The SBI Card Elite Advantage Visa Signature has a ₹4,999 annual fee (waived on ₹10 lakh annual spend), earns 2 Reward Points per ₹100, includes 2 airport lounge visits a quarter and charges a 1.99% forex markup.
| Annual fee | ₹4,999 |
|---|---|
| Annual fee waived | On ₹10 lakh annual spend |
| Base rewards | 2 Reward Points per ₹100 |
| Lounge access | 2 airport lounge visits a quarter |
| Forex markup | 1.99% |
From issuer benefit data, checked 22 Oct 2026. Base rewards is the general earn rate; category and partner rates are under Key Benefits.
Key Benefits
Live offers on this card
221 online offers across 161 brands right now, each valid for at least another 7 days. Checked 22 Oct.
- Croma: Rs.12000 Discount · till 31 Oct
- Yatra: Upto Rs.1800 off · till 31 Dec
- Air India: Get additional Rs.1000 off · till 31 Dec
- EaseMyTrip: Get Rs.1000 off · till 31 Dec
- Paytm: Save 50% · till 30 Dec
These are SBI Cards's own offers and Visa network offers, so they apply to every SBI Cards Visa card, not just this one. All SBI Cards offers by category.
More about the Sbi Card Elite Advantage Visa Signature Credit Card
Is the Sbi Card Elite Advantage Visa Signature Credit Card worth it in 2026?
The card offers high rewards like 9 Club Vistara Points per Rs.100 spent and 5X points on dining, departmental stores, and groceries. With 2 complimentary domestic lounge visits per quarter and 6 international lounge visits annually, plus milestone bonuses up to 15,000 points, it is valuable for frequent spenders despite the Rs.4999 annual fee.
Who should get the Sbi Card Elite Advantage Visa Signature Credit Card?
This card is ideal for frequent travelers and high spenders who shop regularly at dining outlets, departmental stores, and grocery stores. Users spending above Rs.3 lakhs can benefit from milestone bonuses, and those spending Rs.10 lakhs annually can waive the renewal fee.
How to maximise rewards on the Sbi Card Elite Advantage Visa Signature Credit Card?
To maximise rewards, spend on dining, departmental stores, and groceries to earn 5X reward points. Also, accumulate Rs.3 lakhs to Rs.8 lakhs in spend to unlock milestone bonuses up to 15,000 points, and aim for Rs.10 lakhs annual spend to waive the renewal fee.
Is the Sbi Card Elite Advantage Visa Signature Credit Card good for international travel?
Yes, it offers 6 complimentary international lounge visits annually and earns 9 Club Vistara Points per Rs.100 spent, making it beneficial for international travelers. The card also provides 2 complimentary domestic lounge accesses per quarter, enhancing travel comfort.