Key Benefits
More about the Hdfc Bank Regalia Gold Credit Card
Is the Hdfc Bank Regalia Gold Credit Card worth it in 2026?
Yes, the Hdfc Bank Regalia Gold Credit Card is worth it in 2026 if you spend regularly. It offers 4 Rewards Points for every Rs.150 spent and milestone bonuses of 10,000 points on Rs.5 Lakhs and 15,000 points on Rs.8 Lakhs spend. The card also provides 12 domestic and 6 international lounge accesses, adding value for frequent travelers.
Who should get the Hdfc Bank Regalia Gold Credit Card?
This card is ideal for frequent shoppers and travelers who spend on utilities, insurance, and lifestyle brands like Marks & Spencer and Myntra. Users who can spend Rs.4 Lakhs annually to waive the Rs.2500 renewal fee will benefit most from its rewards and lounge access.
How to maximise rewards on the Hdfc Bank Regalia Gold Credit Card?
Maximise rewards by spending on utilities and insurance to earn 4 Rewards Points per Rs.150, and shop at Marks & Spencer and Myntra to get 5X Reward Points. Also, aim to reach the Rs.5 Lakhs and Rs.8 Lakhs milestones to earn 10,000 and 15,000 bonus points respectively.
Is the Hdfc Bank Regalia Gold Credit Card good for international travel?
Yes, it is suitable for international travel with 6 complimentary airport lounge accesses outside India. The card’s rewards on international spends and lounge benefits make it a good choice for frequent global travelers.