas for 25 points per Rs.100. Also, use the card for dining and departmental stores to earn 10 points per Rs.100, and aim to spend Rs.3 Lakhs annually to receive e-gift vouchers worth Rs.2000.
Best fuel stations for the Bpcl Sbi Card Octane Visa Credit Card?
BPCL petrol pumps are the best fuel stations to use this card, offering 25X reward points on fuel purchases and a 1% fuel surcharge waiver on every BPCL transaction.