Sbi Card Elite Advantage Visa Signature Credit Card

Sbi Card Elite Advantage Visa Signature Credit Card

Updated July 2026
SBI Cards · Visa · Credit Card
Best for
Frequent shoppers at grocery and departmental stores
Think twice if
Low spenders or infrequent travelers
5X Reward Points on groceries and shopping Complimentary airport lounge access quarterly Bonus points on high spending milestones
Renewal Fee: Annual Fee of Rs.4999 Spend Rs.10 Lakhs For Waiver of Renewal Fee
Domestic Lounge: 2 Complimentary Airport Lounge Access Per Quarter
International Lounge: Enjoy 6 Complimentary International Lounge Visits
Rewards: Earn 9 Club Vistara Points For Every Rs.100
Forex Markup: 1.99% - Foreign Currency Transactions

Key Benefits

Rewards
Earn 9 Club Vistara Points For Every Rs.100
5X Reward Points on Dining
5X Reward Points on Departmental stores and Grocery
Lounge Access
Domestic 2 Complimentary Airport Lounge Access Per Quarter
International Enjoy 6 Complimentary International Lounge Visits
Milestone Rewards
Earn 15000 Bonus Reward Points on Spend of Rs.5 Lakhs
Earn 15000 Bonus Reward Points on Spend of Rs.8 Lakhs
Welcome Bonus
Complimentary Club Vistara Silver Tier Membership

More about the Sbi Card Elite Advantage Visa Signature Credit Card

Is the Sbi Card Elite Advantage Visa Signature Credit Card worth it in 2026?

Yes, the card offers 5X Reward Points on departmental stores, grocery, and dining, plus 9 Club Vistara Points per Rs.100 spent. With milestone bonuses up to 15,000 points and complimentary lounge access, the Rs.4999 annual fee can be justified for frequent spenders.

Who should get the Sbi Card Elite Advantage Visa Signature Credit Card?

This card is ideal for high spenders who shop regularly at departmental stores, grocery outlets, and dine out often. Frequent flyers who value lounge access and Club Vistara points will also benefit from this card.

How to maximise rewards on the Sbi Card Elite Advantage Visa Signature Credit Card?

Maximise rewards by spending on departmental stores, groceries, and dining to earn 5X Reward Points. Additionally, aim to spend Rs.3-5 Lakhs annually to unlock milestone bonuses of up to 15,000 points and reach Rs.10 Lakhs to waive the renewal fee.

Is the Sbi Card Elite Advantage Visa Signature Credit Card good for international travel?

Yes, it offers 6 complimentary international lounge visits and 2 domestic lounge accesses per quarter. The card also earns 9 Club Vistara Points per Rs.100, making it beneficial for frequent international travelers.

Compare

CompareCompare Sbi Card Elite Advantage Visa Signature Credit Card with: Axis Bank Rewards Visa Credit Card · Yes Bank Select Credit Card · Idfc First Select Visa Credit Card
Sbi Card Elite Advantage Visa Signature Credit Card
Sbi Card Elite Advantage Visa Signature Credit Card
SBI Cards · Visa · Credit Card
Renewal Fee: Annual Fee of Rs.4999 Spend Rs.10 Lakhs For Waiver of Renewal Fee
Domestic Lounge: 2 Complimentary Airport Lounge Access Per Quarter
International Lounge: Enjoy 6 Complimentary International Lounge Visits
Rewards: Earn 9 Club Vistara Points For Every Rs.100
Forex Markup: 1.99% - Foreign Currency Transactions
Renewal Fee
Annual Fee of Rs.4999
Spend Rs.10 Lakhs For Waiver of Renewal Fee
Domestic Lounge
2 Complimentary Airport Lounge Access Per Quarter
International Lounge
Enjoy 6 Complimentary International Lounge Visits
Rewards
Earn 9 Club Vistara Points For Every Rs.100
Forex Markup
1.99% - Foreign Currency Transactions
CompareCompare Sbi Card Elite Advantage Visa Signature Credit Card with: Axis Bank Rewards Visa Credit Card · Yes Bank Select Credit Card · Idfc First Select Visa Credit Card
Annual Fee of Rs.4999. Spend Rs.10 Lakhs For Waiver of Renewal Fee
2 Complimentary Airport Lounge Access Per Quarter International: Enjoy 6 Complimentary International Lounge Visits.
Earn 9 Club Vistara Points For Every Rs.100
Spend Rs.10 Lakhs For Waiver of Renewal Fee
1.99% - Foreign Currency Transactions
Earn 15000 Bonus Reward Points on Spend of Rs.5 Lakhs

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